California Casualty Mobile Home Insurance
in Mobile Home Insurance from California CasualtyUnaffiliated
California Casualty Mobile Home InsuranceUnaffiliated
in Mobile Home Insurance from California Casualty
Would you recommend California Casualty Mobile Home Insurance to your friends?
Thanks for your vote!
You voted: May or may not recommend
|Community Rating||Mostly recommended|
|Financial Strength Rating||A-|
California Casualty Mobile Home Insurance Review
Where does California Casualty Mobile Home Insurance do business?
California Casualty Mobile Home Insurance is an insurance carrier based in San Mateo, CA. The company was founded in 1914 and offers mobile home insurance in 41 states (and Washington, DC).
How does California Casualty Mobile Home Insurance compare to other manufactured home insurance companies?
What types of coverage does California Casualty Mobile Home Insurance offer?
We may call them manufactured or mobile homes, but the truth is they aren't much different that a regular single-family home. That goes for insurance too. Mobile home owners need insurance whether they live in them seasonally or year-round.
As with home insurance policies, manufactured home insurance includes a wide range of coverages. One of the best ways to save money on your mobile home insurance is to only buy the coverage you need. California Casualty Mobile Home Insurance offers the following types of mobile home insurance coverage:
Also called "dwelling insurance" or physical structure coverage, this is the part of your manufactured home insurance policy that helps pay for the rebuilding or the repair of the physical structure of your mobile home if it's damaged by a fire, hail, theft, vandalism, or any other covered hazard.
Guest Medical Protection:
This helps visitors who are injured while in your mobile home. It can help cover the necessary medical expenses in an accident, regardless of who's at fault. Medical expenses covered usually include costs like ambulance rides, X-rays, surgical procedures, and hospital stays. Note that guest medical coverage doesn't apply to anyone who lives in the mobile home or is listed on your policy.
The personal liability coverage within your manufactured home insurance policy offers coverage for bodily injury and property damage sustained by others for which you or covered residents of your manufactured home are legally responsible.
Other Structures Coverage:
This covers structures on the residence premises separated from the manufactured home, such as a garage, a patio, utility line, tool shed, driveway, swimming pool, gazebo, or fence.
Personal Property Protection:
This insurance protects the items in your home, like your furniture. If they're damaged or lost, personal property coverage could help you cover the cost of replacing them.
Reimbursed Living Expenses:
This coverage reimburses the insured for the cost of maintaining a comparable standard of living following a covered loss that exceeds the insured's normal expenses. For example, it could include an insured's motel bill while fire damage to the home is being repaired or replaced or until the insured moves to a permanent residence.
Does California Casualty offer insurance for older mobile homes?Finding insurance for older mobile homes is not easy. This is because mobile homes built before 1976 did not have to meet the same building standards.
Technically, homes built after 1976 are called manufactured homes and those built before are mobile homes.California Casualty may not insure older mobile homes. However, age requirements vary and a lot depends on the condition of your manufactured home. So, you may still want to contact California Casualty for a quote.
How can you save money on a California Casualty mobile home insurance policy?
When you ask for a quote with California Casualty Mobile Home Insurance, make sure you ask for all the discounts you qualify for. These are the property-specific discounts currently available.
- Home Security or Protective Devices
Want more discounts? Check the discounts tab for a full list of general policy discounts you can qualify for with California Casualty Mobile Home Insurance.
What additional benefits does California Casualty Mobile Home Insurance offer?
California Casualty Mobile Home Insurance offers the following benefits to its customers:
24/7 Phone Availability:
Customer service is staffed around the clock.
Perfect for people who prefer the personal touch of a local insurance agent.
Digital Claims Reporting:
Never fax or mail a document again.
What is the financial strength rating of California Casualty Mobile Home Insurance?
The financial strength rating of an insurance company scores its ability to pay contracts and policies. Each agency has its own standards and rating scale and a company's rating can change any day. It's a good idea to check the financial rating of an insurance company before you purchase a policy. There are five main rating agencies. SuperMoney's financial strength rating is based, among other factors, on the average score from available ratings.
California Casualty Mobile Home Insurance scores an A- financial strength rating. Insurance companies with this score show an excellent ability to cover their insurance responsibilities.
1900 Alameda de las Pulgas
San Mateo, CA 94403
- Visit Site
Other Services by California Casualty
- Washington, DC
- New Hampshire
- New Jersey
- New Mexico
- North Dakota
- Rhode Island
- South Carolina
- South Dakota
- West Virginia
|Home and Structure Protection|
|Financial Strength Rating||
|Personal Property Protection|
|Guest Medical Protection|
|Reimbursed Living Expenses|
|Home and Renters Insurance||