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Last Updated: 04/18/2025

Capital Bank Home Equity Line of Credit (HELOC)

from Capital Bank Of Texas

Last Updated: 04/18/2025

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Highlights

Credit Score Range

N/A

Amount Range

$10,000 - $500,000

Maximum LTV

N/A

Minimum Draw

N/A

Loan Term (Years)

N/A

Capital Bank Home Equity Line of Credit (HELOC) Review

Capital Bank Home Equity Line of Credit (HELOC) is offered by Capital Bank Of Texas , a bank founded in 1965 and based in Houston, TX. Capital Bank Home Equity Line of Credit (HELOC) are available in 1 state.

Key Takeaways

No primary residences considered. Capital Bank Home Equity Line of Credit (HELOC) does not offer financing for primary homes.
Charges a prepayment fee. This means you will be charged an additional fee if you repay the mortgage early.
Cosigner applications accepted. Applying for Capital Bank Home Equity Line of Credit (HELOC) with a cosigner can improve your chances of approval and help you qualify for lower interest rates.

Capital Bank Home Equity Line of Credit (HELOC) Pros & Cons

Pros

Cons

Charges an origination fee.
Charges prepayment fees.
Only available in 1 state.

Capital Bank Home Equity Line of Credit (HELOC) FAQ

Is there a minimum draw requirement?

No, there is no minimum draw requirement.

What fees does Capital Bank Home Equity Line of Credit (HELOC) charge for a HELOC?

Capital Bank Home Equity Line of Credit (HELOC) may charge an origination fee.

What types of property can you use as security for a HELOC with Capital Bank Home Equity Line of Credit (HELOC)?

Capital Bank Of Texas may consider HELOCs secured by the following property types:

Secondary or vacation homes

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Message from Capital Bank Home Equity Line of Credit (HELOC)

It’s a great time to borrow cash for whatever you need, from home improvement to debt consolidation. Capital Bank offers easy ways to make it happen.

Borrow up to 80% of the appraised market value of your home, less any outstanding mortgages. Revolving line of credit available to use anytime. One-time application process. No additional approval needed to access the line of credit. Variable interest rate and subject to daily change, rate is based on Wall Street Journal Prime Rate. A descriptive monthly statement is sent reflecting principal and interest billing. Interest rate reduction if your loan is auto-debited.

Contact

Headquarters

10304 I-10 East, Houston, TX 77029

Houston, TX 77029

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Hours of Operation

Sunday12:00AM - 12:00AMMonday9:00AM - 4:00AMTuesday9:00AM - 4:00AMWednesday9:00AM - 4:00AMThursday9:00AM - 4:00AMFriday9:00AM - 6:00AMSaturday8:00AM - 12:00PM

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SuperMoney Net Recommendation Score

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-1000+100

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