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  Selfi Mortgage
Selfi Mortgage
in Home Purchase Mortgages from Selfi Inc · NMLS ID #1724835
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Selfi Mortgage

Unaffiliated
in Home Purchase Mortgages from Selfi Inc · NMLS ID #1724835
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Highlights
Loan Amount N/A
Loan Term (Years) 10 - 30 years
Credit Score Range Starting at 660
No Origination Fee N/A

Selfi Mortgage Review

Selfi Mortgage is offered by Selfi Inc (NMLS #1724835), a licensed broker founded in 2018 and based in San Francisco, CA. Selfi Mortgage is available in 17 states across the USA.

Key Takeaways
  • Only two mortgage programs offered. Selfi Mortgage provides FHA VA conforming and conventional mortgages.
  • Financing for a variety of property types. Offers home loans for manufactured, single, and multi-family homes.
  • Standard interest rates types. Selfi Mortgage only offers fixed-rate mortgages.
  • Considers personal use and investment properties. Financing available for primary homes, vacation homes, and even investment homes, such as rental properties.
  • Charges a prepayment fee. This means you will be charged an additional fee if you repay the mortgage early.
  • Cosigner and coborrower applications accepted. A cosigner or coborrower can help you qualify for better rates and terms when applying for Selfi Mortgage.
  • Fair credit accepted. Borrowers with a credit score as low as 660 may qualify for Selfi Mortgage.
Selfi Mortgage Pros & Cons
Pros Cons
  • Considers applicants with fair credit.
  • Offers financing for single family, multi-family, and manufactured homes.
  • Charges an origination fee.
  • Charges prepayment fees.
  • Only available in 17 states.
Selfi Mortgage FAQ

What is the maximum loan term you can get with Selfi Mortgage?

Selfi Mortgage offers mortgages with terms ranging from 10 to 30 years. Having the option of longer terms allows borrowers to take on larger loan amounts while keeping monthly payments more affordable. However, the longer the term of your loan, the more interest you will pay.

What mortgage rates does Selfi Inc offer?

Mortgage rates change daily based on market conditions and vary significantly depending on the loan type and the length of the term. For instance, fixed rate mortgages will typically have a higher interest rate than mortgages with variable rates, and jumbo loans usually have higher mortgage rates than conforming conventional loans. Find the best interest rate available to you by getting quotes from three or more mortgage lenders before choosing a home loan.

Selfi Mortgage offers home loans with APRs starting at 3.5% .

Do they charge mortgage origination fees?

Yes, Selfi Mortgage may charge a loan origination fee.

What mortgage programs are available?

Besides conventional mortgages, Selfi Mortgage offers the following mortgage types:

  • FHA loans: FHA loans are mortgages insured by the FHA. They offer competitive mortgage rates and have less stringent eligibility requirements. However, borrowers must pay a mortgage insurance premium. For instance, you can apply for an FHA loan with a credit score as low as 580. Co-applicants are allowed and you can qualify for a down payment as low as 3%.

What property usage types does Selfi Mortgage allow?

Some mortgage lenders restrict the type of usage borrowers give mortgaged properties. Selfi Mortgage allows the following property usage types: 

  • Primary home
  • Secondary homes and vacation properties
  • Investment properties and house flipping projects

What is the customer service phone number?

The customer service number for Selfi Mortgage is (888) 821-5811.

What is the support contact email?

The support contact email for this business credit card is hello@selfi.com.

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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Hours of Operation

  • Sunday Closed
  • Monday 8:00am - 5:00pm
  • Tuesday 8:00am - 5:00pm
  • Wednesday 8:00am - 5:00pm
  • Thursday 8:00am - 5:00pm
  • Friday 8:00am - 5:00pm
  • Saturday Closed

About Selfi Mortgage

Availability

  Available in 17 states
  • Alabama
  • Arizona
  • California
  • Colorado
  • Delaware
  • Florida
  • Georgia
  • Iowa
  • Louisiana
  • Michigan
  • Minnesota
  • Oregon
  • Pennsylvania
  • South Carolina
  • Texas
  • Virginia
  • Washington

Feature Breakdown

Credit Score Range 660 -
Employment Statuses Considered
  • Other
  • Employed Full-Time
  • Employed Part-Time
  • Self-Employed
  • Retired
Intended Use
  • Primary Home
  • Secondary Home
  • Investment
Joint Loan Applications Accepted
  • Co-borrower
  • Cosigner
  • Individual Applications
Minimum Age 18
Property Type
  • Single Family Home
  • Townhome
  • Multi-Family Home
  • Manufactured/Mobile Home
Verification Documents Required
  • Driver License (or other photo ID)
  • Proof of Identity
  • Social Security Number
Investment
Primary Residence
APR Starting at 3.5%
Loan Term 10 - 30 years
Interest Rate Types Offered Fixed-Rate Mortgage
Mortgage Programs
  • FHA
  • VA

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