2 more

Last Updated: 04/18/2025

earthfolio Investment Advisor

from earthfolio

Last Updated: 04/18/2025

Rating not yet determined1 total votes

1 users recommend

Explore a similar product

Try this top product in Investment Advisors

Acorns Invest

Strongly recommended40 reviews

Visit Site

Community Recommended Products

View All

Strongly recommended40 Reviews

Learn More

Mostly recommended9 Reviews

Learn More

Strongly recommended16 Reviews

Learn More

Compare All Investment Advisors

Filter & compare all your options in one place.

View All Products

Highlights

Minimum Initial Investment

$25,000

Management Fee

0.5%

earthfolio Investment Advisor Review

earthfolio is founded in 2000 and based in San Luis Obispo, CA.

earthfolio Pros & Cons

The Good

The Bad

Broad selection of account types.
Competitive investment expense ratios.

Does not offer low-cost ETFs.
Does not give access to human finance advisors.
Tax-loss harvesting not available.
Limited investment options.

earthfolio FAQ

What fees does earthfolio charge?

earthfolio uses a fee-only model.

This means earthfolio gets paid a flat fee regardless of what financial products or services you use. It also means they have a fiduciary responsibility to their clients. Instead of making money on trades commissions or selling products, they recommend an asset allocation and get paid a flat-fee or a percentage of the assets under administration. That requires that they act in their client’s financial best interest at all times.

earthfolio Investment Advisor Fees

Description

Monthly Service Fee

Annual Fee

Management Fee

0.5%

Fee Based?

What management fees does earthfolio charge?

earthfolio charges an annual management fee that averages out at 0.5%

Many financial advisors charge based on how much money they oversee by using a fee-structure called “assets under management,” or AUM. For instance, a 0.40% fee translates to $4 per year for every $1,000 an investment advisor manages. Management fees, also known as maintenance fees, cover the operating costs of investment advisors and are typically deducted from your account every month or quarter. The management fee does not cover the underlying expense ratios of the investment vehicles purchased by investment advisors.

What are the investment expense ratios of earthfolio?

Hiring an investment advisor with competitive investment fees is one of the most important steps to maximizing your portfolio's performance. Investment expense ratios can vary drastically depending on the types of accounts and assets involved. A survey by the ICI puts the average expense ratio for actively managed funds at 0.76% and indexed funds at 0.08%. The investment expense ratios of an investment advisor will vary depending on the type of assets they invest in and whether they attach additional charges to fund fees.

earthfolio does not charge fees based on an investment expense ratio.

What type of investment accounts and asset classes does earthfolio support?

earthfolio offers the following types of assets and account types.

Accounts Supported

Supported Options

Unsupported Options

Individual Non-Retirement Accounts
Joint Non-Retirement Accounts
Roth IRA
Traditional IRA
Rollover IRA
SEP IRA
Trusts

529 College Savings Plans
Employer Sponsored Plans
Custodial Accounts

earthfolio does not offer any of the investment vehicles that we track.

What is the minimum amount you have to invest to open an account with earthfolio?

The minimum amount to open an account with earthfolio is $$25,000.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Headquarters

1308 Monterey Street, Suite 250

San Luis Obispo, CA 93401

Visit Site

Email Support

Other Services by earthfolio

Community Recommended Products

View All

Strongly recommended40 Reviews

Learn More

Mostly recommended9 Reviews

Learn More

Strongly recommended16 Reviews

Learn More

SuperMoney Net Recommendation Score

Not enough SuperMoney users have reviewed this product to provide a recommendation score or rating.

+100

-1000+100

No one recommends

Everyone recommends

The recommendation score reflects customer satisfaction with a provider. A score of +100 means every customer recommends the provider, while -100 means none of them do. These scores are based entirely on community member votes and are not influenced by partner compensation. SuperMoney removes fake reviews when detected.

earthfolio Investment Advisor Community Reviews

Would you recommend earthfolio Investment Advisor to your friends?

Garbriele I.

Nov 25, 2020

May or may not recommend

Ever wanted to make sure the money you put into investment is spent on ethically satisfying assets? Then Earthfolio is the investment advisor for you, with a low 0.50 dollar annual cost, they only invest exclusively in Assets like ESG funds & ETFs that promote people and the environment, plus their flat fee-only model makes sure your account gets the best fiduciary care since they earn as you earn, it ...Show More

Showing 1 of 1 reviews