Capital Bank Investors' Choice Money Market Account Review

Capital Bank Investors' Choice Money Market Account is offered by Capital Bank Of Texas, a bank founded in 1965 and based in Houston, TX. Capital Bank Investors' Choice Money Market Account is available in 1 state across the USA.

• Charges a monthly fee. This account charges a monthly service fee of up to $25, but the fee is waived if you keep a minimum balance of $25,000.
• High minumum deposit. You must deposit a minimum of $25,000, which is high compared to most money market accounts.

Pros	Cons
Does not offer mobile check deposits. Access to physical branches. Free debit card No charge on incoming domestic or international wire transfers.	No signup bonus. Only available in one state. Monthly service charge.

Are money market accounts from Capital Bank Of Texas federally insured?

Yes, your Capital Bank Of Texas money market accounts are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.

What are the interest rates for Capital Bank Investors' Choice Money Market Account rates?

Capital Bank Investors' Choice Money Market Account offers an APY starting at 0.01% (APY stands for annual percentage yield, rates may change). However, to earn interest you must keep a minimum balance of $1000.

Capital Bank Investors' Choice Money Market Account Rates and Terms

Rates	Amount
APY (Annualized Percentage Yield)	0.01%

What are the fees for Capital Bank Investors' Choice Money Market Account?

This account charges a monthly maintenance fee of up to $25. You can avoid this fee by maintaining a balance of $25,000.

Capital Bank Of Texas will charge you a $10 fee if you exceed your maximum number of monthly transactions.

Capital Bank Investors' Choice Money Market Account Fees

Fees	Amount
Monthly Fee	up to $25
Paper Statement Fee	N/A
Excess Transaction Fee	$10

What is the minimum balance for Capital Bank Investors' Choice Money Market Account?

Minimum deposit of $25,000. You must make an initial deposit of at least $25,000 to open this account.

Monthly maintenance fee waiver. You can avoid the monthly fee if you keep a balance of $25,000.

Interest rate minimum balance of $1,000. You must keep the account balance above $1,000 to earn interest.

What features and perks does Capital Bank Investors' Choice Money Market Account offer?

This account includes the following features:

• Fraud monitoring - Capital Bank Of Texas monitors transactions for potentially fraudulent activity.
• Mobile Banking Services - Capital Bank Investors' Choice Money Market Account allows you to manage your money through online banking and a dedicated mobile app.
• Nationwide ATM network - Capital Bank Investors' Choice Money Market Account allows you to access your money from an ATM, a convenient feature only a few offer.

What is the customer service phone number?

The customer service number for this business card is (713) 675-2341.

How to open an account with Capital Bank Of Texas

• Visit the Capital Bank Of Texas website.
• Fill in the application form. You will typically need to provide general financial information, such as your name, Social Security Number and address.
• Check the information is accurate and submit your application.