USAA Home Mortgage
in Home Purchase Mortgages from USAAClaimed
|Loan Amount||$50,000 - $3,000,000|
|Loan Term (Years)||10 - 30 years|
USAA Home Mortgage Review
USAA Home Mortgage is offered by USAA (NMLS #401058), a financial services company founded in 1922 and based in San Antonio, TX. USAA Home Mortgage is available in 50 states (and Washington, DC).
How much can you borrow via USAA Home Mortgage?
USAA Home Mortgage allows borrowers to apply for loan amounts of up to $3,000,000. Note that the maximum loan amount you can borrow will also vary depending on the type of mortgage you choose, regardless of the lender you choose.
What is the maximum loan term you can get with USAA Home Mortgage?
USAA Home Mortgage offers mortgages with terms ranging from 10 to 30 years. Having the option of longer terms allows borrowers to take on larger loan amounts while keeping monthly payments more affordable. However, the longer the term of your loan, the more interest you will pay.
What range of rates does USAA Home Mortgage offer?
USAA Home Mortgage offers home loans with APRs starting at 3.590% and up to 5.731%.
What is the estimated funding time for a home loan via USAA Home Mortgage?
USAA Home Mortgage will typically fund mortgages within 2 and 3 days of approval.
Does USAA Home Mortgage charge a mortgage origination fee?
Yes, USAA Home Mortgage may charge a loan origination fee of 1% of the loan amount.
What mortgage programs does USAA Home Mortgage offer?
USAA Home Mortgage offers the following mortgage types:
- Conventional mortgages: This includes any mortgage that is not insured or guaranteed by the federal government.
- FHA: Mortgages insured by the FHA, which usually have less stringent eligibility requirements, but borrowers must pay a mortgage insurance premium. Co-applicants are allowed and you can qualify for a down payment as low as 3%.
- HARP: A mortgage refinance program for home loans owned or backed by Fannie Mae or Freddie Mac. No minimum credit score or value appraisal required.
- VA: A zero down payment mortgage or a refinance of up to 120% of the home's value for American military members, veterans, and their spouses.
What property usage types does USAA Home Mortgage allow?
Some mortgage lenders restrict the type of usage borrowers give mortgaged properties. USAA Home Mortgage allows the following property usage types:
- Primary home
9800 Fredericksburg Road
San Antonio, TX 78288
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- Washington, DC
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Rhode Island
- South Carolina
- South Dakota
- West Virginia
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