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SuperMoney Net Recommendation Score +100  

SUPERMONEY NET RECOMMENDATION SCORE

This product is strongly recommended by SuperMoney users with a score of +100, equating to 5 on a 5 point rating scale.

+100

Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

Strongly recommended

14 users recommend
0 users are unsure
0 users don't recommend
Browse Reviews: 14 Recommendations | 0 Complaints
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Highlights
Community Rating Strongly recommended
Financial Strength Rating A
Number of Reviews 14

Ladder Review

Ladder is a life insurance agency based in Menlo Park, CA. The company was founded in 2015 and offers life insurance products in 50 states (and Washington, DC). The life insurance options they offer are issued by Allianz Life Insurance Company of North America and Allianz Life Insurance Company of New York .

Ladder FAQ

What types of life insurance products are available through Ladder?

Life insurance companies typically offer a wide variety of life insurance options. One of the best ways to save money on life insurance products is to avoid unnecessary coverage. Only purchase life insurance policies and riders you actually need.

Here is a brief description of life insurance options Ladder offers.

  • Term Life Insurance - This is the simplest type of life insurance policy. Term life insurance policies are payable if the insured person dies within a specific period of time, such as 5, 10, or 30 years. Ladder offers term lengths ranging from 10 to 30 years. Death benefit amounts range from $100,000 to $8,000,000.

What is SuperMoney's financial rating of Allianz Life Insurance Company of North America and Allianz Life Insurance Company of New York ?

The financial strength rating of life insurance companies scores its ability to pay contracts and life insurance policies. SuperMoney gives Allianz Life Insurance Company of North America and Allianz Life Insurance Company of New York an A or excellent, which is SuperMoney's second highest available score for life insurance companies.

SuperMoney's financial strength rating is primarily based on the average score from independent insurance rating agencies.

Ladder Disclosure: Ladder Insurance Services, LLC (Cal. license # 0K22568; Ark. license # 3000140372) offers term life insurance policies: (i) in New York, on behalf of Allianz Life Insurance Company of New York, New York, NY (policy form # MN-26); and (ii) in all other states and the District of Columbia on behalf of Allianz Life Insurance Company of North America, Minneapolis, MN (policy form # ICC20P-AZ100 and # P-AZ100). Only Allianz Life Insurance Company of New York is authorized to issue life insurance in the state of New York. Insurance policy prices, coverages, features, terms, benefits, exclusions, limitations and available discounts vary among these insurers and are subject to qualifications. Each insurer is solely responsible for any claims and has financial responsibility for its own products.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Message From Ladder

Ladder is life insurance for today’s consumer, for people who expect to be able to shop online, who maybe didn’t even know that the traditional process can take more than two months instead of 5 minutes. With affordable pricing and terms ranging from 10 - 30 years, Ladder offers $100K - $8M in coverage for people ages 20-60 through a streamlined, digital-first experience with no medical exams for coverage up to $3M.

It’s life insurance for people who want term coverage on their terms, who expect to be able to control their policy (and their payments) as their needs change over time. We know it's not always easy to protect your people—that's why we've created a painless way to get the life insurance coverage you need for those you care about most.

Contact

Hours of Operation

  • Sunday All Day
  • Monday All Day
  • Tuesday All Day
  • Wednesday All Day
  • Thursday All Day
  • Friday All Day
  • Saturday All Day

About Ladder

View Ladder Profile

Availability

  Available in 50 states and Washington, D.C.
  • Alaska
  • Alabama
  • Arkansas
  • Arizona
  • California
  • Colorado
  • Connecticut
  • Washington, DC
  • Delaware
  • Florida
  • Georgia
  • Hawaii
  • Iowa
  • Idaho
  • Illinois
  • Indiana
  • Kansas
  • Kentucky
  • Louisiana
  • Massachusetts
  • Maryland
  • Maine
  • Michigan
  • Minnesota
  • Missouri
  • Mississippi
  • Montana
  • North Carolina
  • North Dakota
  • Nebraska
  • New Hampshire
  • New Jersey
  • New Mexico
  • Nevada
  • New York
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Virginia
  • Vermont
  • Washington
  • Wisconsin
  • West Virginia
  • Wyoming

Feature Breakdown

Max. Coverage $8,000,000
Financial Strength Rating A
Fully Online Enrollment Process
Life Insurance Features
  • Online Quotes
  • Fully Online Enrollment Process
Term Length 10 - 30
Term Life Age Range 20 - 60
Term Life Death Benefit Range $100,000 - $8,000,000
Term Options Term Life
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Minimum Age 20

Ladder Community Reviews

 

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SUPERMONEY NET RECOMMENDATION SCORE

This product is strongly recommended by SuperMoney users with a score of +100, equating to 5 on a 5 point rating scale.

+100

Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

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