How much can you borrow via Certainty Home Loans Purchase Mortgage?

Certainty Home Loans Purchase Mortgage allows borrowers to apply for loan amounts of up to $1,500,000. Note that the maximum loan amount you can borrow will also vary depending on the type of mortgage you choose, regardless of the lender you choose.

What mortgage programs does Certainty Home Loans Purchase Mortgage offer?

Certainty Home Loans Purchase Mortgage offers the following mortgage types:

• Conventional mortgages: This includes any mortgage that is not insured or guaranteed by the federal government.
• FHA: Mortgages insured by the FHA, which usually have less stringent eligibility requirements, but borrowers must pay a mortgage insurance premium. Co-applicants are allowed and you can qualify for a down payment as low as 3%.
• FHA 203k: An FHA mortgage you can also use to finance home improvements.
• VA: A zero down payment mortgage or a refinance of up to 120% of the home's value for American military members, veterans, and their spouses.

What property usage types does Certainty Home Loans Purchase Mortgage allow?

Some mortgage lenders restrict the type of usage borrowers give mortgaged properties. Certainty Home Loans Purchase Mortgage allows the following property usage types: 

• Primary home