Last Updated: 04/18/2025
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Loan Term (Years)
Starting at 15
Paddio Home Loans Review
Paddio Home Loans is offered by Paddio , a direct lender founded in and based in Springfield, MO. Paddio Home Loans are available in 46 states and Washington, DC.
Key Takeaways
- Financing for a variety of property types. Offers home loans for manufactured, single, and multi-family homes.
- Investment and personal use properties considered. Financing available for primary homes, vacation homes, and even investment homes, such as rental properties.
Paddio Home Loans Pros & Cons
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Paddio Home Loans FAQ
What mortgage rates does Paddio offer?
Mortgage rates change daily based on market conditions and vary significantly depending on the loan type and the length of the term. For instance, fixed rate mortgages will typically have a higher interest rate than mortgages with variable rates, and jumbo loans usually have higher mortgage rates than conforming conventional loans. Find the best interest rate available to you by getting quotes from three or more mortgage lenders before choosing a home loan.
Do they charge mortgage origination fees?
Yes, Paddio Home Loans may charge a loan origination fee .
Does Paddio Home Loans charge prepayment fees?
No, Paddio Home Loans does not charge prepayment fees. This means you will not have to pay additional fees if you decide to repay the mortgage early.
What property usage types does Paddio Home Loans allow?
Some mortgage lenders restrict the type of usage borrowers give mortgaged properties. Paddio Home Loans allows the following property usage types:
- Primary home
- Secondary homes and vacation properties
- Investment properties and house flipping projects
What is the customer service phone number?
The customer service number for Paddio Home Loans is .
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Hours of Operation
Sunday
8:00AM - 6:00PM
Monday
9:00AM - 5:00PM
Tuesday
9:00AM - 5:00PM
Wednesday
9:00AM - 5:00PM
Thursday
9:00AM - 5:00PM
Friday
9:00AM - 5:00PM
Saturday
8:00AM - 6:00PM