
CapEd Federal Credit Union Money Market Account
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APY (Annual Percentage Yield) | 0.15% - 0.40% |
Minimum Balance to Earn APY | $2,500 |
Minimum Opening Deposit | N/A |
CapEd Federal Credit Union Money Market Account Review
CapEd Federal Credit Union Money Market Account is offered by CapEd Credit Union, a credit union founded in 1936 and based in Meridian, ID. CapEd Federal Credit Union Money Market Account are available in 50 states (and Washington, DC).
Key Takeaways
- Very high annual percentage yield (APY). This account offers an annual percentage yield of up to 0.40%, which is much higher than the national average for a money market account.However, you must keep a minimum balance of $2500.
- Charges a monthly fee. This account charges a monthly service fee of up to $18, but the fee is waived if you keep a minimum balance of $2,500.
Pros & Cons of CapEd Federal Credit Union Money Market Account
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CapEd Federal Credit Union Money Market Account FAQ
Are money market accounts from CapEd Credit Union federally insured?
Yes, your money market accounts are insured up to $250,000 per share owner for each account ownership category. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.
What are the dividends for CapEd money market rates?
CapEd money market offers an APY starting at 0.15% and ranging up to 0.40% (APY stands for annual percentage yield, rates may change). However, to earn interest you must keep a minimum balance of $2500.
Rates | Amount |
---|---|
APY (Annualized Percentage Yield) | 0.15% - 0.40% |
What are the fees for CapEd Federal Credit Union Money Market Account?
This account charges a monthly maintenance fee of up to $18. You can avoid this fee by maintaining a balance of $2,500. CapEd Credit Union will charge you a $5 fee if you exceed your maximum number of monthly transactions.Fees | Amount |
---|---|
Monthly Fee | up to $18 |
Paper Statement Fee | N/A |
Excess Transaction Fee | $5 |
What is the minimum balance for CapEd money market?
No minimum initial deposit. CapEd Credit Union does not require a minimum initial deposit to open an account.
Monthly maintenance fee waiver. You can avoid the monthly fee if you keep a balance of $2,500.
Interest rate minimum balance of $2,500. You must keep the account balance above $2,500 to earn interest.
What features and perks does CapEd money market offer?
This account includes the following features:
- Fraud monitoring - CapEd Credit Union monitors transactions for potentially fraudulent activity.
- Mobile Banking Services - CapEd money market allows you to manage your money through online banking and a dedicated mobile app.
What is the customer service phone number?
The customer service number for this business card is (800) 223-7283.
What is the support contact email?
The support contact email for this business credit card is questions@capedcu.com.
How to open an account with CapEd Credit Union
- Visit the CapEd Credit Union website.
- Fill in the application form. You will typically need to provide general financial information, such as your name, Social Security Number and address.
- Check the information is accurate and submit your application.
Contact
- Headquarters
-
275 S Stratford Dr
Meridian, ID 83642 USA - (800) 223-7283
- Visit Site
- Email Support
Other Services by CapEd Credit Union
Availability
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- Washington, DC
- West Virginia
- Wisconsin
- Wyoming
Feature Breakdown
Minimum Balance to Avoid Monthly Fee | Starting at $2,500 |
Minimum Balance to Earn APY | $2,500 |
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Would you recommend CapEd Federal Credit Union Money Market Account to your friends?
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