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Last Updated: 04/18/2025

USAA Investing

from USAA Federal Savings Bank

Last Updated: 04/18/2025

Rating not yet determined1 total votes

1 users don't recommend

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Highlights

Minimum Initial Investment

$50

Management Fee

0.25% - 0.6%

USAA Investing Review

USAA Investing is a bank founded in 1922 and based in Phoenix, AZ.

USAA Investing Pros & Cons

The Good

The Bad

Broad selection of account types.
Competitive investment expense ratios.

Does not offer low-cost ETFs.
Does not give access to human finance advisors.
Tax-loss harvesting not available.
Limited investment options.

USAA Investing FAQ

What fees does USAA Investing charge?

USAA Investing uses a fee-only model.

This means USAA Investing gets paid a flat fee regardless of what financial products or services you use. It also means they have a fiduciary responsibility to their clients. Instead of making money on trades commissions or selling products, they recommend an asset allocation and get paid a flat-fee or a percentage of the assets under administration. That requires that they act in their client’s financial best interest at all times.

USAA Investing Fees

Description

Monthly Maintenance Fee

$0 - $25

Management Fee

0.25% - 0.6%

Fee Based?

What management fees does USAA Investing charge?

USAA Investing charges an annual management fee that starts at 0.25% and ranges up to 0.6%.

Many financial advisors charge based on how much money they oversee by using a fee-structure called “assets under management,” or AUM. For instance, a 0.40% fee translates to $4 per year for every $1,000 an investment advisor manages. Management fees, also known as maintenance fees, cover the operating costs of investment advisors and are typically deducted from your account every month or quarter. The management fee does not cover the underlying expense ratios of the investment vehicles purchased by investment advisors.

What are the investment expense ratios of USAA Investing?

Hiring an investment advisor with competitive investment fees is one of the most important steps to maximizing your portfolio's performance. Investment expense ratios can vary drastically depending on the types of accounts and assets involved. A survey by the ICI puts the average expense ratio for actively managed funds at 0.76% and indexed funds at 0.08%. The investment expense ratios of an investment advisor will vary depending on the type of assets they invest in and whether they attach additional charges to fund fees.

USAA Investing does not charge fees based on an investment expense ratio.

What type of investment accounts and asset classes does USAA Investing support?

USAA Federal Savings Bank offers the following types of assets and account types.

Accounts Supported

Supported Options

Unsupported Options

Individual Non-Retirement Accounts
Joint Non-Retirement Accounts
Roth IRA
Traditional IRA
Rollover IRA
SEP IRA
Trusts
529 College Savings Plans
Custodial Accounts

Employer Sponsored Plans

USAA Federal Savings Bank does not offer any of the investment vehicles that we track.

What is the minimum amount you have to invest to open an account with USAA Investing?

The minimum amount to open an account with USAA Investing is $$50.

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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Headquarters

1 Norterra Dr

Phoenix, AZ 85085

Visit Site

Email Support

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SuperMoney Net Recommendation Score

Not enough SuperMoney users have reviewed this product to provide a recommendation score or rating.

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The recommendation score reflects customer satisfaction with a provider. A score of +100 means every customer recommends the provider, while -100 means none of them do. These scores are based entirely on community member votes and are not influenced by partner compensation. SuperMoney removes fake reviews when detected.

USAA Investing Community Reviews

Would you recommend USAA Investing to your friends?

Paul G.

Jul 6, 2019

May or may not recommend

Chaotic organization, (mutual funds now managed by Victory) long phone waits, Impersonal, bureaucratic, never get to speak with the same person....they are reluctant to share name and extension. They used to be better organized.

Showing 1 of 1 reviews