Progressive Home Insurance
Progressive Home Insurance
in Homeowners Insurance from Progressive

Progressive Home Insurance

in Homeowners Insurance from Progressive
SuperMoney Net Recommendation Score +80  


This product is strongly recommended by SuperMoney users with a score of +80, equating to 4.6 on a 5 point rating scale.


Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

Strongly recommended

18 users recommend
0 users are unsure
2 users don't recommend
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Progressive Home Insurance Review

Progressive Home Insurance is an insurance carrier based in Mayfield Village, OH. The company was founded in 1937 and offers home insurance in 51 states in the USA.

Progressive Home Insurance FAQ

What is the financial strength rating of Progressive Home Insurance?

The financial strength rating of an insurance company scores its ability to pay contracts and policies. Each agency has its own standards and rating scale and a company's rating can change any day. It's a good idea to check the financial rating of an insurance company before you purchase a policy. There are five main rating agencies. SuperMoney's financial strength rating is based, among other factors, on the average score from available ratings.

What types of coverage does Progressive Home Insurance offer?

Home insurance includes a wide range of coverages. One of the best ways to saving money on your home insurance is to only pay for the coverage you need. Progressive Home Insurance offers the following types of home insurance coverage:

Progressive Home Insurance customers can also add the following riders or endorsements to their home insurance policies:

How can you save money on a Progressive Home Insurance home insurance policy?

When you ask for a quote with Progressive Home Insurance, make sure you ask for all the discounts you qualify for. These are the property-specific discounts currently available.

Want more discounts? Check the discounts tab for a full list of general policy discounts you can qualify for with Progressive Home Insurance.

What additional benefits does Progressive Home Insurance offer?

Progressive Home Insurance offers the following benefits to its customers:

SuperMoney Disclosure: is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Message From Our Editor

What We Love About Progressive Home Renters Insurance

The coverage flexibility offered by Progressive is unmatched when it comes to home and renters insurance policies. They offer a variety of different types of coverage and limits and additional riders and protection options to cover exclusions. You can choose from various home and rental insurance policies, and their rates will likely be some of the lowest in the industry. Plus, they give consumers the option to tweak coverage, deductibles, and premiums to create the perfect balance.

What Could Progressive Home Renters Insurance Do Better?

Progressive is great with customer service, for the most part. However, even though they have so much support available, it seems that their hierarchy for routing could use a little work. People often have to go through multiple transfers to reach the right department for a simple question, making the “convenience” of a phone system almost more of a hassle. Generally speaking, though, Progressive has some great options for home and renters insurance.

Progressive's Backstory

Progressive Insurance got its start in the small Cleveland suburb of Mayfield Village, Ohio, founded in 1937 by Joseph Lewis and Jack Green. The company did well initially, prompting them to expand in 1956 to offer a high-risk insurance product for drivers. This is what spurred the future of the company into the giant that they are today. Progressive is now one of the largest property and casualty insurance providers for personal and commercial lines in the United States. The company continues to grow and increase its online offerings, including convenient home and renters insurance products and services.

The Verdict

While consumers will still want to compare their options, Progressive home and renters insurance should be on the list. They offer a variety of policies with reasonable rates and have coverage that works for everyone. Plus, if you have other insurance products, you may qualify for a multi-policy discount.


  Available in 50 states and Washington, D.C.
  • Alaska
  • Alabama
  • Arkansas
  • Arizona
  • California
  • Colorado
  • Connecticut
  • Washington, DC
  • Delaware
  • Florida
  • Georgia
  • Hawaii
  • Iowa
  • Idaho
  • Illinois
  • Indiana
  • Kansas
  • Kentucky
  • Louisiana
  • Massachusetts
  • Maryland
  • Maine
  • Michigan
  • Minnesota
  • Missouri
  • Mississippi
  • Montana
  • North Carolina
  • North Dakota
  • Nebraska
  • New Hampshire
  • New Jersey
  • New Mexico
  • Nevada
  • New York
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Virginia
  • Vermont
  • Washington
  • Wisconsin
  • West Virginia
  • Wyoming

Feature Breakdown

Policy Discounts
  • Good Credit
  • Higher Education
  • Multiple Policy
  • Non-Smoker
Property Discounts
  • Alarm System
  • Deadbolt Locks on Exterior Doors
  • Fire Extinguisher in the Home
  • Home Monitoring System
  • Smoke Detectors
  • Fire Station within 5 Miles
  • Recent Home Improvements / New Roof
Home and Renters Insurance
  • Guest Medical Protection
  • Personal Property Protection
  • Reimbursed Living Expenses
  • Dwelling Coverage
  • Liability Coverage
  • Other Structures Coverage
Home and Renters Insurance Riders
  • Earthquake Coverage
  • Sewage and Drain Backup Coverage
  • Valuable Items
  • Identity Theft Protection
  • Flood Coverage (Federal)
  • Inflation Protection
  • Watercraft Coverage
Financial Strength Rating A+
Carrier Features
  • 24/7 Phone Availability
  • Locally Available Agents
  • Digital Claims Reporting
Claim Forgiveness
Loyalty Program

Progressive Home Insurance Community Reviews


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This product is strongly recommended by SuperMoney users with a score of +80, equating to 4.6 on a 5 point rating scale.


Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

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