Debt Point is a debt settlement company based in San Antonio, TX. The company was founded in 2002 and offers debt relief services to borrowers in 50 states (and Washington, DC).
Debt Point offers debt relief services for the following types of debt:
Debt Point operates on a contingency fee basis. Companies operating under a contingency fee model charge fees that are based upon a percentage of the debt at the time the consumer enrolled; occasionally they are based on a percentage of the savings negotiated by the debt-settlement company. Across the industry in general, debt settlement clients typically see a 45% to 60% reduction of their enrolled debt. Debt relief service pricing / costs can vary greatly from one client to another so it's best to speak to Debt Point directly to determine an accurate quote.
No, Debt Point does not offer a money back guarantee.
Debt Point will only consider customers with unsecured debt of $7500 or more. Customers with less than $7500 of unsecured debt may benefit from a debt consolidation loan or credit counseling services.
No, Debt Point partners with third party service providers who negotiate on behalf of the clients they enroll.
The two main trade associations in the debt relief services space are the American Fair Credit Council (AFCC) and the International Association of Professional Debt Arbitrators (IAPDA). Debt Point is an accredited AFCC member. Debt Point is an IAPDA member.