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  earthfolio Investment Advisor

earthfolio Investment Advisor

in Investment Advisors from earthfolio

Unaffiliated

earthfolio Investment Advisor

Unaffiliated

in Investment Advisors from earthfolio

Net Recommendation Score +100

SUPERMONEY NET RECOMMENDATION SCORE

This product is strongly recommended by SuperMoney users with a score of +100, equating to 5 on a 5 point rating scale.

+100

Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

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Highlights
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Minimum Initial Investment $25,000
Management Fee 0.5%

earthfolio Investment Advisor Review

earthfolio is founded in 2000 and based in San Luis Obispo, CA.

earthfolio Pros & Cons
The Good The Bad
  • Broad selection of account types.
  • Competitive investment expense ratios.
  • Does not offer low-cost ETFs.
  • Does not give access to human finance advisors.
  • Tax-loss harvesting not available.
  • Limited investment options.
earthfolio FAQ

What fees does earthfolio charge?

earthfolio uses a fee-only model.

This means earthfolio gets paid a flat fee regardless of what financial products or services you use. It also means they have a fiduciary responsibility to their clients. Instead of making money on trades commissions or selling products, they recommend an asset allocation and get paid a flat-fee or a percentage of the assets under administration. That requires that they act in their client’s financial best interest at all times.

earthfolio Investment Advisor Fees
Description
Monthly Fee $0
Annual Fee $0
Account Termination Fee $0 - $49.99
Account Transfer Fee $0 - $49.99
Fee Based?
Investment Expense Ratios 0.54% - 1.1%
Management Fee 0.5%

What management fees does earthfolio charge?

earthfolio charges an annual management fee that starts at 0.5% and ranges up to 0.5%.

Many financial advisors charge based on how much money they oversee by using a fee-structure called “assets under management,” or AUM. For instance, a 0.40% fee translates to $4 per year for every $1,000 an investment advisor manages. Management fees, also known as maintenance fees, cover the operating costs of investment advisors and are typically deducted from your account every month or quarter. The management fee does not cover the underlying expense ratios of the investment vehicles purchased by investment advisors.

What are the investment expense ratios of earthfolio?

Hiring an investment advisor with competitive investment fees is one of the most important steps to maximizing your portfolio's performance. Investment expense ratios can vary drastically depending on the types of accounts and assets involved. A survey by the ICI puts the average expense ratio for actively managed funds at 0.76% and indexed funds at 0.08%. The investment expense ratios of an investment advisor will vary depending on the type of assets they invest in and whether they attach additional charges to fund fees.

earthfolio charges an investment expense ratio that starts at 0.54% and ranges up to 1.1%.

What type of investment accounts and asset classes does earthfolio support?

earthfolio offers the following types of assets and account types.

Accounts Supported
Supported Options Unsupported Options
  • Individual Non-Retirement Accounts
  • Joint Non-Retirement Accounts
  • Roth IRA
  • Traditional IRA
  • Rollover IRA
  • SEP IRA
  • Trusts
  • 529 College Savings Plans
  • Employer Sponsored Plans
  • Custodial Accounts

earthfolio does not offer any of the investment vehicles that we track.

What is the minimum amount you have to invest to open an account with earthfolio?

The minimum amount to open an account with earthfolio is 25000.
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About earthfolio Investment Advisor

Feature Breakdown

Monthly Fee $0
Annual Fee $0
Account Termination Fee $0 - $49.99
Account Transfer Fee $0 - $49.99
Fee Based
Investment Expense Ratios 0.54% - 1.1%
Management Fee 0.5%
Minimum Initial Investment $25,000
Accounts Supported
  • Individual Non-Retirement Accounts
  • Joint Non-Retirement Accounts
  • Rollover IRA
  • Roth IRA
  • SEP IRA
  • Traditional IRA
  • Trusts

earthfolio Investment Advisor Community Reviews

 

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SUPERMONEY NET RECOMMENDATION SCORE

This product is strongly recommended by SuperMoney users with a score of +100, equating to 5 on a 5 point rating scale.

+100

Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

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