Last Updated: 04/18/2025
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Highlights
APY (Annual Percentage Yield)
0.01% - 0.1%(Verified 06/21/2024)
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Minimum Balance to Earn APY
N/A
Minimum Opening Deposit
Starting at $100
Citibank Money Market Account Review
Citibank Money Market Account is offered by Citi®, a bank founded in 1812 and based in New York, NY. Citibank money market account are available in 50 states and Washington, DC.
Key Takeaways
- Very high annual percentage yield (APY). This account offers an annual percentage yield of up to 0.1%, which is much higher than the national average for a money market account.
- Charges a monthly fee. This account charges a monthly fee of up to $4.5.
- Small minimum initial deposit. You only need $100 to open an account.
Pros & Cons of Citibank Money Market Account
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Citibank Money Market Account FAQ
Are money market accounts from Citi® federally insured?
Yes, your deposits are insured by the Federal Deposit Insurance Corporation (FDIC). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.
What are the interest rates for Citibank money market account rates?
Citibank money market account offers an APY starting at 0.01% and ranging up to 0.1% (APY stands for annual percentage yield, rates may change).
| Rates | Amount |
| APY (Annualized Percentage Yield) | 0.01% - 0.1% |
What are the fees for Citibank Money Market Account?
This account charges a monthly maintenance fee of up to $4.5.| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Monthly Service Fee | $0 - $4.5 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
What is the minimum balance for Citibank money market account?
Minimum deposit of $100. You must make an initial deposit of at least $100 to open this account.
What features and perks does Citibank money market account offer?
This account includes the following features:
- Check Writing - Citibank money market account includes check writing privileges. This is convenient method to pay bills and transfer money from your account.
- Fraud monitoring - Citi® monitors transactions for potentially fraudulent activity.
- Mobile Banking Services - Citibank money market account allows you to manage your money through online banking and a dedicated mobile app.
What is the customer service phone number?
The customer service number for this account is (800) 950-5114.
What is the support contact email?
The support contact email for this business credit card is customer.help@citi.com.
How to open an account with Citi®
- Visit the Citi® website.
- Fill in the application form. You will typically need to provide general financial information, such as your name, Social Security Number and address.
- Check the information is accurate and submit your application.
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Message from Citibank money market account
Hours of Operation
Sunday
Closed
Monday
9:00AM - 5:00PM
Tuesday
9:00AM - 5:00PM
Wednesday
9:00AM - 5:00PM
Thursday
9:00AM - 5:00PM
Friday
9:00AM - 6:00PM
Saturday
10:00AM - 3:00PM