
Capital Bank Home Equity
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APR (Fixed APR) | Starting at 3.25% |
Loan Term (Years) | 3 - 15 years |
Loan Amount | Starting at $10 |
Maximum LTV | 90% |
Capital Bank Home Equity Review
Capital Bank Home Equity is offered by Capital Bank, a bank founded in 1995 and based in Albany, NY. Capital Bank Home Equity are available in 2 states across the USA.
Capital Bank Home Equity FAQ
What are the home equity loan requirements of Capital Bank Home Equity
This lender's maximum loan to value rate is 90%. That means the total debt secured by the property cannot exceed 90% of its value. Let's say you own a property with a current market value of $100k, but you still owe $20k on your mortgage. Your equity would be $80k. In this scenario, if you have good credit, you may qualify for a line of credit of up to $70k.
What home equity loan rates does Capital Bank Home Equity offer?
Capital Bank Home Equity offers home equity loans with a fixed APR
Remember the APRs of home equity loans do not include points and financing charges, just the interest rate.
What fees does Capital Bank Home Equity charge for a home equity loan?
Good news. Capital Bank Home Equity does not charge a mortgage origination fee.
Some lenders charge an origination fee for processing, underwriting, and funding a mortgage. Typically fees range from 0.5% to 5% of the loan amount. Whenever possible, go with lenders that don’t charge origination fees.
What types of property can you use as security for a home equity loan with Capital Bank Home Equity?
Lenders often have restrictions on the type of properties they will accept as security for a home equity loan. Capital Bank Home Equity will consider loans secured by the following property types:
- Secondary homes and vacation properties.
- Investment properties and house flipping projects.
Message From Capital Bank Home Equity
Contact
- Headquarters
-
132 State Streen
Albany, NY 12207 USA - (800) 836-3711
- Visit Site
- Email Support
Other Services by Capital Bank
Availability
- New York
- Pennsylvania
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