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Last Updated: 12/01/2025

Nationwide Life Insurance

from Nationwide

Last Updated: 12/01/2025

Strongly recommended7 total votes

5 users recommend

1 users are unsure

1 users don't recommend

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Highlights

Community Rating

Strongly recommended

Term Life Death Benefit Range

N/A

Term Options

Term Life

Financial Strength Rating

A+(Verified 04/18/2025)

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Number of Reviews

Nationwide Life Insurance Review

Nationwide life insurance Pros & Cons

Pros

Cons

Life policy terms of up to 30 years.
Strong financial rating
Available in all 50 states.
Access to multiple life insurance policy types.

Nationwide is a life insurance carrier based in Columbus, OH. The company was founded in 1926 and offers life insurance products in 50 states (and Washington, DC).

Nationwide life insurance FAQ

What types of life insurance products does Nationwide offer?

Life insurance companies typically offer a wide variety of life insurance options. One of the best ways to save money on life insurance products is to avoid unnecessary coverage. Only purchase life insurance policies and riders you actually need.

Here is a brief description of life insurance options Nationwide offers.

Term Life Insurance - This is the simplest type of life insurance policy. Term life insurance policies are payable if the insured person dies within a specific period of time, such as 5, 10, or 30 years. Nationwide life insurance offers term lengths ranging from 10 to 30 years.
Whole Life Insurance - Whole life insurance policies remain in force for the policyholder's entire life, provided premiums are paid. They have a tax deferred cash value, meaning the cash value will not be taxed until funds are withdrawn.
Universal Life Insurance - This type of universal life insurance policy guarantees a fixed death benefit and an investment account. The cash value of the investment account will vary depending on the portfolio's performance.
Variable Universal Life Insurance - These types of universal life insurance policies provides the most flexibility when it comes to investing the cash value of a universal life policy in separate accounts with "variable" values.

What is SuperMoney's financial rating of Nationwide?

The financial strength rating of life insurance companies scores its ability to pay contracts and life insurance policies. SuperMoney gives Nationwide an A+, which is the highest available rating we give to life insurance companies.

SuperMoney's financial strength rating is primarily based on the average score from independent insurance rating agencies.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Headquarters

One Nationwide Plaza

Columbus, OH 43215

Visit Site

Email Support

Hours of Operation

Sunday

Closed

Monday

9:00AM - 5:00PM

Tuesday

9:00AM - 5:00PM

Wednesday

9:00AM - 5:00PM

Thursday

9:00AM - 5:00PM

Friday

9:00AM - 5:00PM

Saturday

Closed

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SuperMoney Net Recommendation Score

SuperMoney users strongly recommend this product, giving it a user recommendation score of +57, or 4.1 on a 5-point rating scale.

+57

-1000+100

No one recommends

Everyone recommends

The recommendation score reflects customer satisfaction with a provider. A score of +100 means every customer recommends the provider, while -100 means none of them do. These scores are based entirely on community member votes and are not influenced by partner compensation. SuperMoney removes fake reviews when detected.

Nationwide Life Insurance Community Reviews

Would you recommend Nationwide Life Insurance to your friends?

Mazhar C.

Nov 25, 2022

May or may not recommend

When I was looking for a policy for my grandma and I came across NationWide. I was amazed with their Universal Life Insurance benefit. - This allows you to guarantee a fixed death benefit and it comes with an investment account. My grandma loved it as there was a potential of the cash value to go up. 100% recommended

Leah T.

Nov 16, 2022

May or may not recommend

I personally feel like Nationwide Life Insurance has great customer service and a wide range of policy types.

Bailey P.

Mar 18, 2022

May or may not recommend

NationWide has a variety of services they offer and an app that makes it really easy and coinvent to check on my insurance policy. I had an insurance company once that did not have an app and it was such an inconvenience. They make things simple to understand as well.

Robert W.

Mar 18, 2022

May or may not recommend

Some Pros and Cons with Nationwide. On the Positive side, they have a wide variety of options and heir terms are fairly generous. On the negative side, their online system is faulty which is definitely going to scare off some people. After all who wants to set up an account only for it to be spontaneously erased because they haven't worked out all the bugs in their ...Show More

Boris N.

Jun 3, 2021

May or may not recommend

Keryn S.

Nov 25, 2020

May or may not recommend

Nationwide offers a wide variety of products that can serve almost anyone. They accommodate to your situation and needs, and their representatives are friendly and knowledgable. I, personally, added a rider that includes my husband and kids in my policy. it saved me a lot of money, as I'm not required to purchase separate policies. Nationwide's automated system withdraws my monthly premium payments directly from my account. That allows me ...Show More

Hammed O.

Nov 11, 2020

May or may not recommend

The insurance scheme is not of good quality, my policy was cancelled without prior information. I made a call through just for them to reinstate the policy, all they did was to take my payment and nothing was reinstated. I suggest people try out another secured insurance scheme rather than having dealings these people.

Showing 7 of 7 reviews