CuraDebt Debt Relief

CuraDebt Debt Relief Review

CuraDebt Debt Relief is a debt settlement company based in Hollywood, FL. It offers debt relief services to borrowers in 44 states (and Washington, DC). Founded in 2000, it is a well-established firm that has been in business for over 20 years.

Key Takeaways

• Minimum debt balance of $10,000. CuraDebt Debt Relief only considers clients who have at least $10,000 in debt. This is a typical requirement for most debt settlement companies.
• AFCC and IAPDA accredited. CuraDebt Debt Relief is a member of the American Fair Credit Council (AFCC), which is the largest trade association for the debt settlement industry. It also employs debt resolution specialists that have been trained and accredited by the International Association of Professional Debt Arbitrators (IAPDA).
• Well-established firm. CuraDebt Debt Relief has been in business for 23 years.
• Multiple types of debt. CuraDebt Debt Relief settles private student loans, business debt, and all types of unsecured debt, such as credit cards and personal loans.
• Available in most states. CuraDebt Debt Relief is available in 44 states.
• Offers in-house debt relief services. Some debt settlement companies act as intermediaries for larger firms. This company uses its own staff to handle debt settlement accounts.

CuraDebt Debt Relief Pros & Cons

CuraDebt Debt Relief FAQ

What does CuraDebt Debt Relief do?

CuraDebt Debt Relief offers debt relief services for the following types of debt:

• Unsecured debt, such as credit card debt and personal loans.
• Business debt.
• Private student loans.

What does CuraDebt Debt Relief charge?

CuraDebt Debt Relief operates on a contingency fee basis. Companies operating under a contingency fee model charge fees that are based upon a percentage of the debt at the time the consumer enrolled; occasionally they are based on a percentage of the savings negotiated by the debt-settlement company. Across the industry in general, debt settlement clients typically see a 45% to 60% reduction of their enrolled debt.

CuraDebt Debt Relief charges fees that range from 18% of the enrolled debt up to 20% of the enrolled debt, depending on the amount of enrolled debt provided.

Debt relief service pricing / costs can vary greatly from one client to another so it's best to speak to CuraDebt Debt Relief directly to determine an accurate quote.

Does CuraDebt Debt Relief offer a guarantee?

Yes, CuraDebt Debt Relief does advertise a money back guarantee. Money back guarantees in the debt settlement industry typically state you won't be charged any fees until your debts are settled. However, charging upfront fees is illegal in the debt settlement industry anyway. Check with CuraDebt Systems LLC for more details on their guarantee.

What is the minimum debt CuraDebt Debt Relief will consider?

Does CuraDebt Debt Relief perform its own servicing in-house?

Yes, CuraDebt Debt Relief employs its own in-house servicing staff who manage the process and negotiate settlements on behalf of their customers.

What accreditations does CuraDebt Debt Relief have?

The two main trade associations in the debt relief services space are the American Fair Credit Council (AFCC) and the International Association of Professional Debt Arbitrators (IAPDA).

• CuraDebt Debt Relief is an accredited AFCC member.
• CuraDebt Debt Relief is an IAPDA member.

Is CuraDebt Systems LLC a legit company?

CuraDebt Systems LLC was founded in 2000, it is a well-established company that has been in business for 23 years. Based on their "strongly recommended" SuperMoney community rating, they appear to be a very reputable company.