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  Community First Credit Union Home Loans

Community First Credit Union Home Loans

in Home Purchase Mortgages from Community First Credit Union

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Community First Credit Union Home Loans

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in Home Purchase Mortgages from Community First Credit Union

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Highlights
Loan Amount N/A
Loan Term (Years) Up to 30 years

Community First Credit Union Home Loans Review

Community First Credit Union Home Loans is offered by Community First Credit Union, a credit union founded in 1959 and based in Santa Rosa, CA. Community First Credit Union Home Loans is available in 1 state across the USA.

Community First Credit Union Home Loans FAQ

What is the maximum loan term you can get with Community First Credit Union Home Loans?

Community First Credit Union Home Loans offers mortgages with a maximum term of 30 years. Having the option of longer terms allows borrowers to take on larger loan amounts while keeping monthly payments more affordable. However, the longer the term of your loan, the more interest you will pay.

Does Community First Credit Union Home Loans charge a mortgage origination fee?

Yes, Community First Credit Union Home Loans may charge a loan origination fee.

What mortgage programs does Community First Credit Union Home Loans offer?

Community First Credit Union Home Loans offers the following mortgage types:

  • Conventional mortgages: This includes any mortgage that is not insured or guaranteed by the federal government.
  • FHA: Mortgages insured by the FHA, which usually have less stringent eligibility requirements, but borrowers must pay a mortgage insurance premium. Co-applicants are allowed and you can qualify for a down payment as low as 3%.
  • USDA: A zero down payment mortgage loan with low rates for suburban and rural homebuyers.
  • VA: A zero down payment mortgage or a refinance of up to 120% of the home's value for American military members, veterans, and their spouses.

What property usage types does Community First Credit Union Home Loans allow?

Some mortgage lenders restrict the type of usage borrowers give mortgaged properties. Community First Credit Union Home Loans allows the following property usage types: 

  • Primary home
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Availability

  Available in 1 state
California
Availabile in all of California

Feature Breakdown

Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Self-Employed
Intended Use Primary Home
Minimum Age 18
Property Type
  • Multi-Family Home
  • Single Family Home
  • Townhome
Verification Documents Required
  • Proof of Identity
  • Government Issued Photo ID
  • Social Security Number
  • Driver License (or other photo ID)
  • Proof of citizenship/residence (Green Card)
Loan Term Up to 30 years
Interest Rate Types Offered
  • Fixed-Rate Mortgage
  • Adjustable-Rate Mortgage (ARM)
Mortgage Programs
  • FHA
  • USDA
  • VA

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