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  Metro City Bank Home Mortgage Loans

Metro City Bank Home Mortgage Loans

in Home Purchase Mortgages from Metro City Bank · NMLS ID #874399

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Metro City Bank Home Mortgage Loans

Unaffiliated

in Home Purchase Mortgages from Metro City Bank · NMLS ID #874399

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Highlights
Loan Amount N/A
Loan Term (Years) Up to 15 years

Metro City Bank Home Mortgage Loans Review

Metro City Bank Home Mortgage Loans is offered by Metro City Bank (NMLS #874399), a bank founded in 2014 and based in Doraville, GA. Metro City Bank Home Mortgage Loans is available in 7 states across the USA.

Metro City Bank Home Mortgage Loans FAQ

What is the maximum loan term you can get with Metro City Bank Home Mortgage Loans?

Metro City Bank Home Mortgage Loans offers mortgages with a maximum term of 15 years. Having the option of longer terms allows borrowers to take on larger loan amounts while keeping monthly payments more affordable. However, the longer the term of your loan, the more interest you will pay.

Does Metro City Bank Home Mortgage Loans charge a mortgage origination fee?

Yes, Metro City Bank Home Mortgage Loans may charge a loan origination fee.

What mortgage programs does Metro City Bank Home Mortgage Loans offer?

Metro City Bank Home Mortgage Loans offers the following mortgage types:

  • Conventional mortgages: This includes any mortgage that is not insured or guaranteed by the federal government.

What property usage types does Metro City Bank Home Mortgage Loans allow?

Some mortgage lenders restrict the type of usage borrowers give mortgaged properties. Metro City Bank Home Mortgage Loans allows the following property usage types: 

  • Primary home
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Contact

Hours of Operation

  • Sunday Closed
  • Monday 9:00am - 4:00pm
  • Tuesday 9:00am - 4:00pm
  • Wednesday 9:00am - 4:00pm
  • Thursday 9:00am - 4:00pm
  • Friday 9:00am - 4:00pm
  • Saturday 9:00am - 1:00pm

Other Services by Metro City Bank

Availability

  Available in 7 states
  • Alabama
  • Florida
  • Georgia
  • New Jersey
  • New York
  • Texas
  • Virginia

Feature Breakdown

Credit Score Range 600 - 850
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Other
  • Retired
  • Self-Employed
Intended Use Primary Home
Joint Loan Applications Accepted
  • Individual Applications
Minimum Age 18
Property Type
  • Manufactured/Mobile Home
  • Multi-Family Home
  • Single Family Home
  • Townhome
Verification Documents Required
  • Recent Pay Stubs
  • Proof of Income
  • Proof of Identity
  • Government Issued Photo ID
  • Recent Bank Statements
  • Social Security Number
  • Driver License (or other photo ID)
Primary Residence
Loan Term Up to 15 years
Interest Rate Types Offered
  • Fixed-Rate Mortgage
  • Adjustable-Rate Mortgage (ARM)
Mortgage Programs Conventional Mortgages

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