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Last Updated: 01/28/2026

AimLoan Home Mortgage

from AimLoan

Last Updated: 01/28/2026

AimLoan Home Mortgage logo
Mostly recommended5 total votes
2 users recommend
1 users are unsure
2 users don't recommend

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Highlights

Community Rating

Mostly recommended

Credit Score Range

620 - 720

Amount Range

$60,000 - $1,100,000

Loan Term (Years)

5 - 30

Number of Reviews

5

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AimLoan Home Mortgage Review

AimLoan Home Mortgage is offered by AimLoan (NMLS #2890), a direct lender founded in 1998 and based in San Diego, CA. Aimloan are available in 50 states and Washington, DC.

Key Takeaways

  • Only offers one mortgage pogram. AimLoan Home Mortgage only provides VA mortgages.
  • Specializes in multi-family properties. Only offers mortgages for multi-family properties, but not for single-family homes or manufactured homes.
  • Non-standard interest rates available. AimLoan Home Mortgage only offers hybrid mortgages.
  • Only primary residences considered. AimLoan Home Mortgage does not offer financing for vacation homes or investment properties.
  • Charges a prepayment fee. This means you will be charged an additional fee if you repay the mortgage early.
  • Fair credit accepted. Borrowers with a credit score as low as 620 may qualify for AimLoan Home Mortgage.

AimLoan Home Mortgage Pros & Cons

Aimloan FAQ

How much can you borrow via AimLoan?

Aimloan allows borrowers to apply for loan amounts of up to $1,100,000. Note that the maximum loan amount you can borrow will also vary depending on the type of mortgage you choose, regardless of the lender you choose.

What is the maximum loan term you can get with Aimloan?

Aimloan offers mortgages with terms ranging from 5 to 30 years. Having the option of longer terms allows borrowers to take on larger loan amounts while keeping monthly payments more affordable. However, the longer the term of your loan, the more interest you will pay.

What mortgage rates does AimLoan offer?

Mortgage rates change daily based on market conditions and vary significantly depending on the loan type and the length of the term. For instance, fixed rate mortgages will typically have a higher interest rate than mortgages with variable rates, and jumbo loans usually have higher mortgage rates than conforming conventional loans. Find the best interest rate available to you by getting quotes from three or more mortgage lenders before choosing a home loan.

Do they charge mortgage origination fees?

Yes, Aimloan may charge a loan origination fee .

What mortgage programs are available?

Besides conventional mortgages, Aimloan offers the following mortgage types:

    What property usage types does Aimloan allow?

    Some mortgage lenders restrict the type of usage borrowers give mortgaged properties. Aimloan allows the following property usage types:
    • Primary home

    What is the customer service phone number?

    The customer service number for AimLoan Home Mortgage is (888) 411-4246.

    What is the support contact email?

    The support contact email for is information@aimloan.com.

    How do people rate the customer service and user experience?

    Overall, this business is mostly recommended based on community reviews that rate customer service and user experience.

    SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

    Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

    Contact

    Headquarters

    4121 Camino Del Rio South
    San Diego, CA 92108
    (888) 411-4246
    Visit Site

    Hours of Operation

    Sunday
    Closed
    Monday
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    Tuesday
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    Wednesday
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    Thursday
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    Friday
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    Saturday
    Closed

    Other Services by AimLoan

    Mortgage Refinance

    Rating not yet determined (3 Reviews)

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    SuperMoney Net Recommendation Score

    SuperMoney users mostly recommend this product, giving it a user recommendation score of 0, or 3 on a 5-point rating scale.

    0

    -1000+100
    No one recommends
    Everyone recommends
    The recommendation score reflects customer satisfaction with a provider. A score of +100 means every customer recommends the provider, while -100 means none of them do. These scores are based entirely on community member votes and are not influenced by partner compensation. SuperMoney removes fake reviews when detected.

    AimLoan Home Mortgage Community Reviews

    Would you recommend AimLoan Home Mortgage to your friends?

    AK

    Aaron K.

    Jul 15, 2019

    May or may not recommend

    Horrible customer service. Their response to each problem was “that’s all we can do”. Please take your business elsewhere.

    BL

    Brian L.

    Nov 27, 2018

    May or may not recommend

    I have used Aimloan multiple times over the past 5 years. Their step-by-step notifications keep you informed of your loans progress and their associates are quick to respond. I would highly recommend Aimloan.

    U

    Anonymous

    Oct 8, 2018

    May or may not recommend

    Will use again! We got a pre-qualification letter through Aimloan. Shana, our loan officer, responded to our questions in a timely manner. We decided to hold off on purchasing, but I will be coming back for great rates and service!

    U

    Anonymous

    Jul 8, 2016

    May or may not recommend

    Low rates but they mess up my escrow account every year and it's a big pain to fix it. They double charge my real estate tax and then I have to write a letter with proof from the city and mail it to them and it takes usually 60+ days to correct. This is the second year this has happened. I hate dealing with their customer service.

    U

    Anonymous

    May 2, 2015

    May or may not recommend

    It is obvious that the workers at Aim Loans need a little push here and there. I have worked with them on three separate occasions, and this was the case each time. If you are not familiar with home loans or refinancing, I'd probably choose another company. They are more for experienced home buys are refinancers.

    Showing 5 of 5 reviews

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