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SuperMoney Net Recommendation Score +90  

SUPERMONEY NET RECOMMENDATION SCORE

This product is strongly recommended by SuperMoney users with a score of +90, equating to 4.8 on a 5 point rating scale.

+90

Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

Strongly recommended

20 users recommend
0 users are unsure
1 user doesn't recommend
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Highlights
Community Rating Strongly recommended
% of Debt Fee 15% - 24%
Minimum Debt Owed $10,000
Number of Reviews 21

United Debt Settlement Review

United Debt Settlement is a debt settlement company based in New York, NY. It offers debt relief services to borrowers in 39 states (and Washington, DC). United Debt Settlement was founded in 2015. It is an established company that has been in business for 7 years.

Key Takeaways
  • Minimum debt balance of $10,000. United Debt Settlement only considers clients who have at least $10,000 in debt. This is a typical requirement for most debt settlement companies.
  • IAPDA accredited. United Debt Settlement invests in the training and accreditation of its debt resolution specialists by the International Association of Professional Debt Arbitrators (IAPDA). However, it's not a member of the American Fair Credit Council (AFCC), the debt settlement industry's major trade association.
  • Established company. United Debt Settlement has been in business for 7 years.
  • Multiple types of debt. United Debt Settlement settles private student loans, federal student loans, business debt, and all types of unsecured debt, such as credit cards and personal loans.
  • Available in most states. United Debt Settlement is available in 39 states.
  • Offers in-house debt relief services. Some debt settlement companies act as intermediaries for larger firms. This company uses its own staff to handle debt settlement accounts.
  • Customer service availability. United Debt Settlement LLC allows users to track the progress of their settlement online. It also provides customer support seven days a week. United Debt Settlement is strongly recommended by SuperMoney users for its customer service.
United Debt Settlement Pros & Cons
Pros Cons
  • Lower than average fees
  • No monthly consultancy fee
  • Has IAPDA accredited debt specialists on staff
  • Is not an AFCC member
  • Only considers clients with a minimum debt balance of $10,000
United Debt Settlement FAQ

What does United Debt Settlement do?

United Debt Settlement offers debt relief services for the following types of debt:

  • Unsecured debt, such as credit card debt and personal loans.
  • Business debt.
  • Private student loans.
  • Federal student loans.

What does United Debt Settlement charge?

United Debt Settlement charges fees that range from 15% of the enrolled debt up to 24% of the enrolled debt, depending on the amount of enrolled debt provided.

Debt relief service pricing / costs can vary greatly from one client to another so it's best to speak to United Debt Settlement directly to determine an accurate quote.

Does United Debt Settlement offer a guarantee?

No, United Debt Settlement does not have a money back guarantee. Some debt settlement companies advertise a money-back guarantee that typically states you won't be charged until your debt is settled. However, it is illegal for debt settlement companies to charge upfront fees before an account is settled. So these guarantees offer little added value to consumers.

What is the minimum debt United Debt Settlement will consider?

United Debt Settlement will only consider customers with unsecured debt of $10,000 or more. Customers with less than $10,000 of unsecured debt may benefit from a debt consolidation loan or credit counseling services.

Does United Debt Settlement perform its own servicing in-house?

Yes, United Debt Settlement employs its own in-house servicing staff who manage the process and negotiate settlements on behalf of their customers.

What accreditations does United Debt Settlement have?

The two main trade associations in the debt relief services space are the American Fair Credit Council (AFCC) and the International Association of Professional Debt Arbitrators (IAPDA).

  • United Debt Settlement is not an accredited AFCC member.
  • United Debt Settlement is an IAPDA member.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Message From United Debt Settlement LLC

Helping others with their debt is our mission.

Contact

Hours of Operation

Eastern Time
  • Sunday 9:00am - 4:30pm
  • Monday 9:00am - 9:00pm
  • Tuesday 9:00am - 9:00pm
  • Wednesday 9:00am - 9:00pm
  • Thursday 9:00am - 9:00pm
  • Friday 9:00am - 9:00pm
  • Saturday 9:00am - 4:30pm

About United Debt Settlement

Availability

  Available in 39 states and Washington, D.C.
  • Alaska
  • Alabama
  • Arkansas
  • Arizona
  • California
  • Colorado
  • Washington, DC
  • Delaware
  • Florida
  • Hawaii
  • Iowa
  • Idaho
  • Indiana
  • Kentucky
  • Louisiana
  • Maryland
  • Michigan
  • Minnesota
  • Missouri
  • Mississippi
  • Montana
  • North Carolina
  • North Dakota
  • Nebraska
  • New Jersey
  • New Mexico
  • Nevada
  • New York
  • Ohio
  • Oklahoma
  • Pennsylvania
  • Rhode Island
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Virginia
  • Washington
  • Wisconsin
  • Wyoming

Feature Breakdown

Monthly Fee $0
% of Debt Fee 15% - 24%
Debt Type
  • Federal Student Loans
  • Unsecured Debt
  • Business Debt
  • Private Student Loans
Minimum Debt Owed $10,000
Program Length 12 - 48
IAPDA Member
In-House Servicing

United Debt Settlement Community Reviews

 

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SUPERMONEY NET RECOMMENDATION SCORE

This product is strongly recommended by SuperMoney users with a score of +90, equating to 4.8 on a 5 point rating scale.

+90

Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

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