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  Citizens National Bank Money Market Account
Citizens National Bank Money Market Account
in Money Market Accounts from Citizens National · fdic
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Citizens National Bank Money Market Account

Unaffiliated
in Money Market Accounts from Citizens National · Member FDIC
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Highlights
APY (Annual Percentage Yield) N/A
Minimum Balance to Earn APY $2,500
Minimum Opening Deposit Starting at $2,500

Citizens National Bank Money Market Account Review

Citizens National Bank Money Market Account is offered by Citizens National, a bank founded in 1985 and based in Bossier City, LA. Citizens National Bank Money Market Account is available in 1 state across the USA.

Key Takeaways
  • Charges a monthly fee. This account charges a monthly service fee of up to $27, but the fee is waived if you keep a minimum balance of $2,500.
  • High minumum deposit. You must deposit a minimum of $2,500, which is high compared to most money market accounts.
Pros & Cons of Citizens National Bank Money Market Account
Pros Cons
  • Does not offer mobile check deposits.
  • Access to physical branches.
  • No signup bonus.
  • Does not provide a debit card.
  • Only available in one state.
  • Monthly service charge.
Citizens National Bank Money Market Account FAQ

Are money market accounts from Citizens National federally insured?

Yes, this account is insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.

What are the interest rates for Citizens National Bank Money Market Account rates?

What are the fees for Citizens National Bank Money Market Account?

This account charges a monthly maintenance fee of up to $27. You can avoid this fee by maintaining a balance of $2,500.

Citizens National will charge you a $10 fee if you exceed your maximum number of monthly transactions.

Citizens National will allow you to make up to 6 withdrawals or transactionss per month. That is also the maximum set by federal regulations.
Citizens National Bank Money Market Account Fees
Fees Amount
Monthly Fee up to $27
Paper Statement Fee N/A
Excess Transaction Fee $10

What is the minimum balance for Citizens National Bank Money Market Account?

Minimum deposit of $2,500. You must make an initial deposit of at least $2,500 to open this account.

Monthly maintenance fee waiver. You can avoid the monthly fee if you keep a balance of $2,500.

Interest rate minimum balance of $2,500. You must keep the account balance above $2,500 to earn interest.

What features and perks does Citizens National Bank Money Market Account offer?

This account includes the following features:

  • Fraud monitoring - Citizens National monitors transactions for potentially fraudulent activity.
  • Mobile Banking Services - Citizens National Bank Money Market Account allows you to manage your money through online banking and a dedicated mobile app.

What is the support contact email?

The support contact email for this business credit card is C4@citizensnb.com.

How to open an account with Citizens National

  • Visit the Citizens National website.
  • Fill in the application form. You will typically need to provide general financial information, such as your name, Social Security Number and address.
  • Check the information is accurate and submit your application.
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Availability

  Available in 1 state
Louisiana
Availabile in all of Louisiana

Feature Breakdown

Minimum Balance to Avoid Monthly Fee Starting at $2,500
Minimum Balance to Earn APY $2,500
Minimum Opening Deposit Starting at $2,500
Monthly Fee $0 - $27
Account Features
  • Interest Bearing Account
  • Mobile Banking
  • Fraud Monitoring
  • Branch Access
  • Member FDIC
Dividend Payout Frequency Monthly

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