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Last Updated: 04/18/2025

Alabama ONE Home Loans

from Alabama ONE Credit Union

Last Updated: 04/18/2025

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Highlights

Credit Score Range

N/A

Amount Range

N/A

Loan Term (Years)

Up to 30

Alabama ONE Home Loans Review

Alabama ONE Home Loans is offered by Alabama ONE Credit Union (NMLS #401726), a credit union founded in 1951 and based in Tuscaloosa, AL. alabama one loans are available in 50 states and Washington, DC.

Key Takeaways

Specializes in multi-family properties. Only offers mortgages for multi-family properties, but not for single-family homes or manufactured homes.
Investment and personal use properties considered. Financing available for primary homes, vacation homes, and even investment homes, such as rental properties.
Charges a prepayment fee. This means you will be charged an additional fee if you repay the mortgage early.

Alabama ONE Home Loans Pros & Cons

Pros

Cons

Available in all 50 states.

Charges an origination fee.
Charges prepayment fees.
No co-sign option available.

alabama one loans FAQ

What is the maximum loan term you can get with alabama one loans?

alabama one loans offers mortgages with a maximum term of 30 years. Having the option of longer terms allows borrowers to take on larger loan amounts while keeping monthly payments more affordable. However, the longer the term of your loan, the more interest you will pay.

What mortgage rates does Alabama ONE Credit Union offer?

Mortgage rates change daily based on market conditions and vary significantly depending on the loan type and the length of the term. For instance, fixed rate mortgages will typically have a higher interest rate than mortgages with variable rates, and jumbo loans usually have higher mortgage rates than conforming conventional loans. Find the best interest rate available to you by getting quotes from three or more mortgage lenders before choosing a home loan.

Do they charge mortgage origination fees?

Yes, alabama one loans may charge a loan origination fee .

What property usage types does alabama one loans allow?

Some mortgage lenders restrict the type of usage borrowers give mortgaged properties. alabama one loans allows the following property usage types:

Primary home
Secondary homes and vacation properties
Investment properties and house flipping projects

What is the customer service phone number?

The customer service number for Alabama ONE Home Loans is (800) 225-0110.

What is the support contact email?

The support contact email for is contactcenter@alabamaone.org.

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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Headquarters

1215 Veterans Memorial Pkwy

Tuscaloosa, AL 35404

(800) 225-0110

Visit Site

Email Support

Hours of Operation

Sunday

Closed

Monday

8:00AM - 5:00PM

Tuesday

8:00AM - 5:00PM

Wednesday

8:00AM - 5:00PM

Thursday

8:00AM - 5:00PM

Friday

8:00AM - 5:00PM

Saturday

Closed

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SuperMoney Net Recommendation Score

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-1000+100

No one recommends

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The recommendation score reflects customer satisfaction with a provider. A score of +100 means every customer recommends the provider, while -100 means none of them do. These scores are based entirely on community member votes and are not influenced by partner compensation. SuperMoney removes fake reviews when detected.