
Gate City Bank Home Equity Loans
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APR (Fixed APR) | Starting at 3.51% |
Loan Term (Years) | Up to 30 years |
Loan Amount | N/A |
Maximum LTV | 90% |
Gate City Bank Home Equity Loans Review
Gate City Bank Home Equity Loans is offered by Gate City Bank (NMLS #435154), a bank founded in 1923 and based in Fargo, ND. Gate City Bank Home Equity Loans are available in 2 states across the USA.
Gate City Bank Home Equity Loans FAQ
What are the home equity loan requirements of Gate City Bank Home Equity Loans
This lender's maximum loan to value rate is 90%. That means the total debt secured by the property cannot exceed 90% of its value. Let's say you own a property with a current market value of $100k, but you still owe $20k on your mortgage. Your equity would be $80k. In this scenario, if you have good credit, you may qualify for a line of credit of up to $70k.
What home equity loan rates does Gate City Bank Home Equity Loans offer?
Gate City Bank Home Equity Loans offers home equity loans with a fixed APR
Generally, the APRs of home equity loans do not include points and financing charges, just the interest rate.
What is the estimated funding time for a home loan via Gate City Bank Home Equity Loans?
Gate City Bank Home Equity Loans will typically approve (or deny) a home equity loan application within 24 hours and fund home equity loans within 6 and 10 days of approval.
What fees does Gate City Bank Home Equity Loans charge for a home equity loan?
Gate City Bank Home Equity Loans may charge a loan origination fee of 0% to 5% of the loan amount.
What types of property can you use as security for a home equity loan with Gate City Bank Home Equity Loans?
Lenders often have restrictions on the type of properties they will accept as security for a home equity loan. Gate City Bank Home Equity Loans will consider loans secured by the following property types:
- Primary home.
- Secondary homes and vacation properties.
- Investment properties and house flipping projects.
Is Gate City Bank a legit company?
Gate City Bank was founded in 1923, it is a well-established company that has been in business for 100 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.
Message From Gate City Bank Home Equity Loans
Contact
- Headquarters
-
P.O. Box 2847
Fargo, ND 58108 USA - (800) 423-3344
- Visit Site
- Email Support
Other Services by Gate City Bank
Availability
- Minnesota
- North Dakota
Feature Breakdown
No Prepayment Fee | |
Origination Fee (%) | 0% - 5% |
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