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First Access Visa® Card

in Personal Credit Cards from The Bank of Missouri

Unaffiliated Visit Site

First Access Visa® Card

Unaffiliated

in Personal Credit Cards from The Bank of Missouri

Net Recommendation Score -100% Recommendation score measures the loyalty between a provider and a consumer. It's at +100% if everybody recommends the provider and at -100% when no one recommends.

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Community Rating

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Annual Fee $75
Purchase APR  (Variable APR) 34.99%
Balance Transfer APR  (Variable APR) N/A
Credit Score Range N/A

First Access Visa® Card Review

First Access Visa® Card is a credit card issued by The Bank of Missouri. 

If you're wondering whether First Access Visa® Card is the right card for you, read on. This is everything you need to know to make a good choice.
Pros & Cons of First Access Visa® Card
The Good The Bad
  • Higher than average purchase APRs.
  • Charges an annual fee of $75.
  • Does not offer a signup bonus.
  • Does not offer rewards or cash back.
  • You don't earn rewards on every purchase.
  • Does not report to credit bureaus.
  • Does not include many credit card rewards.
  • Is there a First Access Visa® Card cash back or rewards program?

    No, First Access Visa® Card does not offer a rewards program.

    First Access Visa® Card Rewards
    Rewards rate (all purchases) N/A
    Max rewards rate N/A
    Annual rewards limit N/A
    Signup Bonus ($) N/A

    What are the relevant APRs for First Access Visa® Card?

    According to the Federal Reserve Board, the average interest rate is 15% for all credit cards and 17% for accounts that carry a balance. First Access Visa® Card has higher than average purchase APRs.

    First Access Visa® Card has a variable purchase APR of 34.99%. It also has a variable cash advance APR of 34.99% .

    Does First Access Visa® Card have an introductory APR offer?

    First Access Visa® Card does not offer an introductory rate on new purchases.
    First Access Visa® Card Balance Transfers
    Description
    Balance Transfer APR N/A
    Introductory Rate N/A
    Intro APR period (months) N/A
    First Access Visa® Card Rates & Terms
    Description
    Balance Computation N/A
    Purchase APR 34.99%
    Credit Limit N/A
    Penalty APR N/A
    Cash Advance APR 34.99%
    Security Deposit N/A
    Introductory Rate N/A
    Intro APR period (months) N/A

    What are the First Access Visa® Card fees?

    The following fees apply to First Access Visa® Card:

    First Access Visa® Card Fees
    Fees Amount
    Annual Fee $75
    Initial Program Fee $89
    Returned Payment Fee up to $39
    Late Payment Fee up to $39

    How to apply for First Access Visa® Card

    • Visit the First Access Visa® Card website.
    • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
    • Check the information is accurate and submit your application.
    • If you're denied click here to find out why your application may have been rejected and what you can do about it.

    If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

    SUPERMONEY Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

    Contact

    • Headquarters
    •   The Bank of Missouri
      PO Box 85710
      Sioux Falls, SD 57118
    •   Visit Site

    About First Access Visa® Card

    Icon for Personal Credit Cards
    View all personal credit cards offered by The Bank of Missouri

    Availability

    Alaska Alabama Arkansas Arizona California Colorado Connecticut Washington, D.C. Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming
      Available in 48 states and Washington, D.C.
    • Alabama
    • Alaska
    • Arizona
    • Arkansas
    • California
    • Colorado
    • Connecticut
    • Delaware
    • Washington, DC
    • Florida
    • Georgia
    • Hawaii
    • Idaho
    • Illinois
    • Indiana
    • Iowa
    • Kansas
    • Kentucky
    • Louisiana
    • Maine
    • Maryland
    • Massachusetts
    • Michigan
    • Minnesota
    • Mississippi
    • Missouri
    • Montana
    • Nebraska
    • Nevada
    • New Hampshire
    • New Jersey
    • New Mexico
    • North Carolina
    • North Dakota
    • Ohio
    • Oklahoma
    • Oregon
    • Pennsylvania
    • Rhode Island
    • South Carolina
    • South Dakota
    • Tennessee
    • Texas
    • Utah
    • Vermont
    • Virginia
    • Washington
    • West Virginia
    • Wyoming

    Feature Breakdown

    Initial Program Fee $89
    Annual Fee $75
    Cash Advance Fee (%) Starting at 5%
    Cash Advance Fee Minimum $5
    Late Fee Amount Up to $39
    Minimum Interest Charge $0.50
    Paper Statement Fee $3
    Returned Payment Fee Up to $39
    Customer Type Personal
    Immigration Status Considered
    • U.S. Citizen
    • U.S. Permanent Resident
    Military Status
    • Active Duty Military
    • Military Dependent
    • Non-Military
    • Veterans
    Minimum Age 18
    Cash Advance APR (Variable APR) 34.99%
    Purchase APR (Variable APR) 34.99%

    First Access Visa® Card Community Reviews

     

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    Annual Fee $75 Annual Fee
    Purchase APR 34.99% Variable APR
    Balance Transfer APR N/A Balance Transfer APR
    Credit Score Range 300 - 640     300 850
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    Balance Transfer APR N/A Balance Transfer APR
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