Last Updated: 04/18/2025
First Bank and Trust Company Mortgage Loan
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Last Updated: 04/18/2025
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First Bank and Trust Company Mortgage Loan Review
Key Takeaways
- Wide selection of mortgage programs offered. First Bank and Trust Company Mortgage Loan offers FHA, USDA, VA, conforming, and conventional mortgages.
- Financing for a variety of property types. Offers home loans for manufactured, single, and multi-family homes.
- Standard interest rates types. First Bank and Trust Company Mortgage Loan offers adjustable-rate mortgages and fixed-rate mortgages.
- No primary residences considered. First Bank and Trust Company Mortgage Loan does not offer financing for primary homes.
- Charges a prepayment fee. This means you will be charged an additional fee if you repay the mortgage early.
First Bank and Trust Company Mortgage Loan Pros & Cons
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First Bank and Trust Company Mortgage Loan FAQ
What mortgage rates does First Bank & Trust Company offer?
Do they charge mortgage origination fees?
What mortgage programs are available?
- FHA loans: FHA loans are mortgages insured by the FHA. They offer competitive mortgage rates and have less stringent eligibility requirements. However, borrowers must pay a mortgage insurance premium. For instance, you can apply for an FHA loan with a credit score as low as 580. Co-applicants are allowed and you can qualify for a down payment as low as 3%.
What is the customer service phone number?
What is the support contact email?
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