Last Updated: 04/18/2025
Bayshore Mortgage Funding Home Purchase Mortgage
Unaffiliated
Last Updated: 04/18/2025
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Highlights
Community Rating
Strongly recommended
Credit Score Range
N/A
Amount Range
Up to $1,500,000
Loan Term (Years)
N/A
Number of Reviews
Bayshore Mortgage Funding Home Purchase Mortgage Review
Bayshore Mortgage Funding Home Purchase Mortgage is offered by Bayshore Mortgage Funding, LLC (NMLS #196858), a direct lender founded in 2001 and based in Timonium, MD. Bayshore Mortgage Funding are available in 13 states and Washington, DC.
Key Takeaways
- Wide selection of mortgage programs offered. Bayshore Mortgage Funding Home Purchase Mortgage offers FHA, USDA, VA, conforming, and conventional mortgages.
- Specializes in multi-family properties. Only offers mortgages for multi-family properties, but not for single-family homes or manufactured homes.
- Non-standard interest rates available. Bayshore Mortgage Funding Home Purchase Mortgage only offers hybrid mortgages.
- Only primary residences considered. Bayshore Mortgage Funding Home Purchase Mortgage does not offer financing for vacation homes or investment properties.
- Charges a prepayment fee. This means you will be charged an additional fee if you repay the mortgage early.
Bayshore Mortgage Funding Home Purchase Mortgage Pros & Cons
| Pros | Cons |
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Bayshore Mortgage Funding FAQ
How much can you borrow via Bayshore Mortgage Funding, LLC?
Bayshore Mortgage Funding allows borrowers to apply for loan amounts of up to $1,500,000. Note that the maximum loan amount you can borrow will also vary depending on the type of mortgage you choose, regardless of the lender you choose.
What mortgage rates does Bayshore Mortgage Funding, LLC offer?
Mortgage rates change daily based on market conditions and vary significantly depending on the loan type and the length of the term. For instance, fixed rate mortgages will typically have a higher interest rate than mortgages with variable rates, and jumbo loans usually have higher mortgage rates than conforming conventional loans. Find the best interest rate available to you by getting quotes from three or more mortgage lenders before choosing a home loan.
Do they charge mortgage origination fees?
Yes, Bayshore Mortgage Funding may charge a loan origination fee .
What mortgage programs are available?
Besides conventional mortgages, Bayshore Mortgage Funding offers the following mortgage types:
- FHA loans: FHA loans are mortgages insured by the FHA. They offer competitive mortgage rates and have less stringent eligibility requirements. However, borrowers must pay a mortgage insurance premium. For instance, you can apply for an FHA loan with a credit score as low as 580. Co-applicants are allowed and you can qualify for a down payment as low as 3%.
What property usage types does Bayshore Mortgage Funding allow?
Some mortgage lenders restrict the type of usage borrowers give mortgaged properties. Bayshore Mortgage Funding allows the following property usage types:
- Primary home
What is the customer service phone number?
The customer service number for Bayshore Mortgage Funding Home Purchase Mortgage is (410) 882-1777.
What is the support contact email?
The support contact email for is leads@bsmfunding.com.
How do people rate the customer service and user experience?
Overall, this business is strongly recommended based on community reviews that rate customer service and user experience.
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Learn MoreSuperMoney Net Recommendation Score
SuperMoney users strongly recommend this product, giving it a user recommendation score of +100, or 5 on a 5-point rating scale.
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Bayshore Mortgage Funding Home Purchase Mortgage Community Reviews
Would you recommend Bayshore Mortgage Funding Home Purchase Mortgage to your friends?
ES
Elana S.
Mar 3, 2021
May or may not recommend
Bayshore Mortgage Funding understands everything that i needed to be done. i got the house that i wanted thanks to the team at Bayshore. They met every expectation and terms that i needed to be right, I was really impressed by how they handled my situation and how they took care of me .They have my recommendation all the time and forever
Ife O.
