Last Updated: 01/28/2026
SuperMoney User Recommendation Score 0
Mostly recommended5 total votes
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Highlights
Community Rating
Mostly recommended
Credit Score Range
620 - 720
Amount Range
$60,000 - $1,100,000
Loan Term (Years)
5 - 30
Number of Reviews
AimLoan Home Mortgage Review
AimLoan Home Mortgage is offered by AimLoan (NMLS #2890), a direct lender founded in 1998 and based in San Diego, CA. Aimloan are available in 50 states and Washington, DC.
Key Takeaways
- Only offers one mortgage pogram. AimLoan Home Mortgage only provides VA mortgages.
- Specializes in multi-family properties. Only offers mortgages for multi-family properties, but not for single-family homes or manufactured homes.
- Non-standard interest rates available. AimLoan Home Mortgage only offers hybrid mortgages.
- Only primary residences considered. AimLoan Home Mortgage does not offer financing for vacation homes or investment properties.
- Charges a prepayment fee. This means you will be charged an additional fee if you repay the mortgage early.
- Fair credit accepted. Borrowers with a credit score as low as 620 may qualify for AimLoan Home Mortgage.
AimLoan Home Mortgage Pros & Cons
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Aimloan FAQ
How much can you borrow via AimLoan?
Aimloan allows borrowers to apply for loan amounts of up to $1,100,000. Note that the maximum loan amount you can borrow will also vary depending on the type of mortgage you choose, regardless of the lender you choose.
What is the maximum loan term you can get with Aimloan?
Aimloan offers mortgages with terms ranging from 5 to 30 years. Having the option of longer terms allows borrowers to take on larger loan amounts while keeping monthly payments more affordable. However, the longer the term of your loan, the more interest you will pay.
What mortgage rates does AimLoan offer?
Mortgage rates change daily based on market conditions and vary significantly depending on the loan type and the length of the term. For instance, fixed rate mortgages will typically have a higher interest rate than mortgages with variable rates, and jumbo loans usually have higher mortgage rates than conforming conventional loans. Find the best interest rate available to you by getting quotes from three or more mortgage lenders before choosing a home loan.
Do they charge mortgage origination fees?
Yes, Aimloan may charge a loan origination fee .
What mortgage programs are available?
Besides conventional mortgages, Aimloan offers the following mortgage types:
What property usage types does Aimloan allow?
Some mortgage lenders restrict the type of usage borrowers give mortgaged properties. Aimloan allows the following property usage types:
- Primary home
What is the customer service phone number?
The customer service number for AimLoan Home Mortgage is (888) 411-4246.
What is the support contact email?
The support contact email for is information@aimloan.com.
How do people rate the customer service and user experience?
Overall, this business is mostly recommended based on community reviews that rate customer service and user experience.
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