First Bank and Trust Company Mortgage Loan

Key Takeaways

• Wide selection of mortgage programs offered. First Bank and Trust Company Mortgage Loan offers FHA, USDA, VA, conforming, and conventional mortgages.
• Financing for a variety of property types. Offers home loans for manufactured, single, and multi-family homes.
• Standard interest rates types. First Bank and Trust Company Mortgage Loan offers adjustable-rate mortgages and fixed-rate mortgages.
• No primary residences considered. First Bank and Trust Company Mortgage Loan does not offer financing for primary homes.
• Charges a prepayment fee. This means you will be charged an additional fee if you repay the mortgage early.
• Cosigner and coborrower applications accepted. A cosigner or coborrower can help you qualify for better rates and terms when applying for First Bank and Trust Company Mortgage Loan.

First Bank and Trust Company Mortgage Loan Pros & Cons

First Bank and Trust Company Mortgage Loan FAQ

What mortgage rates does First Bank & Trust Company offer?

Do they charge mortgage origination fees?

What mortgage programs are available?

• FHA loans: FHA loans are mortgages insured by the FHA. They offer competitive mortgage rates and have less stringent eligibility requirements. However, borrowers must pay a mortgage insurance premium. For instance, you can apply for an FHA loan with a credit score as low as 580. Co-applicants are allowed and you can qualify for a down payment as low as 3%.

What is the customer service phone number?

What is the support contact email?