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Last Updated: 04/18/2025

Virginia CU Home Equity Loans

in Home Equity Loans from Virginia Credit Union

Last Updated: 04/18/2025

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Highlights

Credit Score Range

N/A

Amount Range

$20,000 - $175,000

Maximum LTV

N/A

Loan Term (Years)

5 - 20

Virginia CU Home Equity Loans Review

Virginia CU Home Equity Loans is offered by Virginia Credit Union (NMLS #407552), a credit union founded in 1928 and based in Richmond, VA. virginia home equity loan are available in 1 state.

Key Takeaways

No primary residences considered. Virginia CU Home Equity Loans does not offer financing for primary homes.
Charges a prepayment fee. This means you will be charged an additional fee if you repay the mortgage early.
Cosigner and coborrower applications accepted. A cosigner or coborrower can help you qualify for better rates and terms when applying for Virginia CU Home Equity Loans.

Virginia CU Home Equity Loans Pros & Cons

Pros

Cons

Charges an origination fee.
Charges prepayment fees.
Only available in 1 state.

Virginia CU Home Equity Loans FAQ

How much can you borrow with a Virginia CU Home Equity Loans home equity loan?

A home equity loan allows homeowners to borrow money using their home as collateral (similar to a mortgage). Loan amounts vary depending on the value of the home minus the balance of any mortgages or liens on the property.

Virginia CU Home Equity Loans allows borrowers to apply for home equity loans of up to $175,000. The actual maximum loan amount will vary depending on the value of the property, how much you owe on it, and your creditworthiness.

Typically, borrowers with good credit can qualify for up to 85 percent of the value of the property less the balance on their first mortgage.

Generally, the APRs of home equity loans do not include points and financing charges, just the interest rate.

What fees does Virginia CU Home Equity Loans charge for a home equity loan?

Virginia CU Home Equity Loans may charge a loan origination fee

Is Virginia Credit Union a legit company?

Virginia Credit Union was founded in 1928, it is a well-established company that has been in business for 98 years.

Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.

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Contact

Headquarters

7500 Boulder View Dr

Richmond, VA 23225

(804) 323-6800

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Email Support

Hours of Operation

Sunday

Closed

Monday

8:00AM - 6:00PM

Tuesday

8:00AM - 6:00PM

Wednesday

8:00AM - 6:00PM

Thursday

8:00AM - 6:00PM

Friday

8:00AM - 6:00PM

Saturday

Closed

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SuperMoney Net Recommendation Score

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-1000+100

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