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Fidelity Life Insurance
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Fidelity Life Insurance

Unaffiliated
in Life Insurance from Fidelity Life
Net Recommendation Score +100  

SUPERMONEY NET RECOMMENDATION SCORE

This product is strongly recommended by SuperMoney users with a score of +100, equating to 5 on a 5 point rating scale.

+100

Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

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1 user recommends
0 users are unsure
0 users don't recommend
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Financial Strength Rating A-

Fidelity Life Insurance Review

Fidelity life insurance is a life insurance carrier based in Chicago, IL. The company was founded in 1896 and offers life insurance products in 48 states (and Washington, DC).

Fidelity life insurance FAQ

What types of life insurance products does Fidelity life insurance offer?

Life insurance companies typically offer a wide variety of life insurance options. One of the best ways to save money on life insurance products is to avoid unnecessary coverage. Only purchase life insurance policies and riders you actually need.

Here is a brief description of life insurance options Fidelity life insurance offers.

  • Term Life Insurance - This is the simplest type of life insurance policy. Term life insurance policies are payable if the insured person dies within a specific period of time, such as 5, 10, or 30 years. Fidelity life insurance offers term lengths ranging from 10 to 30 years. Death benefit amounts range from $10,000 to $1,000,000.
  • Level Term Life Insurance - These are term life insurance policies that have the same fixed premium and payment amount through the duration of the life insurance policy.
  • Whole Life Insurance - Whole life insurance policies remain in force for the policyholder's entire life, provided premiums are paid. They have a tax deferred cash value, meaning the cash value will not be taxed until funds are withdrawn. The maximum whole life insurance death benefit amount is 150000.

As well as the basic coverage types mentioned above, Fidelity life insurance company also offers the following life insurance policies:

  • Group Life Insurance - Fidelity life insurance offers some of its life insurance policies as a group benefit to employees who meet certain eligibility requirements, such as having worked for a month in the company. Typically, these term life insurance policies can only be adjusted or purchased after a qualifying life event, such as marriage or the birth of a child, or during an open enrollment period.
  • Guaranteed Issue Life Insurance - These whole life insurance policies offer a cash death benefit to the beneficiary. All coverage applications are approved regardless of health concerns. The catch is that these life insurance policies usually have lower death benefits and higher than normal premiums.
  • Final Expense - Even bare-bones funerals can cost thousands of dollars. These whole life insurance policies, also known as burial insurance, cover funeral and burial costs.

How can you save money on a Fidelity life insurance life insurance policy?

When you ask for a life insurance quote with Fidelity life insurance, ask what discounts are available for various life insurance options.

These include:

  • Being a non-smoker

What is SuperMoney's financial rating of Fidelity life insurance?

The financial strength rating of life insurance companies scores its ability to pay contracts and life insurance policies. SuperMoney gives Fidelity life insurance an A-. Life insurance companies with this score show an excellent ability to cover their life insurance responsibilities.

SuperMoney's financial strength rating is primarily based on the average score from independent insurance rating agencies.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

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About Fidelity Life Insurance

Availability

  Available in 48 states and Washington, D.C.
  • Alaska
  • Alabama
  • Arkansas
  • Arizona
  • California
  • Colorado
  • Connecticut
  • Washington, DC
  • Delaware
  • Florida
  • Georgia
  • Hawaii
  • Iowa
  • Idaho
  • Illinois
  • Indiana
  • Kansas
  • Kentucky
  • Louisiana
  • Massachusetts
  • Maryland
  • Maine
  • Michigan
  • Minnesota
  • Missouri
  • Mississippi
  • Montana
  • North Carolina
  • North Dakota
  • Nebraska
  • New Hampshire
  • New Jersey
  • New Mexico
  • Nevada
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Virginia
  • Vermont
  • Washington
  • Wisconsin
  • West Virginia

Feature Breakdown

Financial Strength Rating A-
Policy Discounts Non-Smoker
Life Insurance Features
  • Online Quotes
  • No Medical Exam Policies
  • High Risk Applicants Accepted
  • Cash Value Loans
Term Length 10 - 30
Term Life Age Range 18 - 85
Term Life Death Benefit Range $10,000 - $1,000,000
Term Options
  • Level Term
  • Term Life
Whole / Permanent Life Options Whole Life (Traditional)
Whole Life Age Range 50 - 85
Whole Life Death Benefit Range Up to $150,000
Group Basic Term Age Range 16 - 70
Group Basic Term Death Benefit Range Up to $250,000
Group Life Options Group Basic Term Life Benefit
Life Insurance Riders
  • Waiver of Premium Due to Illness / Disability
  • Accelerated Death Benefit (Terminal Illnesses)
  • Child Term Rider
  • Accidental Death or Dismemberment / Double Indemnity
  • Return of Premium
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Minimum Age 16
Verification Documents Required
  • Driver License (or other photo ID)
  • Proof of citizenship/residence (Green Card)
  • Proof of Identity
  • Government Issued Photo ID
  • U.S. Tax Identification Number
  • Social Security Number

Fidelity Life Insurance Community Reviews

 

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SUPERMONEY NET RECOMMENDATION SCORE

This product is strongly recommended by SuperMoney users with a score of +100, equating to 5 on a 5 point rating scale.

+100

Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

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