Debt Settlement
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Last Updated: 04/18/2025
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Highlights
Community Rating
Strongly recommended
Minimum Debt Owed
$10,000
Settlement Fee %
18% - 20%(Verified 06/21/2024)
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Monthly Service Fee
$0(Verified 06/21/2024)
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Number of Reviews
CuraDebt Debt Relief Review
CuraDebt Debt Relief is a debt settlement company based in Hollywood, FL. It offers debt relief services to borrowers in 44 states (and Washington, DC). Founded in 2000, it is a well-established company that has been in business for over 20 years.
Key Takeaways
- Minimum debt balance of $10,000. CuraDebt Debt Relief only considers clients who have at least $10,000 in debt. This is a typical requirement for most debt settlement companies.
- ACDR and IAPDA accredited. CuraDebt Debt Relief is a member of the Association for Consumer Debt Relief (ACDR), which is the largest trade association for the debt settlement industry. It also employs debt resolution specialists that have been trained and accredited by the International Association of Professional Debt Arbitrators (IAPDA).
- Well-established company. CuraDebt Debt Relief has been in business for 26 years.
- Multiple types of debt. CuraDebt Debt Relief settles private student loans, business debt, and all types of unsecured debt, such as credit cards and personal loans.
- Available in most states. CuraDebt Debt Relief is available in 44 states, and Washington, DC.
CuraDebt Debt Relief Pros & Cons
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CuraDebt Debt Relief FAQ
What does CuraDebt Debt Relief do?
CuraDebt Debt Relief offers debt relief services for the following types of debt:
- Unsecured debt, such as credit card debt, medical debt, and personal loans.
- Business debt.
- Private student loans.
What does CuraDebt Debt Relief charge?
CuraDebt Debt Relief charges a settlement fee based on the debt handled. Instead of monthly payments or upfront fees, CuraDebt Debt Relief only collects a fee once a settlement has been reached. Fees are calculated as a percentage of the enrolled debt and may vary by state. Across the industry, debt settlement clients typically see a 45% to 60% reduction of their enrolled debt before fees.
CuraDebt Debt Relief settlement fees typically range from 18% of the enrolled debt up to 20% of the enrolled debt, depending on state regulations.
Debt relief fees and settlement terms can vary based on your state and individual circumstances, so it’s best to speak directly with CuraDebt Debt Relief for an accurate quote.
Does CuraDebt Debt Relief offer a guarantee?
Yes, CuraDebt Debt Relief does advertise a program guarantee and you won't be charged any fees until your debts are settled. Charging upfront fees is illegal in the debt settlement industry anyway. Check with CuraDebt Systems LLC for more details on their guarantee.
What is the minimum debt CuraDebt Debt Relief will consider?
CuraDebt Debt Relief is recommended for customers with an unsecured debt of $10,000 or more. Customers with less than $10,000 of unsecured debt may benefit from a debt consolidation loan or credit counseling services.Does CuraDebt Debt Relief perform its own servicing in-house?
Yes, CuraDebt Debt Relief employs its own in-house servicing staff who manage the process and negotiate settlements on behalf of their customers.
What accreditations does CuraDebt Debt Relief have?
The two main trade associations in the debt relief services space are the Association for Consumer Debt Relief (ACDR) and the International Association of Professional Debt Arbitrators (IAPDA).
- CuraDebt Debt Relief is an accredited ACDR member.
- CuraDebt Debt Relief is an IAPDA member.
Is CuraDebt Systems LLC a legit company?
CuraDebt Systems LLC was founded in 2000, it is a well-established company that has been in business for 26 years. Based on their "strongly recommended" SuperMoney community rating, they appear to be a very reputable company.
CuraDebt Debt Relief Disclosure: Not all services are available in all states. Individual results vary. Curadebt does not guarantee debt will be reduced at any specific percentage. CuraDebt does not assume or pay any consumer debts, and does not provide tax or legal advice. If you seek legal or tax advice, you should consult with a tax specialist or attorney. Read and understand all contract terms prior to enrollment.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
Message from CuraDebt Debt Relief
Message from our editor
What We Love About CuraDebt
CuraDebt is one of the most experienced debt relief and tax relief companies. It has tax attorneys and CPAs on staff. CuraDebt’s fees (average of 20% of debt enrolled) are lower than the fees many other debt relief companies charge. CuraDebt also provides free consultation, so you can check whether a debt settlement is right for you.
What Could CuraDebt Do Better?
CuraDebt does not deal with lawsuit debt, student loans, utility bills, mortgages, car loans, or government loans. It also doesn't provide a client dashboard or mobile app for clients to manage their accounts.
The Verdict
CuraDebt is a one-stop debt and tax relief company. It is accredited by the AFCC, IAPDA, NetCheck, HonestE Online, and the US Chamber of Commerce. As well as debt settlement services, it also provides tax relief and credit counseling. It has a lower minimum debt amount than most debt relief companies. It offers a free consultation, which can help you decide if debt settlement is right for you.
Contact
Headquarters
Hours of Operation
Sunday
Closed
Monday
6:00AM - 3:00PM
Tuesday
6:00AM - 3:00PM
Wednesday
6:00AM - 3:00PM
Thursday
6:00AM - 3:00PM
Friday
6:00AM - 2:00PM
Saturday
Closed
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SuperMoney users strongly recommend this product, giving it a user recommendation score of +100, or 5 on a 5-point rating scale.
