Jump to Section

Advertiser Disclosure

Last Updated: 04/18/2025

ACCESSbank Home Mortgage

in Home Mortgage Loans from ACCESSbank

Last Updated: 04/18/2025

No Reviews Yet

This product has no reviews yet. Help others by sharing your thoughts.

Be the first to rate

Cast Your Vote

Compare All Home Mortgage Loans

Filter & compare all your options in one place.

View All Products

Highlights

Credit Score Range

N/A

Amount Range

Up to $3,000,000

Loan Term (Years)

N/A

ACCESSbank Home Mortgage Review

ACCESSbank Home Mortgage is offered by ACCESSbank (NMLS #456056), a bank founded in 1974 and based in Omaha, NE. Access Bank mortgage are available in 50 states and Washington, DC.

Key Takeaways

Wide selection of mortgage programs offered. ACCESSbank Home Mortgage offers FHA, USDA, VA, conforming, and conventional mortgages.
Specializes in multi-family properties. Only offers mortgages for multi-family properties, but not for single-family homes or manufactured homes.
Investment and personal use properties considered. Financing available for primary homes, vacation homes, and even investment homes, such as rental properties.
Charges a prepayment fee. This means you will be charged an additional fee if you repay the mortgage early.

ACCESSbank Home Mortgage Pros & Cons

Pros

Cons

Available in all 50 states.

Charges an origination fee.
Charges prepayment fees.
No co-sign option available.

Access Bank mortgage FAQ

How much can you borrow via ACCESSbank?

Access Bank mortgage allows borrowers to apply for loan amounts of up to $3,000,000. Note that the maximum loan amount you can borrow will also vary depending on the type of mortgage you choose, regardless of the lender you choose.

What mortgage rates does ACCESSbank offer?

Mortgage rates change daily based on market conditions and vary significantly depending on the loan type and the length of the term. For instance, fixed rate mortgages will typically have a higher interest rate than mortgages with variable rates, and jumbo loans usually have higher mortgage rates than conforming conventional loans. Find the best interest rate available to you by getting quotes from three or more mortgage lenders before choosing a home loan.

Do they charge mortgage origination fees?

Yes, Access Bank mortgage may charge a loan origination fee .

What mortgage programs are available?

Besides conventional mortgages, Access Bank mortgage offers the following mortgage types:

FHA loans: FHA loans are mortgages insured by the FHA. They offer competitive mortgage rates and have less stringent eligibility requirements. However, borrowers must pay a mortgage insurance premium. For instance, you can apply for an FHA loan with a credit score as low as 580. Co-applicants are allowed and you can qualify for a down payment as low as 3%.

What property usage types does Access Bank mortgage allow?

Some mortgage lenders restrict the type of usage borrowers give mortgaged properties. Access Bank mortgage allows the following property usage types:

Primary home
Secondary homes and vacation properties
Investment properties and house flipping projects

What is the customer service phone number?

The customer service number for ACCESSbank Home Mortgage is (402) 935-5000.

What is the support contact email?

The support contact email for is bankingyourway@accessbank.com.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Headquarters

2806 South 143rd Plaza

Omaha, NE 68144

(402) 935-5000

Visit Site

Email Support