CapEd Federal Credit Union Money Market Account Review

CapEd Federal Credit Union Money Market Account is offered by CapEd Credit Union, a credit union founded in 1936 and based in Meridian, ID. CapEd Federal Credit Union Money Market Account is available in 50 states (and Washington, DC).

Are money market accounts from CapEd Credit Union federally insured?

Yes, your CapEd Credit Union money market accounts are insured up to $250,000 per person by the National Credit Union Share Insurance Fund (NCUSIF). Individual Retirement Accounts (IRA) are insured separately up to $250,000. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.

What are the CapEd Federal Credit Union Money Market Account rates?

CapEd Federal Credit Union Money Market Account offers an APY starting at 0.15% and ranging up to 0.40% (APY stands for annual percentage yield, rates may change). However, to earn interest you must keep a minimum balance of $2500.

CapEd Federal Credit Union Money Market Account Rates and Terms

Rates	Amount
APY (Annualized Percentage Yield)	0.15% - 0.40%

What are the CapEd Federal Credit Union Money Market Account fees?

This account charges a monthly maintenance fee of up to $18. You can avoid this fee by maintaining a balance of $2,500.

CapEd Credit Union will charge you a $5 fee if you exceed your maximum number of monthly transactions.

Federal regulations limit the number of transactions you can make from your money market account to six per month.

CapEd Federal Credit Union Money Market Account Fees

Fees	Amount
Monthly Fee	up to $18
Paper Statement Fee	N/A
Excess Transaction Fee	$5

What is the minimum balance for CapEd Federal Credit Union Money Market Account?

No minimum initial deposit. CapEd Credit Union does not require a minimum initial deposit to open an account.

Monthly maintenance minimum balance of $2,500. You can avoid the monthly fee if you keep a minimum balance $2,500.

Interest rate minimum balance of $2,500. You must keep the account balance above $2,500 to earn interest.

What features and perks does CapEd Federal Credit Union Money Market Account offer?

This account includes the following features:

• Fraud monitoring - CapEd Credit Union monitors transactions for potentially fraudulent activity.
• Mobile Banking Services - CapEd Federal Credit Union Money Market Account allows you to manage your money online.

How to open an account with CapEd Credit Union

• Visit the CapEd Credit Union website.
• Fill in the application form. You will typically need to provide general financial information, such as your name, Social Security Number and address.
• Check the information is accurate and submit your application.