
Gate City Bank Home Equity Loans
in Home Equity Loans from Gate City Bank · NMLS ID #435154
UnaffiliatedGate City Bank Home Equity Loans
in Home Equity Loans from Gate City Bank · NMLS ID #435154
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Loan Amount | N/A |
APR (Fixed APR) | Starting at 3.51% |
Loan Term (Years) | Up to 30 years |
Gate City Bank Home Equity Loans Review
Gate City Bank Home Equity Loans is offered by Gate City Bank (NMLS #435154), a bank founded in 1923 and based in Fargo, ND. Gate City Bank Home Equity Loans is available in 2 states across the USA.
What are the home equity loan requirements of Gate City Bank Home Equity Loans
This lender's maximum loan to value rate is 90%. That means the total debt secured by the property cannot exceed 90% of its value. Let's say you own a property with a current market value of $100k, but you still owe $20k on your mortgage. Your equity would be $80k. In this scenario, if you have good credit, you may qualify for a line of credit of up to $70k.
What home equity loan rates does Gate City Bank Home Equity Loans offer?
Gate City Bank Home Equity Loans offers home equity loans with a
Remember the APRs of home equity loans do not include points and financing charges, just the interest rate.
What is the estimated funding time for a home loan via Gate City Bank Home Equity Loans?
Gate City Bank Home Equity Loans will typically approve (or deny) a home equity loan application within 24 hours and fund home equity loans within 6 and 10 days of approval.
What fees does Gate City Bank Home Equity Loans charge for a home equity loan?
Gate City Bank Home Equity Loans may charge a loan origination fee of 0% to 5% of the loan amount.
What types of property can you use as security for a home equity loan with Gate City Bank Home Equity Loans?
Lenders often have restrictions on the type of properties they will accept as security for a home equity loan. Gate City Bank Home Equity Loans will consider loans secured by the following property types:
- Primary home.
- Secondary homes and vacation properties.
- Investment properties and house flipping projects.
Contact
- Headquarters
-
P.O. Box 2847
Fargo, ND 58108 - (800) 423-3344
- Visit Site
Other Services by Gate City Bank
Availability
- Minnesota
- North Dakota
Feature Breakdown
No Prepayment Fee | |
Origination Fee (%) | 0% - 5% |
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