SuperMoney
  Community First Credit Union Home Loans

Community First Credit Union Home Loans

in Home Purchase Mortgages from Community First Credit Union

Unaffiliated

Community First Credit Union Home Loans

Unaffiliated

in Home Purchase Mortgages from Community First Credit Union

Not enough votes for recommendation

Not enough votes for recommendation

Cast your vote

Would you recommend Community First Credit Union Home Loans to your friends?

Thanks for your vote!

You voted: May or may not recommend

Highlights
Loan Amount N/A
Loan Term (Years) Up to 30 years
Credit Score Range N/A

Community First Credit Union Home Loans Review

Community First Credit Union Home Loans is offered by Community First Credit Union, a credit union founded in 1959 and based in Santa Rosa, CA. Community First Credit Union Home Loans is available in 1 state across the USA.

Key Takeaways
  • 3 different mortgage programs offered. Community First Credit Union Home Loans offers FHA, USDA, VA, conforming, and conventional mortgages.
  • Financing for single-family and multi-family properties. However, Community First Credit Union does not offer financing for manufactured homes.
  • Standard interest rates types. Community First Credit Union Home Loans offers adjustable-rate mortgages and fixed-rate mortgages.
  • Primary and secondary homes considered. Investment homes, such as rental properties, do not qualify for financing. However, Community First Credit Union Home Loans does offer financing for primary and secondary homes (e.g. vacation properties).
  • Charges a prepayment fee. This means you will be charged an additional fee if you repay the mortgage early.
Community First Credit Union Home Loans Pros & Cons
Pros Cons
  • Offers financing for both single and multi-family homes.
  • Charges an origination fee.
  • Charges prepayment fees.
  • Only available in 1 state.
Community First Credit Union mortgage FAQ

What is the maximum loan term you can get with Community First Credit Union mortgage?

Community First Credit Union mortgage offers mortgages with a maximum term of 30 years. Having the option of longer terms allows borrowers to take on larger loan amounts while keeping monthly payments more affordable. However, the longer the term of your loan, the more interest you will pay.

What mortgage rates does Community First Credit Union offer?

Mortgage rates change daily based on market conditions and vary significantly depending on the loan type and the length of the term. For instance, fixed rate mortgages will typically have a higher interest rate than mortgages with variable rates, and jumbo loans usually have higher mortgage rates than conforming conventional loans. Find the best interest rate available to you by getting quotes from three or more mortgage lenders before choosing a home loan.

Does Community First Credit Union mortgage charge an application fee?

Do they charge mortgage origination fees?

Yes, Community First Credit Union mortgage may charge a loan origination fee.

What mortgage programs are available?

Besides conventional mortgages, Community First Credit Union mortgage offers the following mortgage types:

  • FHA loans: FHA loans are mortgages insured by the FHA. They offer competitive mortgage rates and have less stringent eligibility requirements. However, borrowers must pay a mortgage insurance premium. For instance, you can apply for an FHA loan with a credit score as low as 580. Co-applicants are allowed and you can qualify for a down payment as low as 3%.

What property usage types does Community First Credit Union mortgage allow?

Some mortgage lenders restrict the type of usage borrowers give mortgaged properties. Community First Credit Union mortgage allows the following property usage types: 

  • Primary home

What is the customer service phone number?

The customer service number for this business card is (707) 546-6000.

What is the support contact email?

The support contact email for this business credit card is info@comfirstcu.org.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Hours of Operation

  • Sunday Closed
  • Monday 10:00am - 5:00am
  • Tuesday 10:00am - 5:00am
  • Wednesday 10:00am - 5:00am
  • Thursday 10:00am - 5:00am
  • Friday 10:00am - 5:00am
  • Saturday Closed

Other Services by Community First Credit Union

Availability

  Available in 1 state
California
Availabile in all of California

Feature Breakdown

Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Self-Employed
Intended Use Primary Home
Minimum Age 18
Property Type
  • Multi-Family Home
  • Single Family Home
  • Townhome
Verification Documents Required
  • Proof of Identity
  • Government Issued Photo ID
  • Social Security Number
  • Driver License (or other photo ID)
  • Proof of citizenship/residence (Green Card)
Loan Term Up to 30 years
Interest Rate Types Offered
  • Fixed-Rate Mortgage
  • Adjustable-Rate Mortgage (ARM)
Mortgage Programs
  • FHA
  • USDA
  • VA

Be the first to rate

 

Would you recommend Community First Credit Union Home Loans to your friends?

Before we publish your vote:

Please explain your vote by sharing your experience.

Writing a review increases the credibility of your vote and helps your fellow users make a better-informed decision.

Please write a review to submit your vote
(will require moderator approval)

Other Home Purchase Mortgages