The Cincinnati Life Insurance Review

The Cincinnati Life Insurance is an insurance carrier based in Fairfield, OH. The company was founded in 1950 and offers life insurance in 46 states (and Washington, DC). Life insurance is important for anyone who has loved who depend on them financially. It can also help with final expenses and burial costs.

What types of life insurance coverage does The Cincinnati Life Insurance offer?

Insurance carriers typically offer a wide variety of policies. One of the best ways to save money on life insurance is to avoid unnecessary coverage. Only apply for policies and riders you actually need.

Here is a brief description of the coverage The Cincinnati Life Insurance offers.

• Term Life Insurance - This is the simplest type of life insurance. It is payable if the insured person dies within a specific period of time. The Cincinnati Life Insurance offers term lengths ranging from 10 to 30 years.
• Whole Life Insurance - Whole life insurance policies remain in force for the entire life of the policyholder provided premiums are paid. Whole life benefit payments range from $100,000 to $1,000,000.
• Universal Life Insurance - This type of policy guarantees a fixed death benefit and an investment account. The cash value of the investment account will vary depending on the portfolio's performance.

How can you save money on a The Cincinnati Life Insurance life insurance policy?

When you ask for a quote with The Cincinnati Life Insurance, ask what policy discounts are available.

What is the financial strength rating of The Cincinnati Life Insurance?

Each agency has its own standards and rating scale and a company's rating can change any day. It's a good idea to check the financial rating of an insurance company before you purchase a policy.

There are five main rating agencies. SuperMoney's financial strength rating is based, among other factors, on the average score from available ratings.

The Cincinnati Life Insurance scores an A+, SuperMoney's highest available rating.