Last Updated: 01/06/2026
Quicken Loans Home Mortgage
Claimed
in Home Mortgage Loans from Quicken Loans
Last Updated: 01/06/2026
SuperMoney User Recommendation Score +81
Strongly recommended36 total votes
Explore a similar product
Try this top product in Home Mortgage Loans
New American Funding Home Mortgage
Strongly recommended46 reviews
Community Recommended Products
View AllSponsored
Strongly recommended46 Reviews
Learn MoreSponsored
Strongly recommended30 Reviews
Learn More
Strongly recommended20 Reviews
Learn MoreCompare All Home Mortgage Loans
Filter & compare all your options in one place.
Highlights
Community Rating
Strongly recommended
Credit Score Range
Starting at 620
Amount Range
Up to $3,000,000
Loan Term (Years)
8 - 30
Number of Reviews
Quicken Loans Home Mortgage Review
Quicken Loans Home Mortgage is offered by Quicken Loans (NMLS #3030), a direct lender founded in 1985 and based in Detroit, MI. Quicken Loans mortgage are available in 46 states and Washington, DC.
Key Takeaways
- Wide selection of mortgage programs offered. Quicken Loans Home Mortgage offers FHA, USDA, VA, jumbo, conforming, and conventional mortgages.
- Financing for single-family and multi-family properties. However, Quicken Loans does not offer financing for manufactured homes.
- Non-standard interest rates available. Quicken Loans Home Mortgage offers adjustable-rate mortgages, hybrid mortgages, and fixed-rate mortgages.
- Investment and personal use properties considered. Financing available for primary homes, vacation homes, and even investment homes, such as rental properties.
- Charges a prepayment fee. This means you will be charged an additional fee if you repay the mortgage early.
- Origination fees of 0.5% to 3.6%. This is on the high end for lenders on SuperMoney's database.
- Cosigner and coborrower applications accepted. A cosigner or coborrower can help you qualify for better rates and terms when applying for Quicken Loans Home Mortgage.
- Fair credit accepted. Borrowers with a credit score as low as 620 may qualify for Quicken Loans Home Mortgage.
Quicken Loans Home Mortgage Pros & Cons
| Pros | Cons |
|
|
Quicken Loans mortgage FAQ
How much can you borrow via Quicken Loans?
Quicken Loans mortgage allows borrowers to apply for loan amounts of up to $3,000,000. Note that the maximum loan amount you can borrow will also vary depending on the type of mortgage you choose, regardless of the lender you choose.
What is the maximum loan term you can get with Quicken Loans mortgage?
Quicken Loans mortgage offers mortgages with terms ranging from 8 to 30 years. Having the option of longer terms allows borrowers to take on larger loan amounts while keeping monthly payments more affordable. However, the longer the term of your loan, the more interest you will pay.
What mortgage rates does Quicken Loans offer?
Mortgage rates change daily based on market conditions and vary significantly depending on the loan type and the length of the term. For instance, fixed rate mortgages will typically have a higher interest rate than mortgages with variable rates, and jumbo loans usually have higher mortgage rates than conforming conventional loans. Find the best interest rate available to you by getting quotes from three or more mortgage lenders before choosing a home loan.
Do they charge mortgage origination fees?
Yes, Quicken Loans mortgage may charge a loan origination fee of 0.5% to 3.6% of the loan amount .
What mortgage programs are available?
Besides conventional mortgages, Quicken Loans mortgage offers the following mortgage types:
- FHA loans: FHA loans are mortgages insured by the FHA. They offer competitive mortgage rates and have less stringent eligibility requirements. However, borrowers must pay a mortgage insurance premium. For instance, you can apply for an FHA loan with a credit score as low as 580. Co-applicants are allowed and you can qualify for a down payment as low as 3%.
- Jumbo loans: Any mortgage with a loan amount above the conforming loan limits set by the Federal Housing Finance Agency.
- USDA loans: A zero down payment mortgage loan with low mortgage rates for suburban and rural homebuyers. The USDA doesn't require a minimum credit score, but most mortgage lenders require a minimum credit score of 640.
- VA loans: A zero down payment mortgage or a refinance of up to 100% of the home's value for American military members, veterans, and their spouses. VA loans offer competitive mortgage rates, and don't have a minimum credit score. However, the mortgage lenders that offer them will typically require a credit score of at least 640.
What property usage types does Quicken Loans mortgage allow?
