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Last Updated: 04/18/2025

Tropical Financial CU Home Equity Lines of Credit

from Tropical Financial Credit Union

Last Updated: 04/18/2025

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Highlights

Credit Score Range

N/A

Amount Range

Starting at $15,000

Maximum LTV

80%

Minimum Draw

N/A

Loan Term (Years)

Up to 15

Tropical Financial CU Home Equity Lines of Credit Review

Tropical Financial CU Home Equity Lines of Credit is offered by Tropical Financial Credit Union (NMLS #473059), a credit union founded in 1935 and based in Miramar, FL. Tropical Financial CU Home Equity Lines of Credit are available in 50 states and Washington, DC.

Key Takeaways

No primary residences considered. Tropical Financial CU Home Equity Lines of Credit does not offer financing for primary homes.
Charges a prepayment fee. This means you will be charged an additional fee if you repay the mortgage early.
Maximum LTV. Tropical Financial CU Home Equity Lines of Credit has a maximum loan to value ratio of 80%.
Cosigner and coborrower applications accepted. A cosigner or coborrower can help you qualify for better rates and terms when applying for Tropical Financial CU Home Equity Lines of Credit.

Tropical Financial CU Home Equity Lines of Credit Pros & Cons

Pros

Cons

Available in all 50 states.

Charges an origination fee.
Charges prepayment fees.

Tropical Financial CU Home Equity Lines of Credit FAQ

Is there a minimum draw requirement?

No, there is no minimum draw requirement.

What fees does Tropical Financial CU Home Equity Lines of Credit charge for a HELOC?

Tropical Financial CU Home Equity Lines of Credit may charge an origination fee.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Headquarters

3050 Corporate Way

Miramar, FL 33025

(888) 261-8328

Visit Site

Hours of Operation

Sunday

Closed

Monday

9:00AM - 5:00PM

Tuesday

9:00AM - 5:00PM

Wednesday

9:00AM - 5:00PM

Thursday

9:00AM - 5:00PM

Friday

9:00AM - 6:00PM

Saturday

Closed

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SuperMoney Net Recommendation Score

This product has no reviews yet. Help others by sharing your thoughts.

-1000+100

No one recommends

Everyone recommends

The recommendation score reflects customer satisfaction with a provider. A score of +100 means every customer recommends the provider, while -100 means none of them do. These scores are based entirely on community member votes and are not influenced by partner compensation. SuperMoney removes fake reviews when detected.