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Last Updated: 04/18/2025

American National Life Insurance

from American National Insurance Company

Last Updated: 04/18/2025

Strongly recommended7 total votes

7 users recommend

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Highlights

Community Rating

Strongly recommended

Term Life Death Benefit Range

Starting at $50,000

Term Options

Term Life
Level Term

Financial Strength Rating

A(Verified 04/18/2025)

Number of Reviews

American National Life Insurance Review

Standard life insurance Pros & Cons

Pros

Cons

Offers life insurance policies that don't require medical exams.
Life policy terms of up to 30 years.
Strong financial rating
Available in all 50 states.
Access to multiple life insurance policy types.

American National Insurance Company is a life insurance carrier based in Galveston, TX. The company was founded in 1905 and offers life insurance products in 50 states (and Washington, DC).

Standard life insurance FAQ

What types of life insurance products does American National Insurance Company offer?

Life insurance companies typically offer a wide variety of life insurance options. One of the best ways to save money on life insurance products is to avoid unnecessary coverage. Only purchase life insurance policies and riders you actually need.

Here is a brief description of life insurance options American National Insurance Company offers.

Term Life Insurance - This is the simplest type of life insurance policy. Term life insurance policies are payable if the insured person dies within a specific period of time, such as 5, 10, or 30 years. Standard life insurance offers term lengths ranging from 10 to 30 years.
Level Term Life Insurance - These are term life insurance policies that have the same fixed premium and payment amount through the duration of the life insurance policy.
Whole Life Insurance - Whole life insurance policies remain in force for the policyholder's entire life, provided premiums are paid. They have a tax deferred cash value, meaning the cash value will not be taxed until funds are withdrawn.
Universal Life Insurance - This type of universal life insurance policy guarantees a fixed death benefit and an investment account. The cash value of the investment account will vary depending on the portfolio's performance.
Variable Universal Life Insurance - These types of universal life insurance policies provides the most flexibility when it comes to investing the cash value of a universal life policy in separate accounts with "variable" values.
Indexed Universal Life Insurance - These types of universal life insurance policies allows policyholders to place the cash value of the life insurance policy in a fixed account or an equity index account, such as the S&P 500 or the Nasdaq 100.

What is SuperMoney's financial rating of American National Insurance Company?

The financial strength rating of life insurance companies scores its ability to pay contracts and life insurance policies. SuperMoney gives American National Insurance Company an A or excellent, which is SuperMoney's second highest available score for life insurance companies.

SuperMoney's financial strength rating is primarily based on the average score from independent insurance rating agencies.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Headquarters

One Moody Plaza

Galveston, TX 77550

Visit Site

Email Support

Hours of Operation

SundayClosedMonday7:00AM - 6:00PMTuesday7:00AM - 6:00PMWednesday7:00AM - 6:00PMThursday7:00AM - 6:00PMFriday7:00AM - 6:00PMSaturdayClosed

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SuperMoney Net Recommendation Score

SuperMoney users strongly recommend this product, giving it a user recommendation score of +100, or 5 on a 5-point rating scale.

+100

-1000+100

No one recommends

Everyone recommends

The recommendation score reflects customer satisfaction with a provider. A score of +100 means every customer recommends the provider, while -100 means none of them do. These scores are based entirely on community member votes and are not influenced by partner compensation. SuperMoney removes fake reviews when detected.

American National Life Insurance Community Reviews

Would you recommend American National Life Insurance to your friends?

Mazhar C.

Nov 25, 2022

May or may not recommend

Premiums are low and customer service is excellent. They have a few unique and intriguing features.

Lakwanza S.

Apr 29, 2022

May or may not recommend

multiple options to choose from information given was easy to understand and I didn't feel pressured into purchasing anything when I spoke with the sales rep

Victoria J.

Apr 29, 2022

May or may not recommend

The company always had respectful representatives available to address my questions and concerns. Also, offering an affordable life insurance coverage for me and my husband.

Reigni D.

Apr 27, 2022

May or may not recommend

Premiums are low and customer service is excellent. They have a few unique and intriguing features.

Robert W.

Mar 20, 2022

May or may not recommend

So far American National impresses with it's low premiums and extremely helpful customer service. I am a little confused but also intrigued by their gym membership feature as helping people find and go to fitness centers seemed beyond the purview of a life insurance agency. That said it seems a popular feature and who am I to say no. If an extra feature like this is going ...Show More

Bailey P.

Mar 18, 2022

May or may not recommend

The costumer service has been really helpful when I have a question. I have yet to run into any sort of concerns and am happy to report my premium has remained low.

Glenda T.

Jun 10, 2021

May or may not recommend

My aunt and uncle have had American National Policies for years. The premium has remained low, and customer service has been amazing.

Showing 7 of 7 reviews