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Home Equity Lines of Credit
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Last Updated: 04/18/2025

Western Division FCU Home Equity Variable Rate Line of Credit

in Home Equity Lines of Credit from Western Division Federal Credit Union

Last Updated: 04/18/2025

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Highlights

Credit Score Range

N/A


Amount Range

Starting at $10,000

Maximum LTV

95%

Minimum Draw

N/A


Loan Term (Years)

Up to 15

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Western Division FCU Home Equity Variable Rate Line of Credit Review

Western Division FCU Home Equity Variable Rate Line of Credit is offered by Western Division Federal Credit Union , a credit union founded in 1937 and based in Williamsville, NY. Western Division FCU Home Equity Variable Rate Line of Credit are available in 50 states and Washington, DC.

Key Takeaways

  • Only primary residences considered. Western Division FCU Home Equity Variable Rate Line of Credit does not offer financing for vacation homes or investment properties.
  • Charges a prepayment fee. This means you will be charged an additional fee if you repay the mortgage early.
  • High maximum LTV ratio. Western Division FCU Home Equity Variable Rate Line of Credit has a maximum loan to value ratio of 95%.

Western Division FCU Home Equity Variable Rate Line of Credit Pros & Cons

Western Division FCU Home Equity Variable Rate Line of Credit FAQ

Is there a minimum draw requirement?

No, there is no minimum draw requirement.

What fees does Western Division FCU Home Equity Variable Rate Line of Credit charge for a HELOC?

Western Division FCU Home Equity Variable Rate Line of Credit may charge an origination fee.

What types of property can you use as security for a HELOC with Western Division FCU Home Equity Variable Rate Line of Credit?

Western Division Federal Credit Union may consider HELOCs secured by the following property types:
  • Primary residences

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Contact

Headquarters

6750 Main St
Williamsville, NY 14221
Visit Site

Hours of Operation

Sunday
Closed
Monday
9:00AM - 4:00PM
Tuesday
9:00AM - 4:00PM
Wednesday
9:00AM - 4:00PM
Thursday
9:00AM - 5:00PM
Friday
9:00AM - 5:00PM
Saturday
Closed

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