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Last Updated: 04/18/2025

Shelter Insurance Life Insurance

from Shelter Insurance

Last Updated: 04/18/2025

Rating not yet determined2 total votes

2 users recommend

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Highlights

Term Life Death Benefit Range

N/A

Term Options

Term Life
Level Term
Annual Renewable

Financial Strength Rating

A(Verified 04/18/2025)

Shelter Insurance Life Insurance Review

Shelter life insurance Pros & Cons

Pros

Cons

Life policy terms of up to 30 years.
Strong financial rating
Access to multiple life insurance policy types.

Only available in 15 states..

Shelter Insurance is a life insurance carrier based in Columbia, MO. The company was founded in 1946 and offers life insurance products in 15 states in the USA.

Shelter life insurance FAQ

What types of life insurance products does Shelter Insurance offer?

Life insurance companies typically offer a wide variety of life insurance options. One of the best ways to save money on life insurance products is to avoid unnecessary coverage. Only purchase life insurance policies and riders you actually need.

Here is a brief description of life insurance options Shelter Insurance offers.

Term Life Insurance - This is the simplest type of life insurance policy. Term life insurance policies are payable if the insured person dies within a specific period of time, such as 5, 10, or 30 years. Shelter life insurance offers term lengths ranging from 10 to 30 years.
Level Term Life Insurance - These are term life insurance policies that have the same fixed premium and payment amount through the duration of the life insurance policy.
Annual Renewable Term Life Insurance - Annual renewable term life insurance policies provide a constant death benefit for the duration of the term life insurance policy but the premiums are reassessed every year.
Whole Life Insurance - Whole life insurance policies remain in force for the policyholder's entire life, provided premiums are paid. They have a tax deferred cash value, meaning the cash value will not be taxed until funds are withdrawn.
Universal Life Insurance - This type of universal life insurance policy guarantees a fixed death benefit and an investment account. The cash value of the investment account will vary depending on the portfolio's performance.

What is SuperMoney's financial rating of Shelter Insurance?

The financial strength rating of life insurance companies scores its ability to pay contracts and life insurance policies. SuperMoney gives Shelter Insurance an A or excellent, which is SuperMoney's second highest available score for life insurance companies.

SuperMoney's financial strength rating is primarily based on the average score from independent insurance rating agencies.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Headquarters

1817 West Broadway

Columbia, MO 65218

Visit Site

Email Support

Hours of Operation

SundayClosedMonday7:00AM - 10:00PMTuesday7:00AM - 10:00PMWednesday7:00AM - 10:00PMThursday7:00AM - 10:00PMFriday7:00AM - 10:00PMSaturday7:00AM - 10:00PM

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SuperMoney Net Recommendation Score

Not enough SuperMoney users have reviewed this product to provide a recommendation score or rating.

+100

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No one recommends

Everyone recommends

The recommendation score reflects customer satisfaction with a provider. A score of +100 means every customer recommends the provider, while -100 means none of them do. These scores are based entirely on community member votes and are not influenced by partner compensation. SuperMoney removes fake reviews when detected.

Shelter Insurance Life Insurance Community Reviews

Would you recommend Shelter Insurance Life Insurance to your friends?

Mazhar C.

Nov 25, 2022

May or may not recommend

I would absolutely recommend the my friends and family work use the services of Shelter Insurance Life Insurance. They are a great company to work with and really take care of your insurance needs.

Tayonna P.

Sep 21, 2022

May or may not recommend

I would absolutely recommend the my friends and family work use the services of Shelter Insurance Life Insurance. They are a great company to work with and really take care of your insurance needs.

Showing 2 of 2 reviews