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Last Updated: 04/18/2025

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360 Money Market Account

from Capital One

Last Updated: 04/18/2025
360 Money Market Account logo
Rating not yet determined4 total votes
2 users recommend
1 users are unsure
1 users don't recommend

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APY (Annual Percentage Yield)

0.85% - 1.85%(Verified 06/21/2024)
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Minimum Balance to Earn APY

$1

Minimum Opening Deposit

Starting at $0

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360 Money Market Account Review

360 Money Market Account is offered by Capital One, a bank founded in 1933 and based in McLean, VA. Capital One 360 money market are available in 50 states and Washington, DC.

Key Takeaways

  • Very high annual percentage yield (APY). This account offers an annual percentage yield of up to 1.85%, which is much higher than the national average for a money market account. However, you must keep a minimum balance of $1.
  • No minimum initial deposit. There is no minimum balance required to open an account.

Pros & Cons of 360 Money Market Account

360 Money Market Account FAQ

Are money market accounts from Capital One federally insured?

Yes, your deposits are insured by the Federal Deposit Insurance Corporation (FDIC). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.

What are the 360 Money Market Account rates?

360 Money Market Account offers an APY starting at 0.85% and ranging up to 1.85% (APY stands for annual percentage yield, rates may change). However, to earn interest you must keep a minimum balance of $1.

What are the 360 Money Market Account fees?

360 Money Market Account does not charge a monthly maintenance fee.

What is the minimum balance for 360 Money Market Account?

No minimum initial deposit. Capital One does not require a minimum initial deposit to open an account.
Interest rate minimum balance of $1. You must keep the account balance above $1 to earn interest.

What features and perks does 360 Money Market Account offer?

This account includes the following features:
  • Fraud monitoring - Capital One monitors transactions for potentially fraudulent activity.
  • Mobile Banking Services - 360 Money Market Account allows you to manage your money through online banking and a dedicated mobile app.
  • Nationwide ATM network - 360 Money Market Account allows you to access your money from an ATM, a convenient feature only a few offer.

What is the customer service phone number?

The customer service number for this business card is (877) 383-4802.

What is the support contact email?

The support contact email for this business credit card is support@capitalone.com.

How to open an account with Capital One

  • Visit the Capital One website.
  • Fill in the application form. You will typically need to provide general financial information, such as your name, Social Security Number and address.
  • Check the information is accurate and submit your application.

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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Headquarters

1680 Capital One Drive
McLean, VA 22102
Visit Site
Email Support

Hours of Operation

SundayClosedMonday9:00AM - 5:00PMTuesday9:00AM - 5:00PMWednesday9:00AM - 5:00PMThursday9:00AM - 5:00PMFriday9:00AM - 5:00PMSaturdayClosed

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SuperMoney Net Recommendation Score

Not enough SuperMoney users have reviewed this product to provide a recommendation score or rating.

+25

-1000+100
No one recommends
Everyone recommends
The recommendation score reflects customer satisfaction with a provider. A score of +100 means every customer recommends the provider, while -100 means none of them do. These scores are based entirely on community member votes and are not influenced by partner compensation. SuperMoney removes fake reviews when detected.

360 Money Market Account Community Reviews

Would you recommend 360 Money Market Account to your friends?

LK

Laura K.

Feb 11, 2021

May or may not recommend

Good interest rate, easy website! You need to remove the 10 word requirement if you want more reviews!!!!!!

KH

Klaus H.

Nov 17, 2020

May or may not recommend

it's a safe place to put your money also with easy transfer's between banks

MS

Mary S.

Nov 5, 2020

May or may not recommend

My monthly interest is getting lower and lower even as my account balance grows. This is very strange. Usually the higher your balance the more interest you earn. Am looking for a new money market account that actually pays the 2 % I was told I would get.

JF

Joseph F.

Aug 10, 2020

May or may not recommend

I have spent six weeks starting July 1 attempting to get Capital to close or transfer my 360 account but all attempts fail with the last attempt ending in, "Management needs to approve this and is looking at it". First attempt had me transferring monies to my fidelity account, which was done within a few days and funds available to me there. Five days later the funds ...Show More

Showing 4 of 4 reviews

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