First Access Card was founded in 2014 and is based in Sioux Falls, SD.

Learn more about First Access Card and its products by browsing the services it offers. You can also read our community reviews and hear what others have to say about their experience with First Access Card.

I paid my account balance in full 7 days ago and I still do not have any available credit.

I had this card when Covid hit. It was a nightmare.  I lost my job, and they refused to change my due date. They just kept tacking in late fees until I was over my limit and then they added over the limit fees. Terrible company.

I wouldn’t recommend this card. The interest rate is high, and the annual fee is high.

I've tried applying for First Access but was denied they say they help get you a credit card if you have bad credit but that is not true. They denied me and my credit at the time was poor.

They tried locking my in a weird contract, I wasn’t going for it because they started to speak about all these percentages, just don’t bank with these people 

This card allowed me to build my credit very quickly and then I was able to increase the card limit in a short period of time as well. I felt like there was great flexibility, good customer service, and the app is very mobile friendly. 

They did approve me for a car but it's be nice if the offered some kind of rewards with it like most other cards. 

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