Citizens National Bank High Yield Money Market Review

Citizens National Bank High Yield Money Market is offered by Citizens National Bank, a bank founded in 1888 and based in Meridian, MS. Citizens National Bank High Yield Money Market is available in 50 states (and Washington, DC).

• Very high APY. This account offers an annual percentage yield of up to .15%, which is much higher than the national average for a money market account.
• No APY minimum balance. There is no minimum amount you have to deposit to start earning interest with this money market account.
• Charges a monthly fee. This account charges a monthly service fee of up to $15, but the fee is waived if you keep a minimum balance of $5,000.
• High minumum deposit. You must deposit a minimum of $5,000, which is high compared to most money market accounts.

Pros	Cons
Available in all 50 states. High-interest yield. Access to physical branches. Free debit card Access to a nationwide network of ATMs. No charge on incoming domestic or international wire transfers. Deposit checks remotely.	No signup bonus. Monthly service charge.

Are money market accounts from Citizens National Bank federally insured?

Yes, your Citizens National Bank money market accounts are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.

What are the interest rates for Citizens National Bank High Yield Money Market rates?

What are the fees for Citizens National Bank High Yield Money Market?

This account charges a monthly maintenance fee of up to $15. You can avoid this fee by maintaining a balance of $5,000.

Citizens National Bank will charge you a $5 fee if you exceed your maximum number of monthly transactions.

Citizens National Bank High Yield Money Market Fees

Fees	Amount
Monthly Fee	up to $15
Paper Statement Fee	N/A
Excess Transaction Fee	$5

What is the minimum balance for Citizens National Bank High Yield Money Market?

Minimum deposit of $5,000. You must make an initial deposit of at least $5,000 to open this account.

Monthly maintenance fee waiver. You can avoid the monthly fee if you keep a balance of $5,000.

What features and perks does Citizens National Bank High Yield Money Market offer?

This account includes the following features:

• Fraud monitoring - Citizens National Bank monitors transactions for potentially fraudulent activity.
• Mobile Banking Services - Citizens National Bank High Yield Money Market allows you to manage your money through online banking and a dedicated mobile app. This includes depositing checks in your account with your smartphone.
• Nationwide ATM network - Citizens National Bank High Yield Money Market allows you to access your money from an ATM, a convenient feature only a few offer.

How to open an account with Citizens National Bank

• Visit the Citizens National Bank website.
• Fill in the application form. You will typically need to provide general financial information, such as your name, Social Security Number and address.
• Check the information is accurate and submit your application.