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Last Updated: 04/18/2025

Citizens National Bank Home Equity Loan

from Citizens National Bank

Last Updated: 04/18/2025

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Citizens National Bank Home Equity Loan Review

Citizens National Bank Home Equity Loan is offered by Citizens National Bank (NMLS #1807979), a bank founded in 1888 and based in Meridian, MS. Citizens National Bank Home Equity Loan are available in 50 states and Washington, DC.

Key Takeaways

Only primary residences considered. Citizens National Bank Home Equity Loan does not offer financing for vacation homes or investment properties.
Charges a prepayment fee. This means you will be charged an additional fee if you repay the mortgage early.

Citizens National Bank Home Equity Loan Pros & Cons

Pros

Cons

Available in all 50 states.

Charges an origination fee.
Charges prepayment fees.
No co-sign option available.

Citizens National Bank Home Equity Loan FAQ

Typically, borrowers with good credit can qualify for up to 85 percent of the value of the property less the balance on their first mortgage.

Generally, the APRs of home equity loans do not include points and financing charges, just the interest rate.

What fees does Citizens National Bank Home Equity Loan charge for a home equity loan?

Citizens National Bank Home Equity Loan may charge a loan origination fee

What types of property can you use as security for a home equity loan with Citizens National Bank Home Equity Loan?

Lenders often have restrictions on the type of properties they will accept as security for a home equity loan. Citizens National Bank Home Equity Loan will consider loans secured by the following property types:

Primary home.

Is Citizens National Bank a legit company?

Citizens National Bank was founded in 1888, it is a well-established company that has been in business for 138 years.

Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.

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Message from Citizens National Bank Home Equity Loan

Life's larger expenses happen. Citizens National Bank, as your lending headquarters, has you covered. Let your Personal Banker help you find the right loan for you. Put Your Home to Work. Consolidate your bills into one easy payment. Get extra cash to make those needed home improvements. Pay for your child's education. Make major purchases, like appliances.

Contact

Headquarters

512 22nd Avenue

Meridian, MS 39301

Visit Site

Email Support

Hours of Operation

SundayClosedMonday9:00AM - 4:00PMTuesday9:00AM - 4:00PMWednesday9:00AM - 4:00PMThursday9:00AM - 4:00PMFriday9:00AM - 5:30PMSaturday9:00AM - 12:00PM

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SuperMoney Net Recommendation Score

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-1000+100

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