The Cincinnati Life Insurance Review

The Cincinnati Life Insurance is an insurance carrier based in Fairfield, OH. The company was founded in 1950 and offers life insurance in 46 states (and Washington, DC).

What types of life insurance coverage does The Cincinnati Life Insurance offer?

Insurance carries typically offer a wide variety of policies. One of the best ways to save money on life insurance is to avoid unnecessary coverage. Only purchase policies and riders you actually need.

Here is at brief description of the coverage The Cincinnati Life Insurance offers.

• Term Life Insurance - This is the simplest type of life insurance. It is payable if the insured person dies within a specific period of time, such as 5, 10, or 30 years. The Cincinnati Life Insurance offers term lengths ranging from 10 to 30 years.
• Whole Life Insurance - Whole life insurance policies remain in force for the entire life of the policyholder provided premiums are paid. Whole life benefit payments range from $100,000 to $1,000,000.
• Universal Life Insurance - This type of policy guarantees a fixed death benefit and an investment account. The cash value of the investment account will vary depending on the portfolio's performance.

What is the financial strength rating of The Cincinnati Life Insurance?

The financial strength rating of a life insurance company scores its ability to pay contracts and policies. SuperMoney gives The Cincinnati Life Insurance an A+, which is the highest available rating we give.

SuperMoney's financial strength rating is primarily based on the average score from insurance rating agencies.