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CuraDebt Debt Relief Community Reviews
Would you recommend CuraDebt Debt Relief to your friends?
ST
Sophia T.
May 12, 2021
May or may not recommend
CuraDebt has been very beneficial for me and my credit card debt journey. I have multiple companies I was dealing with and now that stress is no longer all on me. I already have settlements in works. They are easy to work with and get started on your case very quickly. One of my favorite things about them is their communication. I get regular updates on my case, and their ...Show More
David-tito D.
Mar 11, 2021
May or may not recommend
I never had such an amazing experience with Curadebt until a customer advocate named Bernardo Amoroso assisted me today. His above par interpersonal skills made it easy for my question to be resolved. It was like talking with a friend/family rather than talking to an authoritative figure like I experienced in the past.
U
Anonymous
Jun 29, 2020
May or may not recommend
CuraDebt has been absolutely amazing and Deborah has topped it off. This turned from me calling and asking for help into an amazing person ensuring the only questions asked were what else can I help you with? Everything was explained in detail, nothing was hidden and if I couldn't meet certain aspects she ensured they adjusted instead of me struggling. She offered above and beyond what I thought was available ...Show More
NN
Nicole N.
Jan 11, 2020
May or may not recommend
We are so happy that we found Curadebt to assist us with our financial situation. We no longer feel alone and hopeless. They will help you get back on the right track. The staff are extremely knowledgeable and professional, especially Deborah Gilbert.
Melissa P.
Aug 12, 2019
May or may not recommend
This program is so easy to use because of excellent customer care delivered by Diego M.
LK
Lee K.
Jun 5, 2019
May or may not recommend
The experience i had with cura a debt ( Gloria ) was first class.
MJ
Mark J.
May 16, 2019
May or may not recommend
I first learned about CuraDebt from your excellent staff member Gloria E. She builds instant trust and has such great experience and knowledge to help customers. Gloria is the reason I decided to go with CuraDebt despite researching at least 3 or 4 other competitors. I'm glad I made my decision to go with Gloria and CuraDebt. The Veritas program offers peace of mind too. ...Show More
Drew D.
May 16, 2019
May or may not recommend
Deborah Gilbert is the most professional down to earth knowledgeable person I've ever done business with over the phone. She has simplified everything the company offered, listened to me & didn't over talk me at all & didn't pressure me into doing anything. I'm going to recommend this company to anybody needing help.
Carl G.
May 9, 2019
May or may not recommend
Curadebt walks you through the steps and puts you at ease about your debt. I have the good fortune to have Gloria E. to answer all my questions. She is professional, resourceful, and very patient. She responds to all my e-mails and calls so there is never any doubt about the process. I only wish other services were as great as Curadebt and Ms. Gloria. :)
Manda C.
Dec 6, 2018
May or may not recommend
Deborah G has been amazing! Every question we've had, if she didn't have an answer she did research until she found one. She has helped us through every step of this process so far, she is super friendly and knowledgeable. I am glad we found Curadebt and Deborah!
JM
Joe M.
Oct 15, 2018
May or may not recommend
Marlena Miller my counselor was perfect and didnt rush us at all. we can still call if we need more info or have other questions . relieved alot of stress and soon be out of this crazy debt
Scott J.
May 8, 2017
May or may not recommend
Gloria is exactly what all other 5-star customer postings here have said about her! Gloria is so friendly, truly sincere, informative, warm, kind, caring and yes love her positive attitude and humor. I felt
totally comfortable with her. I built a spreadsheet to document fees and benefits associated with 6 debt reduction companies. Gloria was always available. One company wouldn't return my calls and CuraDebt ...Show More
AO
Angelica O.
Apr 2, 2017
May or may not recommend
Gloria the Representative that helped me to start with this program was very helpful, very caring, I felt her as an old friend helping me in these moments of stress and trouble, she made me feel secure and gave me the trust I needed to start the program, thank you very much.
NT
Nancy T.
Apr 1, 2017
May or may not recommend
I worked with Gloria E. & she was so helpful, efficient and so encouraging. She made starting the debt program easy. I look
forward to getting out of debt and staying out of debt. Thanks again Gloria E.
U
Anonymous
Feb 23, 2017
May or may not recommend
WoW! Gloria E. and CuraDebt is THE BEST choice I could have made after dealing with their competitors. Gloria is friendly, informative, funny. warm and kind....I felt sooooooo comfortable with her in my time of need, without feeling judged as a loser! I'm finally FREE of those annoying phone calls and proud to take this step to finacila FREEDOM.... so Join up with Gloria ASAP if ...Show More
TN
Taelyn N.
Feb 3, 2017
May or may not recommend
Gloria E. is great! She is helpful, efficient, kind, and her accent is so cute! I went with CuraDebt because this company has more to offer than the others I looked into (like the referral $ bonus, receiving compensation from creditor call violations, credit restoration program, etc). This worked with my budget and came in lower than other estimates! I am excited to get out of debt and stay out ...Show More
Anna S.
May 28, 2015
May or may not recommend
Julio Maldonado was my Curadebt counselor. He was very informative and patient. He gave us options that worked for my family. Julio gave me great service. I really appreciated it. I would recommend Curadebt.
Showing 17 of 17 reviews
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