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Last Updated: 04/18/2025

Auto Club South Insurance Company

in Flood Insurance from AAA

Last Updated: 04/18/2025

Rating not yet determined1 total votes

1 users recommend

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Highlights

Financial Strength Rating

A+(Verified 04/18/2025)

Auto Club South Insurance Company Review

Auto Club South Insurance Company is an insurance carrier based in Livonia, MI. The company was founded in 1902 and offers flood insurance in 3 states in the USA. Flooding is the number one natural disaster in the United States. According to FEMA floods cost Americans more than a billion dollars a year. However, standard homeowners insurance policies don't cover flood damage.

Auto Club South Insurance Company FAQ

What types of coverage does Auto Club South Insurance Company offer?

Flood insurance includes a variety of coverages. One of the best ways to saving money on your home insurance is to only pay for the coverage you need. There are two main types of flood insurance: policies offered by the National Flood Insurance Program (NFIP) and those provided by private companies, also known as excess flood coverage. Auto Club South Insurance Company only offers federal flood insurance policies..

NFIP Flood Coverage: Flood insurance through the National Flood Insurance Progam has two basic policies. One that covers the building property up to $250,000 and one that covers personal property up to $100,000.

Auto Club South Insurance Company customers can also add the following riders or endorsements to their home insurance policies:

How can you save money on a Auto Club South Insurance Company home insurance policy?

When you ask for a quote with Auto Club South Insurance Company, make sure you ask for all the discounts you qualify for.

Flood Zone Designation: The Federal Emergency Management Agency (FEMA) creates flood zone maps that estimate the risk of flooding.
Freeboard (Property Elevation Above BFE): Homewoners who elevate their homes above the base flood elevations (BFEs) pay lower premiums. For example, adding a 2-foot elevation to a home could reduce your flood insurance premiums by more than $1,000 a year.

Want more discounts? Check the discounts tab for a full list of general policy discounts you can qualify for with Auto Club South Insurance Company.

What additional benefits does Auto Club South Insurance Company offer?

Auto Club South Insurance Company offers the following benefits to its customers:

Local Agents: Perfect for people who prefer the personal touch of a local insurance agent.

What is the financial strength rating of Auto Club South Insurance Company?

The financial strength rating of an insurance company scores its ability to pay contracts and policies. Each agency has its own standards and rating scale and a company's rating can change any day. It's a good idea to check the financial rating of an insurance company before you purchase a policy. There are five main rating agencies. SuperMoney's financial strength rating is based, among other factors, on the average score from available ratings.

Auto Club South Insurance Company scores an A+, SuperMoney's highest available rating.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Message from Auto Club South Insurance Company

Think you don’t need flood insurance? Perhaps you don’t live near water, or maybe you have a great homeowners policy. The truth is, every home is at risk of flooding. Before passing on flood coverage, here are five things you should know. Every home is in a flood zone. No homeowners insurance policy covers flooding. You can’t rely on the federal government to pay for flood damage. Flood losses are costly. Flood polices are affordable. AAA can help protect your home with rates starting at less than $1 per day.* In 2017 the average amount of flood coverage was $252,261, and the average annual premium was $707. Talk with a helpful AAA Insurance Agent today about purchasing flood insurance.

Contact

Headquarters

17900 N. Laurel Park Dr.

Livonia, MI 48152

Visit Site

Email Support

Hours of Operation

Sunday

Closed

Monday

8:00AM - 7:00PM

Tuesday

8:00AM - 7:00PM

Wednesday

8:00AM - 7:00PM

Thursday

8:00AM - 7:00PM

Friday

8:00AM - 7:00PM

Saturday

8:00AM - 5:00PM

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Financial Strength Rating

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SuperMoney Net Recommendation Score

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The recommendation score reflects customer satisfaction with a provider. A score of +100 means every customer recommends the provider, while -100 means none of them do. These scores are based entirely on community member votes and are not influenced by partner compensation. SuperMoney removes fake reviews when detected.

Auto Club South Insurance Company Community Reviews

Would you recommend Auto Club South Insurance Company to your friends?

Lauren B.

May 30, 2023

May or may not recommend

we have had house/car for years. Re-roofed after Ian and 2 no fault car bump ups. Very little change in policy rates. Increased, but not terrible. Excellent customer and appraiser and payments service. Until flood insurance for 2023 going from 650 to 800

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