Lendini is not a bank. We do not provide loans. We offer cash advances. A cash advance is a payment to a business in exchange for an agreed upon percentage of future receivables. Lendini offers two types of advances, a Business Cash Advance and a Merchant Cash Advance. With Lendini, business owners receive the capital they need without lengthy delays or excessive paperwork. Lendini offers pre-approvals in under three hours and next day funding of approved advances. Our staff provides unparalleled customer service and treats each business owner with the respect they deserve.