John Hancock Life Insurance

in Life Insurance from John Hancock

Last Updated: 04/18/2025

Strongly recommended7 total votes

5 users recommend

1 users are unsure

1 users don't recommend

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Highlights

Community Rating

Strongly recommended

Term Life Death Benefit Range

N/A

Term Options

Term Life

Financial Strength Rating

A+(Verified 04/18/2025)

Number of Reviews

John Hancock Life Insurance Review

John Hancock life insurance Pros & Cons

Pros

Cons

Strong financial rating
Available in 46 states.
Access to multiple life insurance policy types.

John Hancock is a life insurance carrier based in Boston, MA. The company was founded in 1862 and offers life insurance products in 46 states (and Washington, DC).

John Hancock life insurance FAQ

What types of life insurance products does John Hancock offer?

Life insurance companies typically offer a wide variety of life insurance options. One of the best ways to save money on life insurance products is to avoid unnecessary coverage. Only purchase life insurance policies and riders you actually need.

Here is a brief description of life insurance options John Hancock offers.

Term Life Insurance - This is the simplest type of life insurance policy. Term life insurance policies are payable if the insured person dies within a specific period of time, such as 5, 10, or 30 years.
Universal Life Insurance - This type of universal life insurance policy guarantees a fixed death benefit and an investment account. The cash value of the investment account will vary depending on the portfolio's performance.
Variable Universal Life Insurance - These types of universal life insurance policies provides the most flexibility when it comes to investing the cash value of a universal life policy in separate accounts with "variable" values.
Indexed Universal Life Insurance - These types of universal life insurance policies allows policyholders to place the cash value of the life insurance policy in a fixed account or an equity index account, such as the S&P 500 or the Nasdaq 100.

What is SuperMoney's financial rating of John Hancock?

The financial strength rating of life insurance companies scores its ability to pay contracts and life insurance policies. SuperMoney gives John Hancock an A+, which is the highest available rating we give to life insurance companies.

SuperMoney's financial strength rating is primarily based on the average score from independent insurance rating agencies.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.