AHC Lending Home Mortgage

AHC Lending Home Mortgage Review

AHC Lending Home Mortgage is offered by AHC Lending (NMLS #277676), a direct lender founded in 2002 and based in Dallas, TX. AHC Lending Home Mortgage is available in 7 states across the USA.

• Only offers one mortgage pogram. AHC Lending Home Mortgage only provides FHA mortgages.
• Specializes in multi-family properties. Only offers mortgages for multi-family properties, but not for single-family homes or manufactured homes.
• Considers personal use and investment properties. Financing available for primary homes, vacation homes, and even investment homes, such as rental properties.

How much can you borrow via AHC Lending?

AHC Lending allows borrowers to apply for loan amounts of up to $1,000,000. Note that the maximum loan amount you can borrow will also vary depending on the type of mortgage you choose, regardless of the lender you choose.

What is the maximum loan term you can get with AHC Lending?

AHC Lending offers mortgages with terms ranging from 10 to 30 years. Having the option of longer terms allows borrowers to take on larger loan amounts while keeping monthly payments more affordable. However, the longer the term of your loan, the more interest you will pay.

What mortgage rates does AHC Lending offer?

Mortgage rates change daily based on market conditions and vary significantly depending on the loan type and the length of the term. For instance, fixed rate mortgages will typically have a higher interest rate than mortgages with variable rates, and jumbo loans usually have higher mortgage rates than conforming conventional loans. Find the best interest rate available to you by getting quotes from three or more mortgage lenders before choosing a home loan.

AHC Lending offers home loans with APRs starting at 2.50% .

What is the estimated funding time?

AHC Lending will typically fund mortgages within 14 and 28 days of approval.

Do they charge mortgage origination fees?

Yes, AHC Lending may charge a loan origination fee.

Do they charge prepayment fees?

No, there are prepayment fees. This means you will not have to pay additional fees if you decide to repay the mortgage early.

What mortgage programs are available?

Besides conventional mortgages, AHC Lending offers the following mortgage types:

• FHA loans: FHA loans are mortgages insured by the FHA. They offer competitive mortgage rates and have less stringent eligibility requirements. However, borrowers must pay a mortgage insurance premium. For instance, you can apply for an FHA loan with a credit score as low as 580. Co-applicants are allowed and you can qualify for a down payment as low as 3%.

What property usage types does AHC Lending allow?

Some mortgage lenders restrict the type of usage borrowers give mortgaged properties. AHC Lending allows the following property usage types: 

• Primary home
• Secondary homes and vacation properties
• Investment properties and house flipping projects

How do people rate the customer service and user experience?

Overall, this business credit card is mostly recommended based on community reviews that rate customer service and user experience.