American Pacific Mortgage is a direct lender based in Roseville, CA. The company was founded in 1996 and offers mortgages to borrowers in 17 states across the USA.
American Pacific Mortgage allows borrowers to apply for loan amounts of up to $3,000,000. Note that the maximum loan amount you can borrow will also vary depending on the type of mortgage you choose, regardless of the lender you choose..
Yes, American Pacific Mortgage may charge a loan origination fee.
Yes, American Pacific Mortgage charges additional fees to borrowers who pay off their loans sooner than anticipated. Take this into consideration when choosing a lender because prepayment fees can reduce or even cancel the interest savings of repaying a loan early.
American Pacific Mortgage offers the following mortgage programs:
Some mortgage lenders restrict the type of usage borrowers give mortgaged properties. American Pacific Mortgage allows the following property usage types:
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