Last Updated: 04/18/2025
AHC Lending Home Mortgage
Unaffiliated
in Home Mortgage Loans from AHC Lending
Last Updated: 04/18/2025
SuperMoney User Recommendation Score +17
Mostly recommended6 total votes
Explore a similar product
Try this top product in Home Mortgage Loans
New American Funding Home Mortgage
Strongly recommended46 reviews
Community Recommended Products
View AllSponsored
Strongly recommended46 Reviews
Learn MoreSponsored
Strongly recommended30 Reviews
Learn More
Strongly recommended36 Reviews
Learn MoreCompare All Home Mortgage Loans
Filter & compare all your options in one place.
Highlights
Community Rating
Mostly recommended
Credit Score Range
N/A
Amount Range
$75,000 - $1,000,000
Loan Term (Years)
10 - 30
Number of Reviews
AHC Lending Home Mortgage Review
AHC Lending Home Mortgage is offered by AHC Lending (NMLS #277676), a direct lender founded in 2002 and based in Dallas, TX. AHC Lending are available in 7 states.
Key Takeaways
- Only offers one mortgage pogram. AHC Lending Home Mortgage only provides FHA mortgages.
- Specializes in multi-family properties. Only offers mortgages for multi-family properties, but not for single-family homes or manufactured homes.
- Investment and personal use properties considered. Financing available for primary homes, vacation homes, and even investment homes, such as rental properties.
AHC Lending Home Mortgage Pros & Cons
| Pros | Cons |
|
|
AHC Lending FAQ
How much can you borrow via AHC Lending?
AHC Lending allows borrowers to apply for loan amounts of up to $1,000,000. Note that the maximum loan amount you can borrow will also vary depending on the type of mortgage you choose, regardless of the lender you choose.
What is the maximum loan term you can get with AHC Lending?
AHC Lending offers mortgages with terms ranging from 10 to 30 years. Having the option of longer terms allows borrowers to take on larger loan amounts while keeping monthly payments more affordable. However, the longer the term of your loan, the more interest you will pay.
What mortgage rates does AHC Lending offer?
Mortgage rates change daily based on market conditions and vary significantly depending on the loan type and the length of the term. For instance, fixed rate mortgages will typically have a higher interest rate than mortgages with variable rates, and jumbo loans usually have higher mortgage rates than conforming conventional loans. Find the best interest rate available to you by getting quotes from three or more mortgage lenders before choosing a home loan.
What is the estimated funding time?
AHC Lending will typically fund mortgages within 14 and 28 days of approval.
Do they charge mortgage origination fees?
Yes, AHC Lending may charge a loan origination fee .
Does AHC Lending charge prepayment fees?
No, AHC Lending does not charge prepayment fees. This means you will not have to pay additional fees if you decide to repay the mortgage early.
What mortgage programs are available?
Besides conventional mortgages, AHC Lending offers the following mortgage types:
- FHA loans: FHA loans are mortgages insured by the FHA. They offer competitive mortgage rates and have less stringent eligibility requirements. However, borrowers must pay a mortgage insurance premium. For instance, you can apply for an FHA loan with a credit score as low as 580. Co-applicants are allowed and you can qualify for a down payment as low as 3%.
What property usage types does AHC Lending allow?
Some mortgage lenders restrict the type of usage borrowers give mortgaged properties. AHC Lending allows the following property usage types:
- Primary home
- Secondary homes and vacation properties
- Investment properties and house flipping projects
What is the customer service phone number?
The customer service number for AHC Lending Home Mortgage is (888) 612-4800.
What is the support contact email?
The support contact email for is customercare@ahclending.com.
How do people rate the customer service and user experience?
Overall, this business is mostly recommended based on community reviews that rate customer service and user experience.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
Other Services by AHC Lending
Mortgage Refinance
Be the first to rate
Community Recommended Products
View AllSponsored
Strongly recommended46 Reviews
Learn MoreSponsored
Strongly recommended30 Reviews
Learn MoreStrongly recommended36 Reviews
Learn MoreSuperMoney Net Recommendation Score
SuperMoney users mostly recommend this product, giving it a user recommendation score of +17, or 3.3 on a 5-point rating scale.
+17
-1000+100
No one recommends
Everyone recommends
AHC Lending Home Mortgage Community Reviews
Would you recommend AHC Lending Home Mortgage to your friends?
Jason G.
Jan 4, 2016
May or may not recommend
I had a VERY strict deadline for when I needed my home loan funded, so I chose the Rapid Close program through AHC. They really kept their promise and closed my close in just about three weeks.
U
Anonymous
May 14, 2015
May or may not recommend
The quick response time of my loan rep was amazing! I'd get a returned call or email within hours, definitely before the day was out. This communication was pertinent to closing my loan on time. It also made everything much easier and simpler on my part. Thanks, AHC Lending!
U
Anonymous
May 8, 2015
May or may not recommend
Refinancing a home and getting loans can be the biggest pain in the butt! But AHC Lending is an amazing option for those who need to do this regularly. I have various properties and have used them six times already. They are fantastic at getting it done and not dragging along. They've never let me down.
U
Anonymous
May 7, 2015
May or may not recommend
This is my third time ever dealing with a mortgage/loan company. AHC Lending is the best that I have come across so far. The other companies I dealt with were so-so, but none compared to the rates and the quick work of AHC. If I am ever in the market for a loan again, AHC will definitely be my first choice.
U
Anonymous
May 1, 2015
May or may not recommend
I refinanced my home loan with AHC Lending and it was a good decision on my part. They were extremely easy to work with and all the AHC employees I contacted were great. I now recommend AHC Lending because they make refinancing easy. I will use them again in the future as needed.
U
Anonymous
May 1, 2015
May or may not recommend
I'm a little frustrated by AHC. I have great income and income history, yet I was declined for a home loan. I have a great credit score, too. I tried something different by applying for a home loan online and not locally, and I guess it didn't work out for me in the end. A little frustrated..
Showing 6 of 6 reviews