Some mortgage lenders restrict the type of usage borrowers give mortgaged properties. Quicken Loans mortgage allows the following property usage types:
- Primary home
- Secondary homes and vacation properties
- Investment properties and house flipping projects
What is the customer service phone number?
The customer service number for Quicken Loans Home Mortgage is (800) 251-9080.
What is the support contact email?
The support contact email for is Help@QuickenLoans.com.
How do people rate the customer service and user experience?
Overall, this business is strongly recommended based on community reviews that rate customer service and user experience.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
Message from our editor
What We Love About Quicken Loans
By focusing exclusively on the mortgage industry, Quicken Loans can offer a selection of unique mortgage products and customized solutions, such as adjustable term options, giving homebuyers flexibility in the length and other terms of their mortgage. Quicken focuses on empowering consumers to become better borrowers by providing them with lending solutions that fit their needs.
Rocket Mortgage is another new feature from Quicken that we love. This is their online mortgage option, and part of the reason we love it is that it is kept completely separate from the standard mortgage process. Borrowers can apply for, complete paperwork for, and finalize a mortgage loan entirely online, saving the hassle of finding and traveling to a branch.
What Could Quicken Do Better?
Although the company tried to set itself apart by offering better solutions for home buyers, this seems to be able to backfire in some instances. For example, while Quicken claims to have the best interest rates in the industry, they may reserve those only for borrowers with near-perfect credit and ideal lending conditions. Not only that, but they sometimes have additional fees and costs that end up adding up to much more than people anticipated. More transparency would be nice, but all in all, they’re pretty typical as far as mortgage lenders go.
Quicken Backstory
Started by Intuit, Quicken Loans was repurposed after purchase in 2002 by Dan Gilbert. Since then, the company has remained privately-held and has kept high business and customer satisfaction ratings. In fact, the company was at the top of the JD Power Customer Satisfaction Ranking from 2010 to 2015. Headquartered in Detroit, the company has offices in Cleveland and other cities, as well.
The Verdict
Quicken Loans is trying to differentiate itself as a mortgage lender. In most cases, this works, but those with bad credit might not find as many options here.
Other Services by Quicken Loans
Reverse Mortgages
Rating not yet determined (3 Reviews)
Mortgage Refinance
41
43 Reviews
Other Home Mortgage Loans from Quicken Loans
Credit Score Range
580 - 850
300
850
Amount Range
Starting at $25K
No Origination Fee
N/A
Loan Term (Years)
15 - 30
Community Recommended Products
View AllSponsored
Strongly recommended46 Reviews
Learn MoreSponsored
Strongly recommended30 Reviews
Learn MoreStrongly recommended20 Reviews
Learn MoreSuperMoney Net Recommendation Score
SuperMoney users strongly recommend this product, giving it a user recommendation score of +81, or 4.6 on a 5-point rating scale.
+81
-1000+100
No one recommends
Everyone recommends
Quicken Loans Home Mortgage Community Reviews
Would you recommend Quicken Loans Home Mortgage to your friends?
RS
Roy S.
Mar 24, 2022
May or may not recommend
This ANOYING PATHETIC COMPANY AND IT'S OTHER HALF, QUICKEN LANS HAS BEEN HARSSING ME FOR YEARS. IT IS NOW TIME TO TAKE LEGAL ACTION. STARTING WITH THE BETTER BUSINES BUREAU , CONSUMER AFFAIRS DEPARTMENT , THE ATTORNEY GENERAL, THE POLICE DEPARTMENT AND THE MEDIA.
JG
Jennifer G.
Feb 16, 2022
May or may not recommend
My partner and I just bought our first house. We got our loan through Quiken Loans. Buying a house is very daunting, but they made it much more tolerable!
SS
Shelly S.
Jan 14, 2022
May or may not recommend
They have the great mortgage offers and their customer service is amazing. They help you within your budget. If you are buying your home, just consider them for your Mortgage.
SG
Santos G.
Jan 4, 2022
May or may not recommend
I currently have two mortgage loans with Quicken Loans. Their customer service is reputable for a reason and their online tools are definitely up to par. Both times I applied for a pre-approval online and was contacted by a mortgage originator right away if not the same day, first thing the following day. I even used their real estate partners to get a realtor in my area and both times ...Show More
ET
El T.
Aug 25, 2021
May or may not recommend
All of their services. The entire company is very customer service friendly. They have all service needs. Give them a try, I´ve recommended Quicken Loans Home Mortgage do business with.