Nov 25, 2020
May or may not recommend
The entire process was as described initially. Our loan agent found us a great rate and we also received lender credits that offset the closing cost tremendously. We would recommend it to anyone that would like to try a new experience in the mortgage business.
EO
Esther O.
Nov 17, 2020
May or may not recommend
Being new in Georgia, i wanted to acquire a house; having gotten my residence permit as an immigrant, I searched for the perfect mortgage service that suits what I had in mind, and I got recommendations to try Bayshore mortgage. I had no cause to regret, I got the FHA type of loan because of my eligibility status, and I was able to cohabit with other residences in the form ...Show More
DE
Dorcas E.
Nov 15, 2020
May or may not recommend
I received a lot of help from Bayshore in applying for and receiving an offer for the mortgage of a new property and am very grateful for the help that they provided. The contacts that I corresponded with were very thorough, friendly, clear and always approachable. I would definitely recommend Bayshore to family and friends.
AA
Aisha A.
Nov 11, 2020
May or may not recommend
Bayshore mortgage simply made buying house easy for me. I have contacted other mortgage firms but there terms are not too cool with me. I put a call through to Bayshore team, the customer representative responded well and I was able to get a house in no time. All thanks to Bayshore, they are second to none.
Esther O.
Oct 28, 2020
May or may not recommend
A great team! I was wildly impressive with the swiftness of their service. First, they talk really nicely on the phone, and let you know what documents you should bring to their office. The first call I got through to them was like an interview. They had to ensure that I understood the whole process and I was thankful for their thoroughness.
Bayshore's interest rates are competitive, and they have ...Show More
CE
Chelsey E.
Oct 24, 2020
May or may not recommend
My long time best friend Amber had used Bayshore Mortgage Funding to purchase her first home. It was recommended to her by one of her co-workers and she loves it. The customer service is very user-friendly. Amber is not wealthy by a long shot, but Bayshore has very low interest rates and they have a lot of financial options for those struggling. She talks very highly of this company and ...Show More
SO
Samuel O.
Oct 24, 2020
May or may not recommend
Bayshore Mortgage Funding understands the theory of 'Customer is King', My uncle secured a home thanks to the team at Bayshore. They beat every human expectation in terms of response and delivery, I was really impressed by their topnotch service and deliberate approach to satisfy a customer, They have my recommendation anytime.
Adewale A.
Oct 15, 2020
May or may not recommend
My friend's mum was curious about getting a friendly funding in owning a house in Washington. Bayshore Mortgage Funding Home Purchase was recommended to her, and surprisingly, she was rendered a great service. Looking for a home funding purchase, Bayshore Mortgage is dependable in service delivery without any future discrepancy in service delivery and payment reimbursement.
AC
Adriann C.
Oct 14, 2020
May or may not recommend
Using mortgage funding home purchase while looking for a home has been the easiest process for me. They have very low interest rates and multiple options for financing month length. Customer service was extremely helpful and beyond friendly. Definitely recommending to friends and family.
AR
Alice R.
Oct 14, 2020
May or may not recommend
My mother has issues with accomodation and I have no other option than to get an apartment for her. My friends recommended some mortgage companies for me but there rate and terms were not friendly. I got to know about Bayshore mortgage, I put a call through to make enquiries. There response was so amazing, they invited me over for necessary documentations. I was able to get my mum a ...Show More
TA
Timileyin A.
Oct 7, 2020
May or may not recommend
When I wanted to purchase my home, I was at sea on how to go about it. I saw Bayshore mortgage when I was surfing the internet. I put a call through to them and the representative attended to me very well. I was so pleased.
I was invited to their office for necessary documentations and it was swift. I was able to buy my house in no time.
I strongly recommend ...Show More
Crystal C.
Apr 26, 2020
May or may not recommend
Purchased my first home with Paul Conti and his team. I was pleased with the process. I am also pleased with the purchase and my rate. The did a great job. Communication was great and they were consistent. -Crystal C
Showing 13 of 13 reviews
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