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  Virginia CU Home Equity Loans
Virginia CU Home Equity Loans
in Home Equity Loans from Virginia Credit Union · NMLS ID #407552
Unaffiliated

Virginia CU Home Equity Loans

Unaffiliated
in Home Equity Loans from Virginia Credit Union · NMLS ID #407552
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Highlights
APR  (Factor Based) Starting at 6.75%
(Verified 01/11/2023)
Loan Term (Years) 5 - 20 years
Loan Amount $20,000 - $175,000
Maximum LTV N/A

Virginia CU Home Equity Loans Review

Virginia CU Home Equity Loans is offered by Virginia Credit Union (NMLS #407552), a credit union founded in 1928 and based in Richmond, VA. Virginia CU Home Equity Loans are available in 1 state across the USA.

Virginia CU Home Equity Loans FAQ

How much can you borrow with a Virginia CU Home Equity Loans home equity loan?

A home equity loan allows homeowners to borrow money using their home as collateral (similar to a mortgage). Loan amounts vary depending on the value of the home minus the balance of any mortgages or liens on the property.

Virginia CU Home Equity Loans allows borrowers to apply for home equity loans of up to $175,000. The actual maximum loan amount will vary depending on the value of the property, how much you owe on it, and your creditworthiness.

Typically, borrowers with good credit can qualify for up to 85 percent of the value of the property less the balance on their first mortgage.

What home equity loan rates does Virginia CU Home Equity Loans offer?

Virginia CU Home Equity Loans offers home equity loans with a

Generally, the APRs of home equity loans do not include points and financing charges, just the interest rate.

What fees does Virginia CU Home Equity Loans charge for a home equity loan?

Virginia CU Home Equity Loans may charge a loan origination fee

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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Hours of Operation

  • Sunday Closed
  • Monday 8:00am - 6:00pm
  • Tuesday 8:00am - 6:00pm
  • Wednesday 8:00am - 6:00pm
  • Thursday 8:00am - 6:00pm
  • Friday 8:00am - 6:00pm
  • Saturday Closed

Other Services by Virginia Credit Union

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Credit Cards

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Virginia CU Flex Rewards Mastercard®

Virginia CU Cash Rewards Mastercard®

Virginia CU Essential Mastercard®

Availability

  Available in 1 state
Virginia
Availabile in all of Virginia

Feature Breakdown

Cancellation Fee $0
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Self-Employed
  • Retired
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Joint Loan Applications Accepted
  • Co-borrower
  • Cosigner
  • Individual Applications
Military Status
  • Active Duty Military
  • Non-Military
  • Veterans
  • Military Dependent
Minimum Age 18
Supported Income Types
  • Direct Deposit (W2, SSA, SSDI)
  • Payroll Check or Prepaid Card
  • 1099 Misc. Income
Verification Documents Required
  • Driver License (or other photo ID)
  • Proof of citizenship/residence (Green Card)
  • Recent Pay Stubs
  • Proof of Income
  • Proof of Identity
  • Proof of Insurance
  • Government Issued Photo ID
  • U.S. Tax Identification Number
  • Social Security Number
  • Business Tax Return
  • Employer Identification Number
APR (Factor Based) Starting at 6.75%
(Verified 01/11/2023)
APR Type Factor Based
Loan Amount $20,000 - $175,000
Loan Term 5 - 20 years
Interest Rate Types Offered
  • Fixed-Rate Mortgage
  • Adjustable-Rate Mortgage (ARM)
  • Option ARM

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† To check the rates and terms you qualify for, one or more soft credit pulls will be done by SuperMoney, and/or SuperMoney's lending partners, that will not affect your credit score. However, if you choose a product and continue your application at a lending partners' website, they will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and may affect your credit.