OM
Okera M.
Jul 23, 2021
May or may not recommend
Quicken Loan is good. I recommend it to anyone interested in this. Definitely good.
LC
Lacey C.
Jul 19, 2021
May or may not recommend
Quicken Loans is great for purchasing your home especially if it's your first home. They really work with you and help you with your budget!
FC
Florencia C.
Jul 15, 2021
May or may not recommend
Just like the name states it, this home mortgage community is famous for its quick loans. The company provides the opportunity to make mortgage loans completely online, which I find to be very convenient. I think it's worth considering getting this kind of loans.
KJ
Kaylee J.
Jul 7, 2021
May or may not recommend
It’s a great business! Quicken Loans has helped me through my hard times including college! They are always understanding and will strive to work with you not against you like other companies! I have taken out multiple through them and I was satisfied every time! Low interest rates as well!
Oriana F.
Jun 23, 2021
May or may not recommend
Quicken loans is a very easy interface to get a loan off of. When you visit the sites front page, you can see some straightforward options for what you might be looking for. It also is easy to contact a sales representative for more information. They tend to accept the lower range of credit scores which will cater to a wide range of customers.
KW
Kandace W.
Mar 12, 2021
May or may not recommend
Have delt with this company and have no complaints. Great knowledge and customer service!
J.
James .
Mar 2, 2021
May or may not recommend
QuickenLoans is definitely one of the more popularly advertised organizations to offer loans, and for good reason. They make a very daunting process, especially for first time home owners, easy and simple. With a lot of resources at their fingertips, their customer service and overall flexibility is unparalleled in the field.
VD
Vic D.
Feb 26, 2021
May or may not recommend
Like anything you have to do your do diligence. They make the process easy to complete and they are very knowledgeable about mortgages, and creative about getting qualified people into a home.
Ralph B.
Jan 12, 2021
May or may not recommend
I would definitely recommend this Quicken Loans! When I heard of them last year, I was surprised because I didn't know they offered home purchase mortgage services. At the time, I had to get a home. So, I made some findings, and Quicken just showed up!
They made the whole process stress free, their workers are very communicative and well-skilled. They really know their stuff!
LL
Lucky Lou L.
Jan 6, 2021
May or may not recommend
Quicken Loans was recommended to us by our friends. We gave it a try and have been a satisfied customer ever since. The next time we would look for a mortgage company, Quicken Loans is our first priority. Customer service is always important to us and they are very good at handling it. Interest rates are affordable. Processing is easy as if their goal is to help you get a ...Show More
SG
Sue G.
Jan 6, 2021
May or may not recommend
My husband and I have completed two mortgages with Quicken. One was in North Carolina with a VA loan and the other in West Virginia with an FHA loan. A great deal of your process will depend on who you are working with to service the preliminary steps. In North Carolina we worked with an experienced VA loan processor resulting in a smooth, uneventful process. For our West Virginia purchase, ...Show More
SA
Samuel A.
Dec 23, 2020
May or may not recommend
Before now, I was of the opinion that refinancing my mortgage would be a pain in my ass, but with my experience, I wish I had done it sooner. This experience is all thanks to James, who made my refinance process great from start to finish. With a negative attitude towards refinance, I was almost insatiable. Still, I got the best results with patience and professionalism, and now I recommend ...Show More
CS
C S.
Dec 22, 2020
May or may not recommend
Buying any property is scary and buying a house is stressful. Quicken Loans may seem like the bad guy because of their large scale and constant advertisements. However, Quicken Loans loan officers make it a simple, easy to understand, and communicative process. I trust Quicken Loans and no other telemarketers or banks have given me better offers.
CT
Cliff T.
Dec 16, 2020
May or may not recommend
I recently found a beautiful home for sale by the ocean. I thought it was not going to be a possibility but then I spoke with Quicken Loans. I was able to secure a $650,000 loan and was able to start buying the home. We are still working out small details before closing, but I would not have had the opportunity if I had not spoken to this company. Their ...Show More
DJ
Dennis J.
Nov 10, 2020
May or may not recommend
I purchased my first home in April of 2018. A trusted friend recommended using Quicken Loans for my mortgage. I had no idea what I was getting into at the time and, to this day, I thank my friend profusely for his wise suggestion. There is a reason Quicken Loans is a familiar name. It's because it truly is the best option out there. It's ...Show More
Showing 20 of 36 reviews
