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  Morgan Stanley Access Investing

Morgan Stanley Access Investing

in Investment Advisors from Morgan Stanley

Unaffiliated

Morgan Stanley Access Investing

Unaffiliated

in Investment Advisors from Morgan Stanley

Net Recommendation Score +100

SUPERMONEY NET RECOMMENDATION SCORE

This product is strongly recommended by SuperMoney users with a score of +100, equating to 5 on a 5 point rating scale.

+100

Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

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Highlights
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Minimum Initial Investment $5,000
Management Fee Starting at 0.35%

Morgan Stanley Access Investing Review

Morgan Stanley access investing is a bank founded in 1935 and based in Salt Lake City, UT.

Morgan Stanley access investing Pros & Cons
The Good The Bad
  • Trades in low-cost ETFs.
  • Tax-loss harvesting available.
  • Broad selection of account types.
  • Competitive investment expense ratios.
  • Does not give access to human finance advisors.
  • Limited investment options.
Morgan Stanley access investing FAQ

What fees does Morgan Stanley access investing charge?

Morgan Stanley access investing uses a fee-only model.

This means Morgan Stanley access investing gets paid a flat fee regardless of what financial products or services you use. It also means they have a fiduciary responsibility to their clients. Instead of making money on trades commissions or selling products, they recommend an asset allocation and get paid a flat-fee or a percentage of the assets under administration. That requires that they act in their client’s financial best interest at all times.

Morgan Stanley Access Investing Trade Fees
Description
Fee Based?
Management Fee Starting at 0.35%

What management fees does Morgan Stanley access investing charge?

Morgan Stanley access investing charges an annual management fee that starts at 0.35% .

Many financial advisors charge based on how much money they oversee by using a fee-structure called “assets under management,” or AUM. For instance, a 0.40% fee translates to $4 per year for every $1,000 an investment advisor manages. Management fees, also known as maintenance fees, cover the operating costs of investment advisors and are typically deducted from your account every month or quarter. The management fee does not cover the underlying expense ratios of the investment vehicles purchased by investment advisors.

What are the investment expense ratios of Morgan Stanley access investing?

Hiring an investment advisor with competitive investment fees is one of the most important steps to maximizing your portfolio's performance. Investment expense ratios can vary drastically depending on the types of accounts and assets involved. A survey by the ICI puts the average expense ratio for actively managed funds at 0.76% and indexed funds at 0.08%. The investment expense ratios of an investment advisor will vary depending on the type of assets they invest in and whether they attach additional charges to fund fees.

Morgan Stanley access investing does not charge fees based on an investment expense ratio.

What features does Morgan Stanley access investing offer?

What type of investment accounts and asset classes does Morgan Stanley access investing support?

Morgan Stanley offers the following types of assets and account types.

Accounts Supported
Supported Options Unsupported Options
  • Individual Non-Retirement Accounts
  • Joint Non-Retirement Accounts
  • Roth IRA
  • Traditional IRA
  • Rollover IRA
  • SEP IRA
  • Trusts
  • 529 College Savings Plans
  • Employer Sponsored Plans
  • Custodial Accounts

These are the investment options Morgan Stanley offers its clients.

Investment Choices
Supported Options Unsupported Options
  • Stocks
  • Mutual Funds
  • ETFs
  • Options
  • FOREX
  • Futures
  • Bonds
  • Pink Sheets / OTCBB
  • Real Estate
  • Startups
  • Marketplace Loans
  • International Stocks
  • Cryptocurrencies

What is the minimum amount you have to invest to open an account with Morgan Stanley access investing?

The minimum amount to open an account with Morgan Stanley access investing is 5000.
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Message From Morgan Stanley Access Investing

Everything we do at Morgan Stanley is guided by our five core values: Do the right thing, put clients first, lead with exceptional ideas, commit to diversity and inclusion, and give back.

From our origins as a small Wall Street partnership to becoming a global firm of more than 60,000 employees today, Morgan Stanley has been committed to clients and communities for 85 years.

Access Investing is a discretionary investment advisory account. It's a digital-only platform and does not include the help of a Financial Advisor. So if you're looking to try a different approach to traditional advisory, then Access Investing may be for you.

We ask a few simple questions to learn about you. Then, we run thousands of simulations to recommend a broad, diversified portfolio that’s designed to seek optimal returns based on your goals. You can also choose to invest based on what matters to you – such as social impact or global economics.

We use algorithms to recommend a model portfolio made of Mutual Funds and Exchange-Traded Funds (ETFs) that are hand-picked by our experienced investment team. After you accept our proposal, we’ll start managing your money.

Along the way, you’ll be able to see how you're performing, monitor your progress and make adjustments to your investment plan to help keep you on track – and all your interactions will be online.

Feature Breakdown

Minimum Initial Investment $5,000
Accounts Supported
  • Individual Non-Retirement Accounts
  • Joint Non-Retirement Accounts
  • Roth IRA
  • Traditional IRA
Investment Choices
  • Stocks
  • Mutual Funds
  • ETFs
Investment Features
  • Daily Tax-loss Harvesting

Morgan Stanley Access Investing Community Reviews

 

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SUPERMONEY NET RECOMMENDATION SCORE

This product is strongly recommended by SuperMoney users with a score of +100, equating to 5 on a 5 point rating scale.

+100

Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

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