Ladder Review

Ladder is a life insurance agency based in Menlo Park, CA. The company was founded in 2015 and offers life insurance products in 50 states (and Washington, DC). The life insurance options they offer are issued by Fidelity Security Life Insurance Company®, Allianz Life Insurance Company of North America, and Allianz Life Insurance Company of New York..

What types of life insurance products are available through Ladder?

Life insurance companies typically offer a wide variety of life insurance options. One of the best ways to save money on life insurance products is to avoid unnecessary coverage. Only purchase life insurance policies and riders you actually need.

Here is a brief description of life insurance options Ladder offers.

• Term Life Insurance - This is the simplest type of life insurance policy. Term life insurance policies are payable if the insured person dies within a specific period of time, such as 5, 10, or 30 years. Ladder offers term lengths ranging from 10 to 30 years. Death benefit amounts range from $100,000 to $8,000,000.

What is the financial rating of Fidelity Security Life Insurance Company®, Allianz Life Insurance Company of North America, and Allianz Life Insurance Company of New York.?

The financial strength rating of life insurance companies scores its ability to pay contracts and life insurance policies. SuperMoney gives Fidelity Security Life Insurance Company®, Allianz Life Insurance Company of North America, and Allianz Life Insurance Company of New York. an A or excellent, which is SuperMoney's second highest available score for life insurance companies.

SuperMoney's financial strength rating is primarily based on the average score from insurance rating agencies.