Achieve HELOC
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| Loan Amount | $15,000 - $150,000 |
| Maximum LTV | N/A |
| APR (Variable APR) |
10.25% - 17% (Verified 09/22/2023) |
Achieve HELOC Review
Achieve HELOC is offered by Achieve, a nonbank financial services provider founded in 2002 and based in Tempe, AZ. Achieve HELOC are available in 50 states (and Washington, DC).
Achieve HELOC FAQ
How much can you borrow with a HELOC?
HELOCs are lines of credit that are secured by your home. Once you get approved for a certain amount, you can access your funds by check, phone, credit card, or online up to your HELOC amount.
Achieve HELOC allows borrowers to apply for lines of credit of up to $150,000. Note that the maximum loan amount you can borrow will vary depending on the value of the property, how much you owe on it, and your creditworthiness.
Typically, borrowers with good credit can qualify for up to 85 percent of the value of the property less the balance on their first mortgage.What are the terms for a Achieve HELOC?
HELOCs have a draw and a repayment period. During the draw period you can borrow as much as you need up to your credit limit. After the draw period, you are responsible for repaying the loan.
Achieve HELOC offers home equity loans with terms ranging from 10 to 15 years.
Is there a minimum draw requirement?
No, there isn't a minimum draw requirement.
What range of rates does Achieve HELOC offer?
Achieve HELOC offers APRs as low as 10.25% and up to 17%.
Remember the APRs of HELOCs do not include points and financing charges, just the interest rate. Most home equity lines of credit have a variable interest rate. Fixed interest rates -- if available -- typically have higher APRs, but your monthly payments don't change over the life of the line of credit.
What fees does Achieve HELOC charge for a HELOC?
Achieve HELOC may charge a loan origination fee .
Availability
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- Washington, DC
- West Virginia
- Wisconsin
- Wyoming
Feature Breakdown
| Credit Score Range | 640 - |
| Employment Statuses Considered |
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| Immigration Status Considered |
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| Joint Loan Applications Accepted |
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| Military Status |
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| Minimum Age | 18 |
| Supported Income Types |
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| Verification Documents Required |
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Other Home Equity Lines of Credit
- Bank of America HELOC
- Citizens National Bank HELOC
- Family Savings CU Home Equity Lines of Credit
- Finex Credit Union HELOC
- First Citizens Bank HELOC
- Inova Federal Credit Union Home Equity Line of Credit
- Members 1st Credit Union Heloc (Variable)
- Nymeo Federal CU Home Equity Lines of Credit
- Prosperity Home Mortgage HELOC
- Redwood Capital Bank Home Equity Lines
- Regions Bank HELOC
- Wintrust Mortgage HELOC
