CuraDebt Systems, LLC is a debt settlement and credit counseling provider based in Hollywood, Florida. It was founded in 2000 by Eric Pemper, a UCSA graduate who is still the company’s CEO. CuraDebt has provided debt relief services to over 20,000 individuals and businesses nationwide. The firm is a member of the US Chamber of Commerce, the American Fair Credit Council, AFCC, and the International Association of Professional Debt Arbitrators, IAPDA.

What Type Of Debt Relief Services Does CuraDebt Offer?

CuraDebt provides in-house debt settlement, debt consolidation, and tax debt negotiation services. The methods used to settle cases vary depending on the type of debt and financial circumstances of each client. Services offered include credit counseling, debt settlement, and tax debt relief for state and IRS debts.

As well as providing tax debt relief, CuraDebt also offers assistance with audits, IRA rollover issues, and filing tax returns.

How Does CuraDebt Work?

CuraDebt has a large team of debt and tax relief experts that includes tax attorneys, certified public accountants, and enrolled agents.
CuraDebt gives new clients a free consultation with a debt relief expert to determine their needs and whether they qualify for debt relief. CuraDebt helps in cases of back taxes, business taxes, trust fund penalties, wage garnishments, tax liens, and foreign corporation issues.

In cases of debt settlement, CuraDebt collects payments from debtors and deposits them in a settlement fund. The settlement fund is then used to negotiate a reduction of debts directly with the creditors. Tax debt relief is provided by tax attorneys, CPAs, and enrolled agents who negotiate with states and the IRS.

How Much Do CuraDebt's Services Cost?

Fees range from 18% to 21% of the debt balance depending on the services provided and the size of the debt. CuraDebt does not charge a monthly fee. Clients are only charged a fee when their case is settled. For example, if you owe $10,000, and CuraDebt manages to reduce your debt by 50%, you might pay your creditors $5,000 and CuraDebt $2,000.

What Is the Minimum Debt CuraDebt Will Consider?

CuraDebt will consider customers with $7,500 or more in debt. It encourages people with smaller debts to pay off their debt with a personal loan.

How Is CuraDebt Better Than Other Debt Settlement Companies?

CuraDebt provides the following advantages:

- It is accredited by the AFCC, the IAPDA, and the U.S. Chamber of Commerce

- Has helped over 20,000 clients since it was founded in 2000.

- Employs tax attorneys, CPAs, and enrolled agents. Two of their enrolled agents used to work for the IRS.

- It offers a wide selection of debt relief and tax relief services: including debt management, credit counseling audit assistance, and tax preparation.

- New clients receive a free initial consultation.

- CuraDebt doesn’t charge any fees until it has settled your account.

- Excellent customer service.

On the other hand:

- CuraDebt does not provide a money-back guarantee.

- Does not take on customers with less than $7,500 in debt.

  • Minimum Debt Owed
  • Debt Type
    • Unsecured Debt
    • Business Debt
  • % of Debt Fee
    18% - 20%
  • No Monthly Consultancy Fee
  • Pricing Model
    • Contingency Fee (% of enrolled debt)
    • Contingency Fee (% of savings)
  • AFCC Member
  • Contingency Model
  • Free Consultation
  • IAPDA Member
  • In-House Servicing
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0 votes

Gloria is exactly what all other 5-star customer postings here have said about her! Gloria is so friendly, truly sincere, informative, warm, kind, caring and yes love her positive attitude and humor. I felt totally comfortable with her. I built a spreadsheet to document fees and benefits associated with 6 debt reduction companies. Gloria was always available. One company wouldn't return my calls and CuraDebt was the best in overall benefits in terms of content and setup ease, such as their escrow portal with payment ... tracking (GlobalClientSolutions.com) and Veritas legal defense services. Just as Gloria said, I quickly received welcoming calls from very professional and friendly client services employees Kirspie and Jennifer. Gloria takes her job seriously and truly wants to help people. She has an abundance of testimonials to share and CuraDebt is a member with the AFCC. Their performance fee is the lowest I found at 18%. Other companies would only go out 36 months which raised the minimum monthly payment. In closing, you can trust Gloria and I thank her for her excellent support and sincerity. CuraDebt has set up a straightforward and user friendly program, with good point of contact information for customers to stay in touch. Thank you again Gloria! More Less

0 votes

Gloria the Representative that helped me to start with this program was very helpful, very caring, I felt her as an old friend helping me in these moments of stress and trouble, she made me feel secure and gave me the trust I needed to start the program, thank you very much.

0 votes

I worked with Gloria E. & she was so helpful, efficient and so encouraging. She made starting the debt program easy. I look forward to getting out of debt and staying out of debt. Thanks again Gloria E.

0 votes

WoW! Gloria E. and CuraDebt is THE BEST choice I could have made after dealing with their competitors. Gloria is friendly, informative, funny. warm and kind....I felt sooooooo comfortable with her in my time of need, without feeling judged as a loser! I'm finally FREE of those annoying phone calls and proud to take this step to finacila FREEDOM.... so Join up with Gloria ASAP if you are even considering getting out of debt.

0 votes

Gloria E. is great! She is helpful, efficient, kind, and her accent is so cute! I went with CuraDebt because this company has more to offer than the others I looked into (like the referral $ bonus, receiving compensation from creditor call violations, credit restoration program, etc). This worked with my budget and came in lower than other estimates! I am excited to get out of debt and stay out with CuraDebt! Thanks again Gloria E.!

0 votes

Gloria E. was amazing! She worked with me very promptly and made me so comfortable discussing about my situation. I will recommend Curadebt for their excellent customer service and effective programs.

0 votes

I had a wonderful experience with Curadebt. Gloria was very helpful and made me feel very comfortable in my stressful circumstances.

0 votes

I didn't believe in any debt management programs and thought it's mostly a scam.. But then I stumbled upon CuraDebt. I am very satisfied with the work that they do and I will recommend them to everyone who needs help.

0 votes

My counselor was Julio M. I have to give him a good rating because this guy was patient, empathetic, and he just seemed honest. I had been with a previous debt settlement company who settled two of my debts but August dropped the ball and one day I get this letter saying they filed bankruptcy. Believe me.....I was skeptical about going through another agency but two years after waiting on this other company......I honestly did not have a choice unless I filed bankruptcy. ... Julio explained every thing to me. This time I carefully did my research and investigated everything I could about Curadebt.......and I honestly could not find it. I strattled the fence about a month.....researching, talking to Julio.....researching what his response was......finally I had to come to the conclusion that he was being honest with me. So I'm praying that Curadebt can help me settle with my creditors and help me just settle it once and for all......so that I can rebuild my credit gradually. More Less

0 votes

I researched for top debt service providers and found Curadebt rated very high. I called and Gloria E was pleasant, understanding and not judgmental. She explain the process and I decided it was the best option for me. There was no pressure. I give Gloria a 5-star rating.

0 votes

I went online and called many other debt settlement companies and found that not only was Curadebt the best option for me but also had the best customer service. Julio Maldonado was very informative and very polite. Julio has been awesome the entire process and would give him 5 stars anyday! He is GREAT!

0 votes

Julio Maldonado was my Curadebt counselor. He was very informative and patient. He gave us options that worked for my family. Julio gave me great service. I really appreciated it. I would recommend Curadebt.

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