Last Updated: 04/18/2025
Community Recommended Products
View AllSponsored
Strongly recommended46 Reviews
Learn MoreSponsored
Strongly recommended30 Reviews
Learn More
Strongly recommended36 Reviews
Learn MoreCompare All Home Mortgage Loans
Filter & compare all your options in one place.
Highlights
Credit Score Range
Starting at 500
Amount Range
$50,000 - $2,000,000
Loan Term (Years)
10 - 30
Dream Home Financing Home Loans Review
Dream Home Financing Home Loans is offered by Dream Home Financing (NMLS #125122), a nonbank financial services provider founded in 1992 and based in , . Dream Home Financing Mortgage are available in 50 states and Washington, DC.
Key Takeaways
- Wide selection of mortgage programs offered. Dream Home Financing Home Loans offers FHA, VA, jumbo, conforming, and conventional mortgages.
- Specializes in multi-family properties. Only offers mortgages for multi-family properties, but not for single-family homes or manufactured homes.
- Standard interest rates types. Dream Home Financing Home Loans offers adjustable-rate mortgages and fixed-rate mortgages.
- No primary residences considered. Dream Home Financing Home Loans does not offer financing for primary homes.
- Charges a prepayment fee. This means you will be charged an additional fee if you repay the mortgage early.
- Cosigner and coborrower applications accepted. A cosigner or coborrower can help you qualify for better rates and terms when applying for Dream Home Financing Home Loans.
- Poor credit accepted. Even if you have bad or poor credit, you can apply. Borrowers with a credit score as low as 500 are considered.
Dream Home Financing Home Loans Pros & Cons
| Pros | Cons |
|
|
Dream Home Financing Mortgage FAQ
How much can you borrow via Dream Home Financing?
Dream Home Financing Mortgage allows borrowers to apply for loan amounts of up to $2,000,000. Note that the maximum loan amount you can borrow will also vary depending on the type of mortgage you choose, regardless of the lender you choose.
What is the maximum loan term you can get with Dream Home Financing Mortgage?
Dream Home Financing Mortgage offers mortgages with terms ranging from 10 to 30 years. Having the option of longer terms allows borrowers to take on larger loan amounts while keeping monthly payments more affordable. However, the longer the term of your loan, the more interest you will pay.
What mortgage rates does Dream Home Financing offer?
Mortgage rates change daily based on market conditions and vary significantly depending on the loan type and the length of the term. For instance, fixed rate mortgages will typically have a higher interest rate than mortgages with variable rates, and jumbo loans usually have higher mortgage rates than conforming conventional loans. Find the best interest rate available to you by getting quotes from three or more mortgage lenders before choosing a home loan.
Do they charge mortgage origination fees?
Yes, Dream Home Financing Mortgage may charge a loan origination fee .
What mortgage programs are available?
Besides conventional mortgages, Dream Home Financing Mortgage offers the following mortgage types:
- FHA loans: FHA loans are mortgages insured by the FHA. They offer competitive mortgage rates and have less stringent eligibility requirements. However, borrowers must pay a mortgage insurance premium. For instance, you can apply for an FHA loan with a credit score as low as 580. Co-applicants are allowed and you can qualify for a down payment as low as 3%.
- Jumbo loans: Any mortgage with a loan amount above the conforming loan limits set by the Federal Housing Finance Agency.
- VA loans: A zero down payment mortgage or a refinance of up to 100% of the home's value for American military members, veterans, and their spouses. VA loans offer competitive mortgage rates, and don't have a minimum credit score. However, the mortgage lenders that offer them will typically require a credit score of at least 640.
What is the customer service phone number?
The customer service number for Dream Home Financing Home Loans is (732) 761-9041.
What is the support contact email?
The support contact email for is eric@dreamhomefinancing.com.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
Hours of Operation
SundayAll DayMondayAll DayTuesdayAll DayWednesdayAll DayThursdayAll DayFridayAll DaySaturdayAll Day
Other Services by Dream Home Financing
SuperMoney Net Recommendation Score
Not enough SuperMoney users have reviewed this product to provide a recommendation score or rating.
+100
-1000+100
No one recommends
Everyone recommends
Dream Home Financing Home Loans Community Reviews
Would you recommend Dream Home Financing Home Loans to your friends?
MM
Michelle M.
Sep 24, 2023
May or may not recommend
Eric & his team are experts in unique situations. I confidently seek his assistance for FHA, VA, NonQm abd USDA loans.
SW
Shernette W.
Dec 7, 2022
May or may not recommend
Even though Dream Home Financing is not a popular company they come through for you. When other companies were giving me the run around, they took the time to assist me in getting all I need to qualify for the home loan. I am very happy with them.
RM
Rasheed M.
Nov 28, 2022
May or may not recommend
as essential as getting a LOAN is , the best is getting it from a company that understands the value of humanity and the essence of the Loan. Dream Home is super wonderful, long term
home loan, perfect credit score and affordable mortgage fund. Convincingly enough, i gave it a trial and it was a success. I strongly recommend this for families in need. Most amazing, i was charged ...Show More
Showing 3 of 3 reviews
