First American Property & Casualty
First American Property & Casualty Unaffiliated

First American Property & Casualty

Not enough votes for recommendation

Not enough votes for recommendation

Cast your vote

Would you recommend First American Property & Casualty to your friends?

Thanks for your vote!

You voted: May or may not recommend

Financial Strength Rating A

First American Property & Casualty Review

First American Property & Casualty is an insurance carrier based in Santa Ana, CA. The company was founded in 1889 and offers flood insurance in 51 states in the USA. Flooding is the number one natural disaster in the United States. According to FEMA floods cost Americans more than a billion dollars a year. However, standard homeowners insurance policies don't cover flood damage. 

First American Property & Casualty FAQ

What types of coverage does First American Property & Casualty offer?

Flood insurance includes a variety of coverages. One of the best ways to saving money on your home insurance is to only pay for the coverage you need. There are two main types of flood insurance: policies offered by the National Flood Insurance Program (NFIP) and those provided by private companies, also known as excess flood coverage. First American Property & Casualty only offers federal flood insurance policies..

NFIP Flood Coverage: Flood insurance through the National Flood Insurance Progam has two basic policies. One that covers the building property up to $250,000 and one that covers personal property up to $100,000.

First American Property & Casualty customers can also add the following riders or endorsements to their home insurance policies:

How can you save money on a First American Property & Casualty home insurance policy?

When you ask for a quote with First American Property & Casualty, make sure you ask for all the discounts you qualify for. These are the property-specific discounts currently available. 


Want more discounts? Check the discounts tab for a full list of general policy discounts you can qualify for with First American Property & Casualty.

What additional benefits does First American Property & Casualty offer?

First American Property & Casualty offers the following benefits to its customers:

What is the financial strength rating of First American Property & Casualty?

The financial strength rating of an insurance company scores its ability to pay contracts and policies. Each agency has its own standards and rating scale and a company's rating can change any day. It's a good idea to check the financial rating of an insurance company before you purchase a policy. There are five main rating agencies.  SuperMoney's financial strength rating is based, among other factors, on the average score from available ratings.


SuperMoney Disclosure: is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Message From First American Property & Casualty Group

Most homeowners do not realize a few inches of water from a flood can cause thousands of dollars in property damage. During the last 4 years, the average residential flood claim was almost $40,000 in property damage. Protect your property from a huge financial loss by purchasing flood insurance.

Flood insurance is available to various types of property owners, and protection includes: homeowners, renters, condo, and landlord/rental property owners.  The cost for a flood insurance policy depends on how much insurance you purchase and the risk profile of your property. Flood insurance provides coverage for the building and personal property, but personal property coverage is optional, so consult your local insurance agent.  Please note…There is a 30-day waiting period from the day you purchase flood insurance until the policy goes into effect, so plan accordingly.


Hours of Operation

  • Sunday Closed
  • Monday 9:00am - 5:00pm
  • Tuesday 9:00am - 5:00pm
  • Wednesday 9:00am - 5:00pm
  • Thursday 9:00am - 5:00pm
  • Friday 9:00am - 5:00pm
  • Saturday Closed

About First American Property & Casualty

Icon for Flood Insurance
View all flood insurance offered by First American Property & Casualty Group


  Available in 50 states and Washington, D.C.
  • Alaska
  • Alabama
  • Arkansas
  • Arizona
  • California
  • Colorado
  • Connecticut
  • Washington, DC
  • Delaware
  • Florida
  • Georgia
  • Hawaii
  • Iowa
  • Idaho
  • Illinois
  • Indiana
  • Kansas
  • Kentucky
  • Louisiana
  • Massachusetts
  • Maryland
  • Maine
  • Michigan
  • Minnesota
  • Missouri
  • Mississippi
  • Montana
  • North Carolina
  • North Dakota
  • Nebraska
  • New Hampshire
  • New Jersey
  • New Mexico
  • Nevada
  • New York
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Virginia
  • Vermont
  • Washington
  • Wisconsin
  • West Virginia
  • Wyoming

Feature Breakdown

Policy Discounts Paperless Billing / e-billing
Property Discounts
  • Flood Zone Designation
  • Freeboard (Property Elevation Above BFE)
Home and Renters Insurance
  • Personal Property Protection
  • Dwelling Coverage
Home and Renters Insurance Riders Flood Coverage (Federal)
Financial Strength Rating A
Carrier Features
  • 24/7 Phone Availability
  • Paperless Billing

Be the first to rate


Would you recommend First American Property & Casualty to your friends?

Before we publish your vote:

Please explain your vote by sharing your experience.

Writing a review increases the credibility of your vote and helps your fellow users make a better-informed decision.

Please write a review to submit your vote
(will require moderator approval)

First American Property & Casualty Group Flood Insurance