1 more

Last Updated: 04/18/2025

Alcoa Community FCU Home Equity Lines of Credit

in Home Equity Lines of Credit from Alcoa Community Federal Credit Union

Last Updated: 04/18/2025

No Reviews Yet

This product has no reviews yet. Help others by sharing your thoughts.

Be the first to rate

Explore a similar product

Try this top product in Home Equity Lines of Credit

New American Funding HELOC

Strongly recommended15 reviews

Visit Site

Community Recommended Products

View All

Strongly recommended15 Reviews

Learn More

Strongly recommended16 Reviews

Learn More

Mostly recommended16 Reviews

Learn More

Compare All Home Equity Lines of Credit

Filter & compare all your options in one place.

View All Products

Highlights

Credit Score Range

N/A

Amount Range

N/A

Maximum LTV

N/A

Minimum Draw

N/A

Loan Term (Years)

Up to 20

Alcoa Community FCU Home Equity Lines of Credit Review

Alcoa Community FCU Home Equity Lines of Credit is offered by Alcoa Community Federal Credit Union (NMLS #810418), a credit union founded in 1957 and based in Benton, AR. Alcoa Community FCU Home Equity Lines of Credit are available in 50 states, 5 US territories, and Washington, DC.

Key Takeaways

No primary residences considered. Alcoa Community FCU Home Equity Lines of Credit does not offer financing for primary homes.
Charges a prepayment fee. This means you will be charged an additional fee if you repay the mortgage early.

Alcoa Community FCU Home Equity Lines of Credit Pros & Cons

Pros

Cons

Available in 55 states.

Charges an origination fee.
Charges prepayment fees.
No co-sign option available.

Alcoa Community FCU Home Equity Lines of Credit FAQ

How much can you borrow with a HELOC?

HELOCs are lines of credit secured by your home. Once approved, you can access funds by check, phone, credit card, or online up to your credit limit.

Borrowers can apply for lines of credit of up to $500,000. The maximum amount depends on property value, existing mortgage balance, and creditworthiness.

Typically, borrowers with good credit can qualify for up to 85% of the property value, minus the balance on their first mortgage.

Is there a minimum draw requirement?

No, there is no minimum draw requirement.

What fees does Alcoa Community FCU Home Equity Lines of Credit charge for a HELOC?

Alcoa Community FCU Home Equity Lines of Credit may charge an origination fee.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Headquarters

1125 Military Rd

Benton, AR 72015

(501) 315-5626

Visit Site

Email Support

Hours of Operation

Sunday

Closed

Monday

9:00AM - 5:00PM

Tuesday

9:00AM - 5:00PM

Wednesday

9:00AM - 5:00PM

Thursday

9:00AM - 5:00PM

Friday

9:00AM - 5:00PM

Saturday

9:00AM - 5:00PM

Other Services by Alcoa Community Federal Credit Union

CD Accounts

2 products

Be the first to rate

Savings Accounts

5 products

Be the first to rate

Credit Cards

Be the first to rate

Auto Loans

3 products

Be the first to rate

Personal Loans

2 products

Be the first to rate

Community Recommended Products

View All

Strongly recommended15 Reviews

Learn More

Strongly recommended16 Reviews

Learn More

Mostly recommended16 Reviews

Learn More

SuperMoney Net Recommendation Score

This product has no reviews yet. Help others by sharing your thoughts.

-1000+100

No one recommends

Everyone recommends

The recommendation score reflects customer satisfaction with a provider. A score of +100 means every customer recommends the provider, while -100 means none of them do. These scores are based entirely on community member votes and are not influenced by partner compensation. SuperMoney removes fake reviews when detected.